Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

views
     
rapple
post Nov 8 2016, 02:32 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(fruitie @ Nov 8 2016, 12:27 AM)
But this card only limits to Petronas while others don't.
*
QUOTE(cybpsych @ Nov 8 2016, 07:28 AM)
if the cb is really based on posting date, you better pray hard it get posted on Sat/Sun  laugh.gif

i better wait-n-see  cool2.gif
good card for those without any allegiance to petrol brand or been using petronas all along  biggrin.gif

i recently changed from petronas (cuz near my house) to petron (miles points and RM1 voucher per RM45 pump); also tried Caltex for KRR B1F1 per RM50 pump.

shall wait for a month or two before getting this petronas ikhwan. no rush for me.
*
For the past 2 years i only go for Petron bcoz of the miles point and now purposely switch to petronas due to the extra 1.5% from this card.

and finger cross that the posting date really refers to the transaction date if not then its so weird that they put the "Sat&Sun cash back".

luckily both my transaction at Petronas on 5th Nov get posted on the same day.

i'll see how the posting date for the next 3 saturday.




rapple
post Nov 9 2016, 07:26 AM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(Darkmage12 @ Nov 8 2016, 11:24 PM)
Anyone here knows if you have both Gold and Platinum Ikhwan will the CB be combined or separated?
*
Combined. How they determined which card get cash back not sure..
rapple
post Nov 11 2016, 10:19 AM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(Jeck10 @ Nov 11 2016, 10:14 AM)
I'm currently having MasterCard ikhwan gold, if I apply the petronas platinum, will my current one be cancelled automatically?
*
No. The new Petronas Ikwan will shared the same credit limit with your MasterCard Ikwan.
rapple
post Nov 14 2016, 04:52 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE
General Enquiry:can i know the new
petronas ikwan card the cash back said is
on posting date what if i pump petrol on a
satuday and it get posted on monday do i
still get the cash back


Thank you for your e-mail.

We acknowledge receipt of your email.

On another note, we wish to confirm that the card rebate will be given based on the transaction date instead of posting date. Kindly be informed.

In the meantime, should we be of any further assistance to you, do feel free to contact our Customer Service Executives at 1-300-88-6688 or 03-7844 3696 (overseas) and fax to 03-79538600 or e-mail to mbbcardservices@maybank.com.my.

Thank you.

Yours sincerely,
For Maybank

Sharminazrin Johari
Channel Support
Service Fulfillment
Customer Engagement
Cards Malaysia


Finally get confirmation from Maybank for the Petronas Ikwan Card.

This post has been edited by rapple: Nov 14 2016, 04:55 PM
rapple
post Nov 15 2016, 10:10 AM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(rdevil33 @ Nov 15 2016, 09:41 AM)
Under my expectation! thumbsup.gif
It looks weird if they have different policy as MC Ikhwan.
Having said that I have kept my MC Ikhwan under drawer starting this month.
*
Yup, it's misleading if they do it differently from MC Ikwan, when we have no control when the transaction will get posted.
rapple
post Nov 15 2016, 02:01 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(David83 @ Nov 15 2016, 01:51 PM)
Anybody applied for BT from M2U before?
How fast the processing is?

Do share. Thank you.
*
Less than a week. From application to funds received.
rapple
post Nov 15 2016, 02:08 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(ableze_joepardy @ Nov 15 2016, 02:04 PM)
Does mbb limit 1 card type per pax? I already have mbb2card and want to apply mbb petronas ikhwan but got rejected.
*
Try apply stating you want transfer part of your MBB2 card credit limit to your Ikwan card or straight convert to Ikwan card.


MBB doesn't want to give too much credit limit on the same individual.
rapple
post Nov 21 2016, 02:59 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(JamesBotak @ Nov 21 2016, 02:44 PM)
I've tried to apply for this card thrice now but still not luck of getting approved. I've no idea why. I've been a Maybank user for so long not to mention all transactions (bill payments, loan payments) is done via Maybank and my salary goes into Maybank but they still reject where as for CIMB, I've no used my CIMB account since ages but when I applied, within a week it was approved.

Anyone knows if it's possible to appeal ?
*
Email them and follow as below.

QUOTE(fruitie @ Nov 15 2016, 02:15 PM)
Yes, via email. Just mention in the email you are being rejected recently and you would like to split limit of RM x CL from your conventional cards to Ikhwan card and hope they will consider your request.
*
rapple
post Nov 30 2016, 01:05 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(eddievh @ Nov 30 2016, 12:42 PM)
Those who holding both master and visa with shared cl after 2nd dec please report here maximum cb for both card is rm50 or rm100 ? Wanna know the cb is share or individually get 50+50
*
both master and visa is a totally different card..

RM50 for each card...
rapple
post Dec 2 2016, 08:47 AM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(vin_ann @ Dec 2 2016, 08:20 AM)
This ikhwan Petronas follow normal ikhwan card right , Friday n Saturday.
Let me try see I able to get additional card o not ...
*
Saturday and Sunday
rapple
post Dec 4 2016, 07:54 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(jiaen0509 @ Dec 4 2016, 06:08 PM)
My statement balance RM1,000
Minimum payment RM25

What Happens If I Make Only the Minimum Payment on My Credit Card stament. The remaining RM975 will be charged interest?
*
They will charge interest on the whole 1k then only minus your minimum payment..
rapple
post Dec 4 2016, 09:05 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(JJKTP @ Dec 4 2016, 08:00 PM)
I don't think I understand what that means. Could you elaborate?
*
(1,000 + Interest) - your min payment
rapple
post Dec 11 2016, 03:58 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(duckaton @ Dec 11 2016, 02:18 PM)
I use it exclusively for petrol on fri and sat,
just for 5% and that no treatpoints given afaik,

mbb getting stingy..
*
most cards that gives cash back doesn't give points not just maybank card..
rapple
post Jan 18 2017, 03:03 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(haziqk10 @ Jan 18 2017, 02:54 PM)
So even if they reject it, they will inform me right?
*
yea they will send you a letter to inform you but usually normal pos will take a long time to reach us..

unless you call up and ask
rapple
post Jan 29 2017, 10:23 AM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
Went to one of the Petronas in Ipoh. Shows system offline.


rapple
post Mar 9 2017, 02:00 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(fizfaziq @ Mar 9 2017, 01:53 PM)
I just thinking to apply this CC, any experience to share which one is better mastercard or visa?
*
MasterCard 5% on groceries and petrol fri and sat

Visa 8% on Petronas petrol sat and sun

Both also good. Apply both.
rapple
post Mar 20 2017, 02:23 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(red4900 @ Mar 20 2017, 02:19 PM)
For Petronas Ikhwan card:

1) Any full list of participating shops that gives out points for grocery?

2) • TreatsPoints
- Enjoy 1X TreatPoints for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations

So no TreatPoints when buying petrol at Petronas? What?
*
You get 8% cash back for petrol at Petronas on Sat & Sun and No TreatPoints given for this. It's quite a norm for cash back cards with no points given.

You want cash back + TP use MBB2 Amex card on weekends

cash back Groceries use MBB Ikwan Master (Fri&Sat) but no TP as well OR MBB2 Amex card (Sat&Sun) but not Petronas Ikwan.

This post has been edited by rapple: Mar 20 2017, 02:27 PM
rapple
post Mar 21 2017, 02:20 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(zstan @ Mar 21 2017, 02:17 PM)
anybody holding both ikhwan cards together? is it possible?
*
Apply and you shall get both Visa and Master.

I'm holding both.

This post has been edited by rapple: Mar 21 2017, 02:21 PM
rapple
post Mar 30 2017, 02:56 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(nicklim17 @ Mar 30 2017, 02:54 PM)
Hi,

is it normal that not getting cash back on the 1st month statement of having the 2 ikhwan cards.

will get it next month statement? thanks
*
Cash back will be credited on 1st of every month and you can see it on the 2nd.
rapple
post Apr 6 2017, 05:30 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(Erizey @ Apr 6 2017, 03:22 PM)
Sunday 2/4/17. i apply cc visa ikhwan petronas via online.
Monday got approved by sms.
Tuesday get cc via pos laju. Very fast process
Now have 2 card ikhwan master n visa RM 6000 limit each.
*
Are you sure that it's not a combined credit limit?

QUOTE(nichoclon @ Apr 6 2017, 05:19 PM)
guys, wanna ask, where can i see the TP i earned so far on my maybank ikhwan card? cuz unlike the maybank 2 card, it is not listed at tthe bottom of the statement.
*
What kind of transaction you expecting to get TP?

Transaction that gives you cash back on Fri/Sat or Sat/Sun doesn't have any TP.

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.0257sec    0.32    7 queries    GZIP Disabled
Time is now: 26th November 2025 - 04:58 AM