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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Nov 1 2022, 02:23 PM

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QUOTE(BSC2018 @ Nov 1 2022, 02:17 PM)
Its not about data/storage space. New version apps is link with our handphone, only one handphone allowed. After uninstall, if re-install, we need to call CS to delete previous installation info, then given a new ID number, allow new handphone/same handphone to log in. Very hard to call CS, now still waiting CS to call me back n give me ID number
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i checked connect app, there is option to unlink the device there.

perhaps you can try this too.
cybpsych
post Nov 1 2022, 08:55 PM

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FTA-i (FD-i) Fleksi Mega Campaign
The campaign will run from 1 November 2022 until 31 January 2023

Hurry! Only place RM5,000 to get 4.00% p.a return for 3 months tenure.

user posted image
cybpsych
post Nov 3 2022, 03:17 PM

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Bank Negara Malaysia (BNM) increases the Overnight Policy Rate (OPR) by 25bps to 2.75%

dont know happy or sad mad.gif

This post has been edited by cybpsych: Nov 3 2022, 03:18 PM
cybpsych
post Nov 4 2022, 08:18 PM

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Source: online

UOB

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Source: online

RHB

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This post has been edited by cybpsych: Nov 4 2022, 08:20 PM
cybpsych
post Nov 9 2022, 08:58 AM

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QUOTE(DiamondBar @ Nov 9 2022, 08:44 AM)
So English is your first language? rclxs0.gif

Were you born in one of the countries that use English as official language like UK, USA, Australia, New Zealand, and Canada?
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QUOTE(guy3288 @ Nov 9 2022, 08:47 AM)
the consequences of cakap tak pikir dulu  bruce.gif
and refused to admit after that
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let's put a stop to personal quarrels on differences in opinions.

also, dont flame each other too

pls keep to FD discusions


p/s: cherroy, may need your assistance to cleanup the topic, again
cybpsych
post Nov 9 2022, 01:13 PM

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SCB: Revision of 3.10% for 6-mths Fixed Deposit / Term Deposit-i Campaign 2022 Campaign

https://www.sc.com/my/important-information...on-fd-td-i-tcs/

3.28% p.a. for 6-mths Fixed Deposit / Term Deposit-i
Valid from 1 October – 31 December 2022


SCB: Revision of 4% p.a. for 6-mths Fixed Deposit / Term Deposit-i Campaign 2022

https://www.sc.com/my/important-information...ion-fd-td-i-tc/

4% p.a. for 6-mths Fixed Deposit / Term Deposit-i Campaign
Valid from 16 August 22 – 31 December 2022 (extended)

This post has been edited by cybpsych: Nov 9 2022, 01:14 PM
cybpsych
post Nov 9 2022, 05:40 PM

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OCBC Fixed Deposit Promotion

Promotion Period : *Effective from 9/11/2022*
*6 months - 3.05%*
*12 months - 3.25%*

*T&C*
✅Fully fresh fund with minimum amount of RM1,000.
✅Existing fund with minimum amount of RM50,000. (Premier clients only)
✅Promotion rates are subject to OPR revision.
cybpsych
post Nov 10 2022, 01:38 PM

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QUOTE(rocketm @ Nov 10 2022, 01:11 PM)
Why this document is not available in their official website?

Only have update for these FD
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because you're looking at the wrong website

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cybpsych
post Nov 10 2022, 08:15 PM

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bank Islam or bank rakyat

which one has good experience in opening account?

I know BIMB is asking extra documents.
cybpsych
post Nov 10 2022, 09:05 PM

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QUOTE(guy3288 @ Nov 10 2022, 09:02 PM)
u missed out BI 6m 4.0%
both also 12month FD right?
losing 40days of interest for an extra 0.7% is not quite worth it.
gain is only RM32 over such a long period of time, i would not  have lifted that
not worth it,
every RM100k gain only RM32 in 405 days.. too little

40D  lost is  rather long for additional 0.7% rate
Based on principal  of RM100k
on new maturity date the 3.05% FD would have earned RM668
for new FD  maturing on that day extra gain is only RM700 over the old FD
BR is much easier for subsequent FD. 1st time not much difference.
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thanks

BI casa could be non-fee bsa with DC (I think got), and sspn linking (bonus feature)

still waiting better hlb tia rates biggrin.gif
cybpsych
post Nov 11 2022, 06:19 AM

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QUOTE(mrhseinpingq @ Nov 10 2022, 11:29 PM)
not for individual

// 3. The Campaign is open to all new and existing Community Banking Customers of RHB (“Customer”).
4. Community Banking Customers refers to sole proprietorships, partnerships, small and medium enterprises, commercial and companies. //


QUOTE(sukuanz @ Nov 11 2022, 01:30 AM)
Any T&C for this?
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PIBB 15-Month and 18-Month Term Deposit-i Campaign

PB eTerm Deposit-i 15-Month and 18-Month Campaign via FPX

This post has been edited by cybpsych: Nov 11 2022, 06:20 AM
cybpsych
post Nov 11 2022, 10:57 AM

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QUOTE(CommodoreAmiga @ Nov 11 2022, 10:33 AM)
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QUOTE(CommodoreAmiga @ Nov 11 2022, 10:35 AM)
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QUOTE(CommodoreAmiga @ Nov 11 2022, 10:37 AM)
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aiyor dont spam la

use multiquote or add to initial post


multiquote guide https://forum.lowyat.net/index.php?act=faq&article=10

This post has been edited by cybpsych: Nov 11 2022, 10:58 AM
cybpsych
post Nov 11 2022, 02:44 PM

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https://www.ambank.com.my/ambank/SiteAssets...TDviaFPXTnC.pdf

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cybpsych
post Nov 11 2022, 08:18 PM

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QUOTE(Joe Yuan @ Nov 11 2022, 07:25 PM)
I think can put in Versa cash (now 4.0% for 1st 30K until 31.1.23) and KDI Save (now 3.5% for 1st 50K until 31.12.22) at bottom rows
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no la, don't lump into traditional fd


cybpsych
post Nov 11 2022, 10:20 PM

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QUOTE(kochin @ Nov 11 2022, 10:04 PM)
i don't know why i can't find any of the so called promo rates for efd in cimbclicks?
got link please?
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https://www.cimbclicks.com.my/clicks/#/wps/...ctId=FDFDEP0001

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cybpsych
post Nov 12 2022, 09:58 AM

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QUOTE(kechung @ Nov 12 2022, 09:53 AM)
RHB 3.50% for 3 month (min RM50K)
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you sure individual can get this?
cybpsych
post Nov 16 2022, 05:05 PM

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QUOTE(michaelangelo @ Nov 16 2022, 04:31 PM)
I also just opened mbsb account online today...tried many times to upload the nric photo and failed..only 3rd attempt jadi..
anyway, now waiting for approval...if can open then can place the online FD
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i applied online on Monday, just submitted nric photos. never asked to do video. thought was smooth.

Tuesday, i called general CS to check status. they said processing will be at the selected branch. Called branch, they said they had KYC issue, all online application cannot be completed, need us to visit branch to complete registration (ie physical presence as part of KYC) doh.gif

today Wednesday, visited branch. completed registration. instant transfer rm20 as initial transfer. gotten debit card. havent do online banking registration yet (using debit card number & pin registed for the dc, no need special handling at atm)
cybpsych
post Nov 17 2022, 08:54 AM

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QUOTE(elea88 @ Nov 17 2022, 07:20 AM)
update ya if approve..
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better call the selected branch for status, eventually they will do the review and approval.

if they noticed any issues, they can tell you whether to drop by the branch.


i went to branch yesterday to complete the registration. gotten debit card. opened online banking account easily. today my FD matured, transferred fund to MBSB, placed eTD-i Booster 4% @ 6 mth. Smooth journey.

except the initial online account opening (status unknown until i called them up), the rest is smooth. quite pleased with the experience.

This post has been edited by cybpsych: Nov 17 2022, 08:55 AM
cybpsych
post Nov 17 2022, 12:42 PM

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QUOTE(download88 @ Nov 17 2022, 12:10 PM)
can know which mbsb saving account you choosing?
i found there are 4 different types, not too sure about their difference.
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i chose Wise Saver Savings

this is BSA without Fee
cybpsych
post Nov 17 2022, 01:49 PM

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QUOTE(download88 @ Nov 17 2022, 01:46 PM)
Do they still provide debit card for MBSB BSA?
If just open for fd purpose I think BSA with limited free ATM withdrawal is cukup
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read here and here

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