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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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saitong09
post Jun 19 2019, 08:40 PM

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QUOTE(coolguy99 @ Jun 19 2019, 08:18 PM)
Same here for me, since Amex can be used for the same purpose too, no point keeping both cards already.
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Now got Wise card 8%, so Ikhwan master simpan drawer for backup
akib_mullen
post Jul 3 2019, 09:45 AM

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My card expires on sept. I just checked on m2u, at cc section it says pending activation. Meaning that they already send new card?

Btw, any cs number i can call, not on the back of the card with 1300, later got charges 😂

This post has been edited by akib_mullen: Jul 3 2019, 09:59 AM
cybpsych
post Jul 3 2019, 10:29 AM

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QUOTE(facktura @ Jun 19 2019, 12:15 PM)
I still keep this card for my groceries and petrol on friday saturday but since maybank revise no more 5x TP weekend on AMEX M2C, i see no point of keeping this mastercard ikhwan coz will just use AMEX for weekend petrol an groceries, since same 1TP earn also hmmm.

But SST just paid last month, maybe keep using it until next year and only cancel.
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if already paid, just keep it for now biggrin.gif

can cover for 3 days petrol/groceries spending.

some ppl even not enough by using amex alone smile.gif
Devil4life
post Jul 3 2019, 04:35 PM

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QUOTE(akib_mullen @ Jul 3 2019, 09:45 AM)
My card expires on sept. I just checked on m2u, at cc section it says pending activation. Meaning that they already send new card?

Btw, any cs number i can call, not on the back of the card with 1300, later got charges 😂
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Can call the one if you are overseas which is normally 03-XXXXXXXX
saitong09
post Jul 3 2019, 09:07 PM

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QUOTE(cybpsych @ Jul 3 2019, 10:29 AM)
if already paid, just keep it for now biggrin.gif

can cover for 3 days petrol/groceries spending.

some ppl even not enough by using amex alone smile.gif
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My petrol card SC JOP --> HLB Wise --> Ikhwan, so I don't think can utilize ikhwan card laugh.gif
akib_mullen
post Jul 4 2019, 08:41 AM

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QUOTE(Devil4life @ Jul 3 2019, 04:35 PM)
Can call the one if you are overseas which is normally 03-XXXXXXXX
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I see. Thanks
bryon
post Jul 4 2019, 10:25 AM

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QUOTE(saitong09 @ Jun 19 2019, 08:40 PM)
Now got Wise card 8%, so Ikhwan master simpan drawer for backup
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Wise card rm98 annual fee cannot waive
bryon
post Jul 4 2019, 10:25 AM

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QUOTE(saitong09 @ Jun 19 2019, 08:40 PM)
Now got Wise card 8%, so Ikhwan master simpan drawer for backup
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Wise card rm98 annual fee cannot waive
saitong09
post Jul 4 2019, 12:39 PM

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QUOTE(bryon @ Jul 4 2019, 10:25 AM)
Wise card rm98 annual fee cannot waive
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Old Wise card cannot waive, new Wise card no body know yet
SUSCardNoob
post Jul 4 2019, 01:26 PM

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QUOTE(saitong09 @ Jul 4 2019, 12:39 PM)
Old Wise card cannot waive, new Wise card no body know yet
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They may just retain that too as it is not exclusively mentioned
sg999
post Jul 4 2019, 01:28 PM

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QUOTE(saitong09 @ Jun 19 2019, 09:40 PM)
Now got Wise card 8%, so Ikhwan master simpan drawer for backup
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wise card cap rm18/ annual fees rm98
Ikhwan free annual fee/ rm50 cap rclxms.gif
nite_eif
post Jul 4 2019, 01:30 PM

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mbb ikhwan i believed got stated ada cabutan for umrah/holiday package before..

but seldom saw the winner ad already..or it is cancelled altogether?
tifosi
post Jul 4 2019, 02:40 PM

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I just canceled my Ikhwan. No point to keep it and pay the SST. Moving my petrol to JOP and grocery I can use my Amex since I won't be using to top up Boost.
saitong09
post Jul 4 2019, 03:43 PM

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QUOTE(sg999 @ Jul 4 2019, 01:28 PM)
wise card cap rm18/ annual fees rm98
Ikhwan free annual fee/ rm50 cap rclxms.gif
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If you have high usage of petrol, ikhwan is better
kosea01
post Jul 8 2019, 01:55 PM

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Hello, ive a question because ive no idea how cc works (lol noob)

This is my first time and thinking about to apply a cc. I want to apply for maybank credit card to purchase house appliance on Sen Heng and they've this 0% installment.

1) Is it as simple as buying and pay according to how many years i agreed on and no extra or hidden charge except for the installment fee?

2) If its an annual free card, i dont have to pay anything and just pay whenever im using it. is it correct?

Thanks for answering. really appreciate it
SUSCardNoob
post Jul 8 2019, 01:58 PM

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QUOTE(kosea01 @ Jul 8 2019, 01:55 PM)
Hello, ive a question because ive no idea how cc works (lol noob)

This is my first time and thinking about to apply a cc. I want to apply for maybank credit card to purchase house appliance on Sen Heng and they've this 0% installment.

1) Is it as simple as buying and pay according to how many years i agreed on and no extra or hidden charge except for the installment fee?

2) If its an annual free card, i dont have to pay anything and just pay whenever im using it. is it correct?

Thanks for answering. really appreciate it
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1) Some merchant may impose upfront processing fee. Better check with them.
2) Yes but you still have to pay RM 25 SST every year.
widget
post Jul 8 2019, 04:24 PM

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QUOTE(kosea01 @ Jul 8 2019, 01:55 PM)
Hello, ive a question because ive no idea how cc works (lol noob)

This is my first time and thinking about to apply a cc. I want to apply for maybank credit card to purchase house appliance on Sen Heng and they've this 0% installment.

1) Is it as simple as buying and pay according to how many years i agreed on and no extra or hidden charge except for the installment fee?

2) If its an annual free card, i dont have to pay anything and just pay whenever im using it. is it correct?

Thanks for answering. really appreciate it
*
As the above reply;
1) Some merchant might impose upfront processing fee. Pls confirm with them
2) Yes. Just be mindful of the RM25 SST per annum, on the card anniversary, payable to the Government. Some cards can redeem the bonus points accumulated to offset again this SST

This post has been edited by widget: Jul 8 2019, 04:25 PM
facktura
post Jul 8 2019, 07:57 PM

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Will purchase at Aeon Wellness get 5% cashback from groceries?

Or different from Aeon supermarket MCC?
SUSCardNoob
post Jul 8 2019, 08:06 PM

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QUOTE(facktura @ Jul 8 2019, 07:57 PM)
Will purchase at Aeon Wellness get 5% cashback from groceries?

Or different from Aeon supermarket MCC?
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Check the CC printout.
If there's no word of Aeon SMKT (Supermarket), it won't be groceries MCC.
SUSCardNoob
post Jul 8 2019, 08:06 PM

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QUOTE(facktura @ Jul 8 2019, 07:57 PM)
Will purchase at Aeon Wellness get 5% cashback from groceries?

Or different from Aeon supermarket MCC?
*
Check the CC printout.
If there's no phrase of Aeon SMKT (Supermarket), it won't be groceries MCC.

This post has been edited by CardNoob: Jul 8 2019, 08:06 PM

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