Welcome Guest ( Log In | Register )

12 Pages « < 6 7 8 9 10 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
dannyw
post May 4 2022, 01:50 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(mamamia @ May 3 2022, 05:40 PM)
This is only OTC right? Can place online?
*
Is eFD, you select tenure 36 months then can see this Step Up option.

Just is this good choice for 3 years? hmm.gif
dannyw
post May 4 2022, 02:14 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(Human Nature @ May 4 2022, 01:53 PM)
The OPR is expected to increase. 3 yrs is too long, in my opnion.
*
Ya. I have the same feeling. 3 years too long. Based on the HLB rate structure, next year only can reach 2.8%, take another 2 years to reach 3.3%

Hope the coming OPR won't let us down again.
dannyw
post May 6 2022, 01:35 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(bbgoat @ May 6 2022, 12:21 PM)
BR FD promo, any info on latest one ?

Have FD maturing on Tuesday in BR, Wed will be BNM announcement on OPR. Dilemma, haha. Substantial amount.

Pass 1 mth, putting mainly into HL TIAi 3 mths. May have to park some fund in AmBank AmStar for 1.25% while waiting for the OPR rate confirmation.
*
Really standby the bullet already. thumbup.gif

Even the OPR really increase, wonder take how long for bank FD rate to follow.
dannyw
post May 7 2022, 12:36 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(bbgoat @ May 7 2022, 11:11 AM)
Bank always fast in raising loan rate but slower in revising FD rates, once OPR increases.

There are calls for BNM not to change OPR.

For those debt free, hoping for OPR to go UP !

Lets see next week !!
*
True, when drop also same. Promo rate change next day. When increase board rate may change, but promo rate will take some time. Loan rate, sure increase fast.

In that case, even is increase also not much.
dannyw
post Jun 30 2022, 08:29 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(wxpng @ Mar 31 2021, 11:05 PM)
user posted image

Didn't realize HLB "Today only" special promo eFD 2.40%pa+0.20% Bonus.
Luckily done placement on time before 11.00pm.
*
Did you get the extra 0.20% Bonus?
dannyw
post Jun 30 2022, 09:13 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(qse6236 @ Jun 30 2022, 08:55 AM)
31 Mar 2021 πŸ™ˆ
*
Opps, sorry I tag the wrong one. In my remark is 2.15% + 0.2% for 3 months.

I can't find the T&C that's why search & ask here.

Anyone place this and check the interest?

QUOTE(cybpsych @ Mar 31 2022, 07:57 AM)
Make your salary work harder for you with our 2-day exclusive offer. Enjoy up to 2.35% p.a. for 3 months when you place a minimum of RM10,000 eFD/eFD-i on HLB Connect.

Don't miss out on this offer happening only on πŸ‘πŸŽ & πŸ‘πŸ 𝐌𝐚𝐫𝐜𝐑 𝟐𝟎𝟐𝟐.

T&Cs apply at https://www.hlb.com.my/payday

user posted image
*
This post has been edited by dannyw: Jun 30 2022, 09:20 AM
dannyw
post Jun 30 2022, 10:06 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(cybpsych @ Jun 30 2022, 09:51 AM)
Thank you. Found the key word 'no later than 31 August 2022' biggrin.gif
dannyw
post Jul 4 2022, 03:08 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(Afterburner1.0 @ Jul 4 2022, 01:34 PM)
after 5 or 6 July, do u all think we will start to see banks offering above 3% FD rates for 12 mths placement?
*
That's why I feel this year HLB 7/7 Connect Day 3% for 12 months not attractive.
dannyw
post Jul 4 2022, 04:14 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(cybpsych @ Jul 4 2022, 03:33 PM)
need to wait until the "fat lady" sing

all the speculations about opr by banks/rating agencies, always 50:50  sweat.gif , either OPR increase or stay  laugh.gif
what if OPR stays? bank dont need to do anything, most promo FD rates would continue to be sub-3.00% p.a.

also, if OPR increase, banks doesnt react that fast. may be next few days to see new revised promo rate --- but we already missed HLB's 7.7 rate biggrin.gif biggrin.gif
*
Ya, is 50:50. Just thinking even this round not increase the next should be. Hoping will be higher than this biggrin.gif
Another concern is like you mentioned, bank may not follow the promo as soon. Like this month promo been waiting since May OPR increase.
dannyw
post Jul 7 2022, 08:45 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(cybpsych @ Jul 6 2022, 06:32 AM)
if you're referring to 7.7 1-day special promo rate 3.00%p.a. for 12mths....

you may want to read the t&c.

to be safe, better draw from banks with highest fpx limit first, in case your subsequent transfer not getting promo rate.

p/s: who knows, maybe hlb didnt enforce this either. sweat.gif

user posted image
*
The promo rate 3.00%p.a. for 12mths remain the same.

Just to share, I manage to place 2 (1 conventional & 1 Islamic), I guess they did not control on this.

dannyw
post Jul 7 2022, 09:19 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(cybpsych @ Jul 7 2022, 09:04 AM)
nice  thumbsup.gif

i only placed hlb efd-i, lumpsum from PBB since it can go higher than the usual rm30k/50k FPX limit (pbb FPX limit is RM100k).

earlier was thinking to go 50% placement now, then remaining 50% in the evening (hoping for revised rate! haha)
*
Don't think will revised in the same day, later the morning placement customer will make noise biggrin.gif

I didn't place much, as we know for sure the next promo rate will increase, just how soon only. hmm.gif
dannyw
post Jul 7 2022, 09:58 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(jenern84 @ Jul 7 2022, 05:47 PM)
HLB 3% 7/7 promotion is no longer worth it, right?
*
Worth or not depends you have another bank account with higher rate or not?

Else this is not bad either.
dannyw
post Jul 30 2022, 10:04 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(nkhong @ Jul 30 2022, 09:55 AM)
Did anyone successfully place this using FPX? I have tried to make placement, the from bank can only select Maybank, can't select others bank. Anyone know how to do the FPX fresh fund FD? Thanks!
*
Ya, i also can't find the FPX. So end up 2.75%

Edit: After read the T&C, online only 2.75% and 2.95% 2.8% is OTC.

This post has been edited by dannyw: Jul 30 2022, 10:41 AM
dannyw
post Jul 30 2022, 12:59 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(adbacc @ Jul 30 2022, 12:04 PM)
Got my bonus 0.2% already
*
Yup. Me too got it yesterday. Miss the T&C only the first 1 entitled. I place another on the following day.
dannyw
post Jul 31 2022, 11:28 AM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(chiacp @ Jul 31 2022, 11:03 AM)
I couldn't even get the 2.75%. Only managed the 2.35% for 12 months FD Islamic FD
*
Do you select β€˜Credit to account’ as your profit payment mode? And minimum 10k.

Don't tell me so fast reach the quota.
dannyw
post Aug 2 2022, 02:29 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(c64 @ Aug 2 2022, 12:01 PM)
Erm...anyone manages to get the eFD promotion from Maybank? I don't even see the option to select FPX from other bank, only from Maybank account....the strange thing is, they ask you to make a placement but DO NOT SHOW THE INTEREST RATES for that period! WTF! Expect you to blindly transfer money and put in FD? Can complain to BNM?
*
QUOTE(jhleo1 @ Aug 2 2022, 12:23 PM)
This "DO NOT SHOW THE INTEREST RATES" that really stopped me from trying further click apply. I placed before long ago in MBB old platform but not like that if not mistaken.
*
Ya, a bit like trying luck. After place successful only can see the rate, if not get, then have wait next day only uplift. I kena during last promo. doh.gif

For this round, I still got it yesterday, 2.75%
dannyw
post Aug 7 2022, 02:16 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(CommodoreAmiga @ Aug 7 2022, 11:14 AM)
Harimau still sleeping? Can't make FD placement for Islamic FD. System is off line blah.
*
Yesterday MBB having issue with FPX. I was trying from morning until noon, still show offline at HLB.
dannyw
post Aug 17 2022, 04:56 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(BrookLes @ Aug 17 2022, 04:06 PM)
Problem is. Most ppl would have already put their monies into FD a long time ago. Very few ppl who puts money into FD have much cash in savings anyway.
*
yes, too late to know this. I uplift my TIA which already place 11 days for this.
dannyw
post Aug 17 2022, 06:13 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(BrookLes @ Aug 17 2022, 05:14 PM)
Haha you should have put Tia in HL. Almost same rate at this promo
*

is ok, i just place 3 months for it only, while waiting for September OPR to raise. Since this is better then just move. biggrin.gif
dannyw
post Aug 23 2022, 07:33 PM

Regular
******
Senior Member
1,286 posts

Joined: Jan 2007
QUOTE(choonster @ Aug 23 2022, 06:48 PM)
RM0.00 HLISB: Congrats! U've won an International Travel Dual USB Adapter by subscribing to TIA-i (Raya'22 promo). The gift will be delivered to u by 30Sept2022

Received the above SMS. Not aware of such campaign. I rather they give $ ...
*
Yes. I received this too. First time. Haha.

12 Pages « < 6 7 8 9 10 > » Top
 

Change to:
| Lo-Fi Version
0.0714sec    1.10    7 queries    GZIP Disabled
Time is now: 17th December 2025 - 08:37 PM