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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Mar 14 2018, 05:01 PM

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QUOTE(paogeh @ Mar 14 2018, 03:59 PM)
i HAVE iKHWAN mastercard which give 5% on FRI/SAT for petrol/grocery

is there any way to fully utilized the cash back 5% by spending online , such as shopee  ? or etc ?
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QUOTE(paogeh @ Mar 14 2018, 04:17 PM)
yes, i have PBB VS as well,
all my cards that can use online , i have maxed out .

Except this Ikwan , i have no idea how to max out ,
may be buy cash voucher on FRI/SAT , but not easy to resell those voucher
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there IS always variety of ways to max the cb, but the question is WHY?!

keep it as backup card cannot? must use? lf u insist the spend for the sake of reaping the cb, then spend for petrol and grocery lor.

pump 1k petrol? can? later you said not enough cars or cars no need so much petrol, etc etc
buy 1k grocery? ok? later you said buy vouchers cannot resell, household not many grocery usage, etc etc

alternatively, reload TNG 1k? then you can pay all the tolls or parking malls or even pay at Watson's or Juiceworks, etc there are tons of merchants accepting TNG as payment.

why is it imperative for you to max the cb? hmm.gif
cybpsych
post Mar 14 2018, 05:16 PM

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QUOTE(paogeh @ Mar 14 2018, 05:13 PM)
why ==> for those who spend time in lowyat credit card rebate , the "why" should be the same , to get $ out from credit cards/bank
if not , why the hell waste time to find out ?
Currently i hold :
1. PBB VS  + Sup == RM38 + 38  + RM50/weekly ===> consistently meet
2. UOB YOLO= RM50
3. HLB WISE = RM100
4. ALLIANCE YOUNICE = RM50
5. MBB Ikwan = RM5--50 depend on Fri/Sat grocery/Petrol

as u can see, RM50 here , RM50 there ...... it's add up monthly and yearly !
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since you only care about the numbers, then just spend 1k on petrol or 1k on grocery or 1k for both petrol+grocery lor.

not hard wat. tons of petrol stations and supermarket.

This post has been edited by cybpsych: Mar 14 2018, 05:16 PM
cybpsych
post Mar 27 2018, 11:48 AM

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QUOTE(yiyibrowers @ Mar 27 2018, 11:38 AM)
is econsave entitle for the rebate?
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econsave is GROCERY
cybpsych
post Mar 28 2018, 01:28 PM

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QUOTE(Alexzoe @ Mar 28 2018, 01:17 PM)
Document?
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can u just call maybank and ask? isn't it the better source of information and confirmation to any of your doubts/questions?
cybpsych
post Mar 30 2018, 10:49 AM

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QUOTE(sam240 @ Mar 30 2018, 10:47 AM)
New user for PETRONAS Visa Ikhwan here, I received my e-statement today by email, where statement date is 28 Mar, swipe over RM40 for Petronas petrol but I do not see any cash rebate on my statement. I only see it on next statement?
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display in m2u on 2nd each month.

would reflect in your apr statement.

cb based on calendar month, irrespective to your statement date.
cybpsych
post Apr 3 2018, 03:34 PM

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QUOTE(eddievh @ Apr 3 2018, 03:30 PM)
Which ikhwan card you're using? Petronas or mastercard ?
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just sharing

Petronas Visa will kena also. adhoc pumped rm10 petronas, no cashback received yesterday. t&c also stated min rm1 cb to be awarded.
cybpsych
post Apr 9 2018, 11:27 AM

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QUOTE(alvinfks78 @ Apr 9 2018, 11:20 AM)
Is it RM20 minimum swipe to get cash back. I haven't been checking. for Mastercard Ikwan right?
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earned RM1 cb to get.

RM1 cb = RM20 spending for Ikhwan MC or RM12.50 for Ikhwan Visa Petronas.


last month i did try for Ikhwan visa petronas. ad-hoc pump rm10 only (no other spending in that month). didnt get cb. forgotten about the "earned rm1 cb" t&c laugh.gif
cybpsych
post Apr 9 2018, 11:39 AM

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QUOTE(alvinfks78 @ Apr 9 2018, 11:33 AM)
Tumpang since already on the topic. Does it apply to AMEX too for Maybank? Thanks
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yes, it's stated in the T&C
cybpsych
post Apr 9 2018, 11:50 AM

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QUOTE(alvinfks78 @ Apr 9 2018, 11:48 AM)
LOL  blink.gif so long then only discover hehe. Oh well we learn stuff everyday. Thanks man  rclxms.gif
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very seldom we spend <rm20 per month, that's why we dont notice much.
cybpsych
post Apr 13 2018, 10:21 AM

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useless to argue la.

petronas mesra team messed up with the "promo info" in their newsletter.

they couldnt validate their info propery, i've been screwing them for posting inaccurate information.
cybpsych
post Apr 23 2018, 02:29 PM

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QUOTE(Fun_ent2607 @ Apr 23 2018, 02:24 PM)
What is MCC?
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Merchant Category Code.

A Merchant Category Code (MCC) is a four-digit number listed in ISO 18245 for retail financial services. MCC is used to classify the business by the type of goods or services it provides.
cybpsych
post Apr 24 2018, 10:47 AM

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QUOTE(facktura @ Apr 23 2018, 04:44 PM)
If anyone wondering hows the contactless MC looks like, i just collected mine at Gardens just now.

Its FOC btw to change from the old one.

[attachmentid=9750913]
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QUOTE(Abk92 @ Apr 24 2018, 10:44 AM)
Any fee to change it? 🤔
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cybpsych
post Apr 24 2018, 01:32 PM

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QUOTE(Fun_ent2607 @ Apr 24 2018, 01:28 PM)
Just received my cc...but no tng zing card hmmmm. Yes it petronas visa haha..
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u were expecting zing card meh? did u ask for it during application?
cybpsych
post May 6 2018, 07:03 PM

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QUOTE(@skyhawk@ @ May 6 2018, 06:16 PM)
guys, american express ikhwan petronas diff with visa petronas? any benefits compare to other 2 ikhwan card? already own visa and mastercard..  sorry kinda newbie in this CC thingy..
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american express ikhwan petronas --- does this card exist?
cybpsych
post May 6 2018, 07:38 PM

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QUOTE(@skyhawk@ @ May 6 2018, 07:35 PM)
this card has no co-branding with Petronas. your earlier post asking about american express ikhwan petronas

since you already dig out this card's detail, you can already compare the benefits with ikhwan visa petronas.
cybpsych
post May 8 2018, 12:05 PM

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user posted image

Introducing the NEW Maybank Islamic World Mastercard® Ikhwan Card-i!

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Apply now & win a Premium Umrah Package worth RM30,000 for 2 pax by 31 August 2018



user posted image

This post has been edited by cybpsych: May 8 2018, 02:05 PM
cybpsych
post May 8 2018, 08:50 PM

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QUOTE(sg999 @ May 8 2018, 08:22 PM)
The first mbb mastercard with paywave function? biggrin.gif
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not paywave, just wave. paywave is a registered brand for Visa only.

and no, not the 1st mbb mastercard with wave function.
cybpsych
post May 12 2018, 06:59 PM

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QUOTE(klchoy @ May 12 2018, 05:48 PM)
Do we get TP for Petronas & groceries?
Any difference between visa and MC?
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have you read post #1?

have you read mbb's credit card page?
cybpsych
post May 13 2018, 09:13 AM

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QUOTE(malcolm86 @ May 13 2018, 09:10 AM)
Cb for the petronas gold card still maintenance 8%?
I read the new application t&c seem different with 1st page
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what is the full and exact card name for this "petronas gold card"?

where did you read the "new application t&c"?
cybpsych
post May 13 2018, 09:43 AM

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QUOTE(malcolm86 @ May 13 2018, 09:37 AM)
Hi,

Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i
https://ringgitplus.com/en/credit-card/Mayb...old-Card-i.html
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if u noticed the RP link, it doesnt mention Petronas. the content doesnt mention Petronas. this card has 5% cb for Grocery and Petrol on Fri/Sat only. RP used the WRONG card image.

always check from official source, which is Bank's website.


the 8% cb for Petronas is Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

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