Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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 Mar 18 2017, 02:41 PM
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Senior Member
854 posts Joined: Jan 2007 
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I also would like to thanks @fruitie for her sharing of first method (refer page1). Her method is working!
My card application got rejected 2 times and no reason was given. Then i tried to split the credit limit and it worked! |
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Mar 18 2017, 06:12 PM
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All Stars
65,317 posts Joined: Jan 2003
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QUOTE(pisang @ Mar 18 2017, 02:37 PM) Tks for your info and effort to dig out the relevant information! no worries la, i also applied this card just for the 8% I feel relief now coz 8% cash rebate is my only reason to apply for this card.   and use it solely at Petronas   |
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Mar 18 2017, 09:51 PM
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Senior Member
1,110 posts Joined: Oct 2006
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For ikhwan master card, got treat points or not? How many?
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Mar 18 2017, 09:54 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(effectz @ Mar 18 2017, 09:51 PM) For ikhwan master card, got treat points or not? How many? No TP for groceries and petrol swiped on Fridays and Saturdays. |
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Mar 18 2017, 10:26 PM
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All Stars
65,317 posts Joined: Jan 2003
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QUOTE(ymtee988 @ Jun 27 2016, 05:21 PM) Spend groceries and petrol on other days except for Fridays and Saturdays will have TP x 1. On birthday month, you will get TPx2 for all spending, but spend groceries and petrol on Fri & Sat only get TPx1 + 5% cash back. QUOTE(effectz @ Mar 18 2017, 09:51 PM) For ikhwan master card, got treat points or not? How many? |
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Mar 19 2017, 09:32 AM
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Senior Member
2,847 posts Joined: Sep 2010
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QUOTE(cybpsych @ Mar 18 2017, 09:39 AM) those notes could be old batch and they still keep in circulation. The time I got the card also got this piece old info which is 8x point. But that's 2 or 3 months ago the revision to 8% was effective in Nov 2016. announcement in Oct 2016 >> read here latest PDS on 1 March 2017 also stated 8% cashback. i still getting 40+ cashback on 1 March 2017. :thumbsup: unlikely maybank to u-turn their decision this soon considering they went to media to shout the benefits and collabroation with Petronas Dagangan  Maybank Islamic Bhd eyes a 27% increase in its Maybank Islamic Petronas Ikhwan Visa Card-i membership to 73,000 in the next 12 months following the card’s newly-enhanced features.  furthermore, maybank must announce the revision at least 21 days before effective date. |
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Mar 19 2017, 01:58 PM
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Staff
72,824 posts Joined: Sep 2005 From: KUL 
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Yeah, Maybank doesn't update their materials. I rather they don't give at all than misleading others.
 Same goes to my VS card when I got mine last year's Oct which still mentions about free PPL access when it has been removed some time back. Not everyone surfs their website to check the latest T&C and benefits, if I want to be nasty I could complain to BNM for Maybank's misleading but I'm just too lazy. |
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Mar 19 2017, 03:18 PM
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All Stars
52,874 posts Joined: Jan 2003
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What a let down being the biggest bank in the county!
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Mar 19 2017, 04:18 PM
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Junior Member
327 posts Joined: Apr 2009
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QUOTE(cybpsych @ Mar 18 2017, 06:12 PM) no worries la, i also applied this card just for the 8% and use it solely at Petronas  I think this is the best CB card out there at the moment if you only pump Petronas |
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Mar 19 2017, 10:05 PM
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Senior Member
854 posts Joined: Jan 2007
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QUOTE(DanielW @ Mar 19 2017, 04:18 PM) I think this is the best CB card out there at the moment if you only pump Petronas |
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Mar 20 2017, 02:19 PM
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Junior Member
464 posts Joined: Aug 2008
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For Petronas Ikhwan card:
1) Any full list of participating shops that gives out points for grocery? 2) • TreatsPoints - Enjoy 1X TreatPoints for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations So no TreatPoints when buying petrol at Petronas? What? |
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Mar 20 2017, 02:23 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(red4900 @ Mar 20 2017, 02:19 PM) For Petronas Ikhwan card: You get 8% cash back for petrol at Petronas on Sat & Sun and No TreatPoints given for this. It's quite a norm for cash back cards with no points given.1) Any full list of participating shops that gives out points for grocery? 2) • TreatsPoints - Enjoy 1X TreatPoints for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations So no TreatPoints when buying petrol at Petronas? What? You want cash back + TP use MBB2 Amex card on weekends cash back Groceries use MBB Ikwan Master (Fri&Sat) but no TP as well OR MBB2 Amex card (Sat&Sun) but not Petronas Ikwan. This post has been edited by rapple: Mar 20 2017, 02:27 PM |
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Mar 20 2017, 04:13 PM
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Senior Member
854 posts Joined: Jan 2007
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even MBB2 Amex (weekend) 5% cash rebate+5X treat point can't bet this card.
the 5X treat point is equivalent to ~1.25% |
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Mar 20 2017, 05:57 PM
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Staff
72,824 posts Joined: Sep 2005 From: KUL
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QUOTE(pisang @ Mar 20 2017, 04:13 PM) even MBB2 Amex (weekend) 5% cash rebate+5X treat point can't bet this card. If you are a Petronas user, yes it is a must card to have. I asked my sister to apply for this card since she uses exclusively Petronas and Caltex. the 5X treat point is equivalent to ~1.25% |
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Mar 20 2017, 08:34 PM
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Senior Member
854 posts Joined: Jan 2007
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QUOTE(fruitie @ Mar 20 2017, 05:57 PM) If you are a Petronas user, yes it is a must card to have. I asked my sister to apply for this card since she uses exclusively Petronas and Caltex. i've no loyalty to Petrol company, i have loyalty to CC which gives highest cash rebate. |
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Mar 20 2017, 08:45 PM
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Staff
72,824 posts Joined: Sep 2005 From: KUL
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QUOTE(pisang @ Mar 20 2017, 08:34 PM) i've no loyalty to Petrol company, i have loyalty to CC which gives highest cash rebate. Individual's preference. |
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Mar 20 2017, 11:14 PM
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Senior Member
1,351 posts Joined: Jul 2008 From: Planet Earth 
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QUOTE(pisang @ Mar 20 2017, 04:13 PM) even MBB2 Amex (weekend) 5% cash rebate+5X treat point can't bet this card. Yeah I think so far this is the best petrol card. the 5X treat point is equivalent to ~1.25% Others are such as Amex 6.25% , UOB one for BHP 7%, ikhwan MasterCard 5%. |
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Mar 21 2017, 12:02 PM
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Junior Member
308 posts Joined: Aug 2010
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QUOTE(fruitie @ Mar 20 2017, 05:57 PM) If you are a Petronas user, yes it is a must card to have. I asked my sister to apply for this card since she uses exclusively Petronas and Caltex. so beside use for petrol in petronas, if i use this cc for shopping at mall, fast food, buy cinema tickets, and do some online shopping, got any benefits except dont need to bring cash?? being planning to apply cc, but dont know which one work best as a beginner  |
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Mar 21 2017, 12:13 PM
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Staff
72,824 posts Joined: Sep 2005 From: KUL
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QUOTE(afify88 @ Mar 21 2017, 12:02 PM) so beside use for petrol in petronas, if i use this cc for shopping at mall, fast food, buy cinema tickets, and do some online shopping, got any benefits except dont need to bring cash?? being planning to apply cc, but dont know which one work best as a beginner No benefits. Hence, you will need different cards like us to maximize cash back.Ask for recommendation here: https://forum.lowyat.net/topic/4161836 |
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Mar 21 2017, 02:07 PM
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Junior Member
308 posts Joined: Aug 2010
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QUOTE(fruitie @ Mar 21 2017, 12:13 PM) No benefits. Hence, you will need different cards like us to maximize cash back. Thanks!!!!🤗Ask for recommendation here: https://forum.lowyat.net/topic/4161836 |
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