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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Sep 9 2017, 06:20 PM

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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM)
Yes. Statement balance is rm1537.70
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just retry later tonite, usually our accounts will get refreshed silently, so the system soft-block for any transactions.
cybpsych
post Sep 14 2017, 09:23 AM

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QUOTE(space_boy_88 @ Sep 14 2017, 09:20 AM)
anyone know how the treat point is calculate for this card ?
i spend almost 2k for this card but only get around 966 treat point ? any category is not entitle for treat point ?
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what kind of spending? elaborate more.

which card you're using?

FYI, non-cashback spending will only get TP.
cybpsych
post Sep 25 2017, 03:23 PM

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QUOTE(bRainstoRe @ Sep 25 2017, 03:04 PM)
Hi, how to calculate interest.

Scenario

August
Buy item A: RM300

End of August
Pay item A: RM150

Wanted to know what are the interest if I wanted to pay at the end of september? May show the calculation?

Details
Card: Maybank Ikhwan Gold
Statement due date: 13 September 2017
P/s: Wrongly spend. sad.gif lesson learnt. wanted to calculate for next budget.
Thank you.
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dont need calculate so hard la. just follow statement info.

question: Item A purchased before or after 24 Aug?

if before 24 Aug, then you got RM150 outstanding when 24 Aug statement generated. minor interest got charged for as long as you didnt clear it. so, better clear it ASAP.

if after 24 Aug and assuming your 20-day grace period still hold, then your payment due date = 24 Sep + 20 days = 14 October 2017! pay the remaining RM150 on or before 14 Oct.

This post has been edited by cybpsych: Sep 25 2017, 03:26 PM
cybpsych
post Sep 28 2017, 02:22 PM

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QUOTE(solsekuin44 @ Sep 28 2017, 02:21 PM)
What's the best card for balance transfer?
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ask here https://forum.lowyat.net/topic/3918057
cybpsych
post Sep 29 2017, 07:47 AM

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QUOTE(solsekuin44 @ Sep 29 2017, 12:07 AM)
Ok thanks..i have this card too, i though someone can share their bt from this.
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what are you talking about???? rclxub.gif doh.gif

the link is a general Balance Transfer discussion thread for you to read and ask around.
cybpsych
post Sep 30 2017, 08:56 PM

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QUOTE(dh13 @ Sep 30 2017, 08:53 PM)
Anyone facing issue to use Visa Paywave using Ikhwan Petronas CC. I am getting Not Authorized Error Message on terminal.  Do we need to activate the Visa Paywave feature menually?
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no need do anything.
cybpsych
post Oct 2 2017, 07:55 PM

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QUOTE(drbone @ Oct 2 2017, 07:07 PM)
Reloaded touch n go for RM 300 and bought Petronas Gift Card using my credit card as well for the 8% cash back purpose. I had to pay RM 3 for the gift card amount. Anyone else able to clarify this?
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it is called surcharge for using cc.

certain petronas station have surcharge of 1%, e.g. petronas sg besi-puchong.

my reloads previous...

user posted image

too bad there is only 1 location in KV accepts cc to reload tng and as well as gift card, and also pay bills too. but always got surcharge.

with mbb petronas ikhwan 8% (effective 7.08%), still acceptable to me.
cybpsych
post Oct 3 2017, 09:29 AM

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QUOTE(sendohz @ Oct 3 2017, 09:23 AM)
Still acceptable?
It's awesome CB mate.

haha
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yep, reloaded it early Sep, already gotten cb few days ago biggrin.gif

user posted image
cybpsych
post Oct 22 2017, 10:00 AM

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QUOTE(arthur88 @ Oct 22 2017, 09:25 AM)
guys, just want to check, Maybank Islamic PETRONAS Ikhwan Visa Gold will appear as "Visa Ikhwan Gold" in m2u?
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yes

my ikhwan petronas visa platinum shows the same:

user posted image
cybpsych
post Oct 26 2017, 07:50 AM

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QUOTE(shaunkL @ Oct 26 2017, 12:58 AM)
Hi all, if top up touch n go using maybank ikhwan visa at petronas also entitled 8% cash back during Saturday Sunday ?
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short answer: yes
long answer: real question would be WHERE to reload tng at petronas using cc? laugh.gif there's only 1 known location at KV, few more in N9 and Penang. that's it. the scarcity of the location is the issue. refer here as a guide. there's a caveat to this: there is surcharge as well, usually 1% surcharge.

for me, i visited the one in KV. no issues to reload tng using ikhwan petronas visa. 1% surcharge, but charged into the card. effective cashback is 7.08%.

user posted image

cybpsych
post Oct 26 2017, 08:56 AM

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QUOTE(shaunkL @ Oct 26 2017, 08:29 AM)
Yes, so far I know the Petronas at Puchong After IOI mall traffic light turn to bukit jalil at the left side this Petronas accept it.
This petronas even accept AMEX to top up touch n go but as you said surcharge RM1 for each 100 top up.
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you can even pay your bills there biggrin.gif
cybpsych
post Oct 26 2017, 09:09 AM

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QUOTE(RokXIII @ Dec 17 2016, 06:11 PM)
I remember they did put a note mentioned which bills/services' payment are available, i will try to take a photo of that next time.
Minimum and maximum, im not really sure about that. Normally I swiped about RM300-400 for TNB, UNIFI & TNG in 1 shoot.
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QUOTE(shaunkL @ Oct 26 2017, 09:00 AM)
Using Amex or petronas ikhwan to pay such as water bill ?
Seriously ?
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+celcom and Astro too

doesn't matter which card, they accept anyway. for amex, might as well pay using m2u la, except reload TNG laugh.gif
cybpsych
post Oct 31 2017, 02:31 PM

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QUOTE(13th @ Oct 24 2017, 07:23 PM)
hi all, i've been going through the same thing. rejected thrice. first, direct apply at branch, second reappeal via email, rejected. third, request via email to change to petronas (from mastercard), rejected.

note: this is my first time to request credit card, would the split credit method works for me? should i reappeal for the fourth time?
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QUOTE(13th @ Oct 31 2017, 02:07 PM)
after 5th try.
anyway this means approved rite??
[attachmentid=9287206]
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this is after split CL?
cybpsych
post Nov 2 2017, 07:45 AM

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QUOTE(akib_mullen @ Nov 1 2017, 09:59 PM)
Maybank haven't release cashback for last month transaction is it?
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mbb credit the cashback on 1st of each month.

however, to "see" the cashback, it will take +1 day to reflect in M2U (refresh midnight), which is on 2nd of each month.

in the morning, the cb is shown as "Last Payment" (refer below), then updated in "Transaction History" roughly before noon.

user posted image
cybpsych
post Nov 24 2017, 01:37 PM

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QUOTE(effectz @ Nov 24 2017, 10:44 AM)
Lazada isn't groceries?
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how and why do u think lazada is grocery?

what is the nature of business for lazada?
cybpsych
post Nov 28 2017, 12:04 PM

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QUOTE(effectz @ Nov 28 2017, 10:38 AM)
I buy kain at Nagoya. Considered groceries?
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very very unlikely to be Grocery la.

it's more to textile merchant like Kamdar.


do u know what is Grocery or not? supermarket that sells food/groceries?
cybpsych
post Dec 1 2017, 07:48 PM

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QUOTE(generate @ Dec 1 2017, 07:39 PM)
Can I still apply for Maybank Islamic MasterCard if I already have Maybank 2 Cards?

What are the chances of my application being approved if my credit score is good?

And is the 5% cashback on petrol on Friday and Saturday for all petrol or only for selected petrol?

Thanks.
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yes you can apply

5% for all petrol
cybpsych
post Dec 9 2017, 07:21 AM

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QUOTE(13th @ Dec 9 2017, 07:14 AM)
weird. i just received the lee cooper aviator sun glasses yesterday. they post to my work place (i was surprised, my colleague too). I thought that campaign already ended?
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what campaign? which card did you apply?

didnt know ikhwan cards have campaign for lee cooper sunglasses though.



** found it, actually toolbox+sunglasses **

QUOTE(cybpsych @ Aug 4 2017, 09:32 PM)
user posted image

Apply for an Islamic card online, spend and get rewarded! [ Maybank ]

Receive a complimentary tool set when you apply for a Maybank Islamic card online and spend with the newly approved card! Here’s how:

Step 1:  Apply for any Maybank Islamic Card online
Step 2:  Spend any amount within 30 days from the date the Card is approved

That’s not all! **Receive a Complimentary Pair of Lee Cooper Aviator Sunglasses worth RM300 if you spend RM50 with your newly approved VISA Credit Card (Platinum, Signature or Infinite) within the campaign period.

Hurry, apply now!

Terms and conditions:
» Click to show Spoiler - click again to hide... «

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This post has been edited by cybpsych: Dec 9 2017, 07:41 AM
cybpsych
post Dec 9 2017, 09:47 AM

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QUOTE(theberry @ Dec 9 2017, 09:37 AM)
Walk in branch apply doesnt count?
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campaign t&c is online application, no?
cybpsych
post Dec 13 2017, 06:03 PM

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QUOTE(SzeMeng76 @ Dec 13 2017, 05:04 PM)
my 1st MBBI statement just out.
Found out there is
Multiple TreatPoints earned at Participating Partners for the month
MASTERCARD PLAT BONUS TREAT - 98.
May I know anyone got idea about this?

my total expense 214.85 (groceries n petrol both on fri&sat)
Found answer already. It's my taobao Hangzhou transaction. Surprisingly get both 5% n TP. Lol
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birthday month also?

scratch that. birthday month points would be "2X BIRTHDAY TREATS"

This post has been edited by cybpsych: Dec 13 2017, 06:05 PM

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