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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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cybpsych
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Sep 9 2017, 06:20 PM
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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM) Yes. Statement balance is rm1537.70 just retry later tonite, usually our accounts will get refreshed silently, so the system soft-block for any transactions.
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cybpsych
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Sep 14 2017, 09:23 AM
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QUOTE(space_boy_88 @ Sep 14 2017, 09:20 AM) anyone know how the treat point is calculate for this card ? i spend almost 2k for this card but only get around 966 treat point ? any category is not entitle for treat point ? what kind of spending? elaborate more. which card you're using? FYI, non-cashback spending will only get TP.
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cybpsych
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Sep 25 2017, 03:23 PM
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QUOTE(bRainstoRe @ Sep 25 2017, 03:04 PM) Hi, how to calculate interest. ScenarioAugust Buy item A: RM300 End of August Pay item A: RM150 Wanted to know what are the interest if I wanted to pay at the end of september? May show the calculation? DetailsCard: Maybank Ikhwan Gold Statement due date: 13 September 2017 P/s: Wrongly spend.  lesson learnt. wanted to calculate for next budget. Thank you. dont need calculate so hard la. just follow statement info. question: Item A purchased before or after 24 Aug? if before 24 Aug, then you got RM150 outstanding when 24 Aug statement generated. minor interest got charged for as long as you didnt clear it. so, better clear it ASAP. if after 24 Aug and assuming your 20-day grace period still hold, then your payment due date = 24 Sep + 20 days = 14 October 2017! pay the remaining RM150 on or before 14 Oct. This post has been edited by cybpsych: Sep 25 2017, 03:26 PM
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cybpsych
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Sep 28 2017, 02:22 PM
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QUOTE(solsekuin44 @ Sep 28 2017, 02:21 PM) What's the best card for balance transfer? ask here https://forum.lowyat.net/topic/3918057
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cybpsych
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Sep 29 2017, 07:47 AM
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QUOTE(solsekuin44 @ Sep 29 2017, 12:07 AM) Ok thanks..i have this card too, i though someone can share their bt from this. what are you talking about???? the link is a general Balance Transfer discussion thread for you to read and ask around.
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cybpsych
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Sep 30 2017, 08:56 PM
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QUOTE(dh13 @ Sep 30 2017, 08:53 PM) Anyone facing issue to use Visa Paywave using Ikhwan Petronas CC. I am getting Not Authorized Error Message on terminal. Do we need to activate the Visa Paywave feature menually? no need do anything.
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cybpsych
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Oct 2 2017, 07:55 PM
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QUOTE(drbone @ Oct 2 2017, 07:07 PM) Reloaded touch n go for RM 300 and bought Petronas Gift Card using my credit card as well for the 8% cash back purpose. I had to pay RM 3 for the gift card amount. Anyone else able to clarify this? it is called surcharge for using cc. certain petronas station have surcharge of 1%, e.g. petronas sg besi-puchong. my reloads previous...  too bad there is only 1 location in KV accepts cc to reload tng and as well as gift card, and also pay bills too. but always got surcharge. with mbb petronas ikhwan 8% (effective 7.08%), still acceptable to me.
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cybpsych
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Oct 3 2017, 09:29 AM
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QUOTE(sendohz @ Oct 3 2017, 09:23 AM) Still acceptable? It's awesome CB mate. haha yep, reloaded it early Sep, already gotten cb few days ago
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cybpsych
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Oct 22 2017, 10:00 AM
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QUOTE(arthur88 @ Oct 22 2017, 09:25 AM) guys, just want to check, Maybank Islamic PETRONAS Ikhwan Visa Gold will appear as "Visa Ikhwan Gold" in m2u? yes my ikhwan petronas visa platinum shows the same:
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cybpsych
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Oct 26 2017, 07:50 AM
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QUOTE(shaunkL @ Oct 26 2017, 12:58 AM) Hi all, if top up touch n go using maybank ikhwan visa at petronas also entitled 8% cash back during Saturday Sunday ? short answer: yes long answer: real question would be WHERE to reload tng at petronas using cc?  there's only 1 known location at KV, few more in N9 and Penang. that's it. the scarcity of the location is the issue. refer here as a guide. there's a caveat to this: there is surcharge as well, usually 1% surcharge. for me, i visited the one in KV. no issues to reload tng using ikhwan petronas visa. 1% surcharge, but charged into the card. effective cashback is 7.08%.
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cybpsych
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Oct 26 2017, 08:56 AM
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QUOTE(shaunkL @ Oct 26 2017, 08:29 AM) Yes, so far I know the Petronas at Puchong After IOI mall traffic light turn to bukit jalil at the left side this Petronas accept it. This petronas even accept AMEX to top up touch n go but as you said surcharge RM1 for each 100 top up. you can even pay your bills there
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cybpsych
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Oct 26 2017, 09:09 AM
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QUOTE(RokXIII @ Dec 17 2016, 06:11 PM) I remember they did put a note mentioned which bills/services' payment are available, i will try to take a photo of that next time. Minimum and maximum, im not really sure about that. Normally I swiped about RM300-400 for TNB, UNIFI & TNG in 1 shoot. QUOTE(shaunkL @ Oct 26 2017, 09:00 AM) Using Amex or petronas ikhwan to pay such as water bill ? Seriously ? +celcom and Astro too doesn't matter which card, they accept anyway. for amex, might as well pay using m2u la, except reload TNG
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cybpsych
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Oct 31 2017, 02:31 PM
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QUOTE(13th @ Oct 24 2017, 07:23 PM) hi all, i've been going through the same thing. rejected thrice. first, direct apply at branch, second reappeal via email, rejected. third, request via email to change to petronas (from mastercard), rejected. note: this is my first time to request credit card, would the split credit method works for me? should i reappeal for the fourth time? QUOTE(13th @ Oct 31 2017, 02:07 PM) after 5th try. anyway this means approved rite?? [attachmentid=9287206] this is after split CL?
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cybpsych
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Nov 2 2017, 07:45 AM
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QUOTE(akib_mullen @ Nov 1 2017, 09:59 PM) Maybank haven't release cashback for last month transaction is it? mbb credit the cashback on 1st of each month. however, to "see" the cashback, it will take +1 day to reflect in M2U (refresh midnight), which is on 2nd of each month. in the morning, the cb is shown as "Last Payment" (refer below), then updated in "Transaction History" roughly before noon.
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cybpsych
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Nov 24 2017, 01:37 PM
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QUOTE(effectz @ Nov 24 2017, 10:44 AM) how and why do u think lazada is grocery? what is the nature of business for lazada?
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cybpsych
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Nov 28 2017, 12:04 PM
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QUOTE(effectz @ Nov 28 2017, 10:38 AM) I buy kain at Nagoya. Considered groceries? very very unlikely to be Grocery la. it's more to textile merchant like Kamdar. do u know what is Grocery or not? supermarket that sells food/groceries?
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cybpsych
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Dec 1 2017, 07:48 PM
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QUOTE(generate @ Dec 1 2017, 07:39 PM) Can I still apply for Maybank Islamic MasterCard if I already have Maybank 2 Cards? What are the chances of my application being approved if my credit score is good? And is the 5% cashback on petrol on Friday and Saturday for all petrol or only for selected petrol? Thanks. yes you can apply 5% for all petrol
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cybpsych
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Dec 9 2017, 07:21 AM
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QUOTE(13th @ Dec 9 2017, 07:14 AM) weird. i just received the lee cooper aviator sun glasses yesterday. they post to my work place (i was surprised, my colleague too). I thought that campaign already ended? what campaign? which card did you apply?
didnt know ikhwan cards have campaign for lee cooper sunglasses though.** found it, actually toolbox+sunglasses ** QUOTE(cybpsych @ Aug 4 2017, 09:32 PM) Apply for an Islamic card online, spend and get rewarded! [ Maybank ] Receive a complimentary tool set when you apply for a Maybank Islamic card online and spend with the newly approved card! Here’s how: Step 1: Apply for any Maybank Islamic Card online Step 2: Spend any amount within 30 days from the date the Card is approved That’s not all! **Receive a Complimentary Pair of Lee Cooper Aviator Sunglasses worth RM300 if you spend RM50 with your newly approved VISA Credit Card (Platinum, Signature or Infinite) within the campaign period. Hurry, apply now! Terms and conditions:» Click to show Spoiler - click again to hide... « Campaign starts from 1 August – 30 October 2017. Complimentary Tool Set is applicable to the first 300 New–to-Bank Principal Cardmembers (per month) with a minimum of 1 transaction of any amount within 30 days from date the Card is approved. Complimentary pair of Lee Cooper Aviator Sunglasses is limited to the first 1,000 Cardmembers who spend RM 50 within the campaign period.
New-to-Bank Principal Cardmembers For avoidance of doubt, the following persons are considered as New-to-Bank Principal Cardmembers: i) A person who had cancelled his/her Principal Maybank or Maybank Islamic Credit Card for more than six (6) months and successfully re-applied for a new Principal Maybank or Maybank Islamic Credit Card during the Campaign Period; or ii) A person who is holding an existing Supplementary Maybank or Maybank Islamic Credit Card and successfully applied for a new Principal Maybank or Maybank Islamic Credit Card during the Campaign Period.
Existing Principal Maybank or Maybank Islamic Credit Cardmembers who successfully applied for an add-on Principal Maybank Card during the Campaign Period is not considered as New-to-Bank Principal Cardmembers. The campaign fulfilment will be done within 4 weeks after the announcement of Winners.  This post has been edited by cybpsych: Dec 9 2017, 07:41 AM
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cybpsych
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Dec 9 2017, 09:47 AM
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QUOTE(theberry @ Dec 9 2017, 09:37 AM) Walk in branch apply doesnt count? campaign t&c is online application, no?
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cybpsych
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Dec 13 2017, 06:03 PM
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QUOTE(SzeMeng76 @ Dec 13 2017, 05:04 PM) my 1st MBBI statement just out. Found out there is Multiple TreatPoints earned at Participating Partners for the month MASTERCARD PLAT BONUS TREAT - 98. May I know anyone got idea about this? my total expense 214.85 (groceries n petrol both on fri&sat) Found answer already. It's my taobao Hangzhou transaction. Surprisingly get both 5% n TP. Lol birthday month also?scratch that. birthday month points would be "2X BIRTHDAY TREATS" This post has been edited by cybpsych: Dec 13 2017, 06:05 PM
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