MST failed twice at Focus Point Tesco Extra E-gate
Error message: Do not honour

1st attempt: Amount > RM 250
2nd attempt: Amount = RM 250

Could be their terminal is not configured correctly.
They said the PayWave on their MBB terminal that supports Samsung Pay as well is not enabled. Cannot use Wave/NFC.

Do not honor mostly mean over the limit.

Maybank have daily cumulative limit of RM250

Next time try 249 or make sure your continuous daily transaction does not go over RM250

You could double confirm by calling bank and ask them why this transaction is not honoured, bank is aware of this transaction

But I'm using Citibank CC not Maybank. Merchant terminal is MBB.

Then I not sure Citibank cc limit
But normally most bank pay wave or Samsung pay limit is only RM 250

with the exception of cimb allow you to increase the limit

I just wanna share this, he mentioned that he can't pay RM 250 or greater at Focus Point. But I have my doubts and I think it's actually a problem with Citibank because I paid more than RM 500+ for my car maintenance via Samsung Pay and it went through using (NFC) and also I always used MST at McDonalds and the receipt will show "Swipe Entry" and I was prompted to sign, but ever since July 1st (PIN and Pay Enforcement) I think that Citibank hasn't configure their systems to proceed with MST hence "Do Not Honor" which happened to me at McDonalds.

You using Citibank cc as well?

Yes

I don't know if Focus Point staff confused or what.
They told me that using MST, there'll a limit of RM 250 but there's no limit if using Wave/NFC.
However, I couldn't try Wave as their MBB terminal is not configured to support Wave.
I also asked if their other terminals support Wave too. None of them does.

P/S: They have 3 terminals on the table facing customer.
One terminal is meant for CIMB Pay from CIMB. One terminal is meant for Samsung Pay from MBB.

This post has been edited by David83: Aug 19 2017, 01:28 PM

Well, it's not wrong as in the Citibank FAQ for Samsung Pay it does state that there's a RM 250 limit for MST.

Citibank is my prime card for Samsung Pay.
95% of my transactions done using Wave; even at McD/Guardian/Watson.

I don't understand the banks in Malaysia as why can't they let us use the full credit limit, in Thailand & Singapore you have full access to your card credit limit via MST and they only cap NFC limits

In Singapore mc Donald's, they actually block MST transaction at the ordering terminal, stating invalid payment.

Did you use a Singaporean card or a Malaysian card?

Malaysia card

Tried Samsung Pay for the first time in Aeon Mid Valley. Actually I was just playing with my S8+ at the counter and when my turn came, I wanted to ask the cashier if they accept S-Pay. But before I could even open my mouth, she asked me "You want to use pay wave?"
Then she guided me to place the phone and it took like 1 second for the payment to go through.

I used Wave at AEON Queensbay Mall. AEON is using MBB terminal.
At here, I discovered that CIMB Mastercard can be used on MBB terminal using Samsung Pay.

Previously, I did report that at McD, CIMB Mastercard is not supported for physical card Wave transaction.

I got a mixed result here:
CIMB Mastercard (physical card) at McD using Wave: failed
CIMB Mastercard (Samsung Pay) at AEON using Wave: successful
CIMB Mastercard (Samsung Pay) at McD using Wave: successful

Both McD and AEON use MBB terminal.

This post has been edited by David83: Aug 21 2017, 10:36 AM

Sharing my SamsungPay experience in Singapore recently. Top up my Ez-Link card using SamsungPay on their Self-Service Kiosk which supported credit card payment (NFC). Bought a MCDonald set at McD Self Service Kiosk too, not over the cashier counter. Can actually DIY your burger and SamsungPay (NFC) it on the credit card terminal.

Yesterday bought something at Thundermatch Johor Bahru, make payment via MST on Public Bank terminal, first time failed by displaying Swipe Error. Tried again and it went through.


Malaysia McD currently only accept Visa PayWave, not Mastercard PayPass. But, when you make payment using your Cimb Mastercard via SamsungPay, transaction become SamsungPay, not Paypass. That's the reason its went through.

This post has been edited by yoonyin: Aug 21 2017, 12:55 PM

New promo for Caffe Bene

[attachmentid=9066055]

I am using Maybank CC. Hmm. I havent even put in my details into the card. Haha! I saw the list of retailers in their Samsung websites that support Samsung Pay, only them? The rest can't? or as long as they have PayWave terminals?

The thread goes too fast.
I usually check on the first page, can't find answers then ask. lol.