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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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dannyw
post May 20 2020, 07:29 PM

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Just get the message.

MBB Islamic Fixed Deposit, 2.59% p.a. 6mths min 5k.

Only through FPX.

This post has been edited by dannyw: May 20 2020, 07:31 PM
dannyw
post Jun 1 2020, 04:57 PM

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QUOTE(chiwawa10 @ Jun 1 2020, 01:02 PM)
Tried to place FD in HLB from Maybank through FPX but keep getting insufficient fund error. Is there problem with Maybank FPX? Fund is confirmed to be sufficient.
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Ya, I place the same like you today morning. No issue. very smooth.
dannyw
post Jun 1 2020, 06:19 PM

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QUOTE(chiwawa10 @ Jun 1 2020, 05:34 PM)
Thanks, I double checked. Turns out my balance is on one-day float. That explains why the insufficient fund error. Waiting for the amount to clear.
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biggrin.gif

QUOTE(drifters @ Jun 1 2020, 05:39 PM)
Fpx fund from MBB to HLB very smooth, tried many times.

First time FPX from HLB to MBB terus sangkut.
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still not fix? doh.gif
I dare not try after see few people stuck...
dannyw
post Jun 22 2020, 02:09 PM

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QUOTE(batsashimi @ Jun 22 2020, 01:29 PM)
Guys, to do EFD, for example if I’m putting efd for HLB through Maybank.. do I need access for hlbconnect and maybank2u in the process? I have fund in CIMB but don’t have CIMBclick..
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HLB is through FPX, when you login HLB connect upon placing efd, it will divert you to M2U login page, after transaction done, it will back to HLB summary page.

dannyw
post Jun 25 2020, 09:04 PM

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QUOTE(cplee99 @ Jun 25 2020, 02:16 PM)
no........different name...
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QUOTE(mamamia @ Jun 25 2020, 07:31 PM)
Maybe this is the reason
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Ambank so strict? By right should be allowed. Term is fresh fund, not necessary from same account name.

I did few from different account holder name FPX to HLB no issue at all.
dannyw
post Jun 25 2020, 09:24 PM

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QUOTE(GrumpyNooby @ Jun 25 2020, 09:11 PM)
I thought to comply with AMLATFA, financial institutions including fund managers should not accept funds especially electronic transfer from third party accounts (e.g. an account with another person’s name, regardless of relationship).

Correct me if I'm wrong.
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I have no idea also. Just share my experience at another bank only. I did quite number of time.
dannyw
post Jul 1 2020, 08:57 AM

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HLB eFD new promo, 3 months 2.75% p.a. for Conventional & Islamic, minimum RM5000.
1 July ~ 31 July 2020
Good sign, slightly increase. thumbsup.gif

edit: just out, HLB Digital Day, on 7/7 2.80% p.a. for 3 months.

https://www.hlb.com.my/en/personal-banking/...l-day-2020.html

This post has been edited by dannyw: Jul 1 2020, 09:58 AM


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dannyw
post Jul 7 2020, 06:00 PM

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QUOTE(bbgoat @ Jul 7 2020, 05:46 PM)
Aiyo, heart felt pain, OPR cut, cut, cut........ bangwall.gif  bangwall.gif
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Yalah. I got FD mature tomorrow, today already missed the boat of 2.8% from HLB, most likely tomorrow rate reduce again.. cry.gif
dannyw
post Jul 7 2020, 06:11 PM

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QUOTE(bbgoat @ Jul 7 2020, 06:06 PM)
Only thing is yesterday "top up" small amt to renew FD to 3% in BR.

Hopefully no more reduction until 2H next year.
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Lucky you. biggrin.gif

Yes, really hope no more drop... already very low, can't see money for small amount already.

So miss those day 4%+ wub.gif
dannyw
post Jul 8 2020, 08:33 AM

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QUOTE(ycs @ Jul 7 2020, 10:12 PM)
HLB 2.8% fund size achieved :sigh:
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Don't be sad, the 2.75% still available today! icon_rolleyes.gif

Just 0.05% p.a. not much different actually.
dannyw
post Jul 8 2020, 09:28 AM

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QUOTE(hammerKL @ Jul 8 2020, 09:21 AM)
Surprise HLB still giving above 2.6% after OPR dropped.
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Yes, but I guess they are working out the new rate.

So grab it while available. biggrin.gif
dannyw
post Oct 1 2020, 08:36 AM

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HLB e-FD continue with same rate 2.3% p.a. for 3 months for conventional.
For Islamic, 2 more option 6 months & 12 months, both also 2.2% p.a.

Looks like not so positive on the coming rate. cry.gif
dannyw
post Oct 2 2020, 08:07 AM

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QUOTE(rocketm @ Oct 2 2020, 01:08 AM)
I cannot find the Islamic promo rate. Is it still available?

I only find this for 3 months 2.30%pa
https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
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Yes, you just select the Islamic then you will able to choose, 3, 6 or 12 months.

I check just now, still available. But is that a good deal? seems others have higher rate for same period?

I choose 3 months only.
dannyw
post Oct 6 2020, 05:43 PM

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QUOTE(ycs @ Oct 6 2020, 05:04 PM)
HLB e-FD now takes 1-2 days to appear online? last time it was immediate

took about 10mins to appear  sweat.gif
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It depends on the FPX batch processing. Most of the time immediately, i do have few times wait about 30 minutes to 1 hour.
dannyw
post Oct 7 2020, 09:42 AM

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QUOTE(123azerty @ Oct 7 2020, 09:35 AM)
HLB digital day efd promo 3 months @ 2.8% are expiring today.

May I know if anyone knows what is the rate that they will renew the fd at? Mine shows 2.8% still, but I am not sure if that's the rate that they're keeping..
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I don't think so. Is just the system not update on time. If back to board rate then is only 1.55% p.a. Their current promo rate is 2.3% p.a.
dannyw
post Oct 7 2020, 09:47 AM

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QUOTE(bbgoat @ Oct 7 2020, 09:40 AM)
Placed 5 yrs FD n AmBank at 4.55%, now maturing. Now the rates ...... After checking has some 4.8% one maturing in 2023.

But some of us has like higher than 4.8%, even better rate at or earlier than that time. Just hoping we can get back to 4% soon.......
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You have the good catch that time.

4% sound like in the dream now, too far from it... cry.gif

Wish the dream come true! biggrin.gif
dannyw
post Nov 3 2020, 03:11 PM

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QUOTE(richard1226 @ Nov 3 2020, 03:07 PM)
so is that a good thing or.... idk my fd is expiring this month
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yes, hope bank will start new promo within this few days biggrin.gif
dannyw
post Nov 3 2020, 03:17 PM

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QUOTE(GrumpyNooby @ Nov 3 2020, 03:13 PM)
My guess is that they just extend whatever campaign that has expired since few days ago.
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Should be, since the OPR maintained.
Well, that consider good also. Rather than drop... sweat.gif
dannyw
post Nov 4 2020, 08:15 AM

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QUOTE(GrumpyNooby @ Nov 3 2020, 03:13 PM)
My guess is that they just extend whatever campaign that has expired since few days ago.
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QUOTE(edwin1002 @ Nov 3 2020, 10:07 PM)
Any promo fixed deposit in Nov2020?
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As what you predicted, HLB eFD continue their previous promo campaign, but just remain Islamic promo only.
dannyw
post Nov 9 2020, 02:29 PM

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QUOTE(tank82 @ Nov 9 2020, 01:24 PM)
cannot find the promotion option yes, only have no.
Is it for islamic account only?
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I just tried, really no 'Yes' option. I manage to place during 6/11.

Should be system problem, cannot be so fast end the promo.

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