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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Dec 13 2017, 06:13 PM

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QUOTE(SzeMeng76 @ Dec 13 2017, 06:09 PM)
Ya not my birthday Month. Normally transaction with cash rebate won't get TP not? Cuz others transaction no TP,
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yah, cb transactions wont get TP. sweat.gif
cybpsych
post Dec 14 2017, 02:59 PM

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QUOTE(kaiserreich @ Dec 14 2017, 02:58 PM)
With lazada petronas gift card, ths petronas visa is downgraded into backup card saja  laugh.gif
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true.

can reload TNG lo. still get about 7% CB.
cybpsych
post Dec 14 2017, 03:49 PM

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QUOTE(MGM @ Dec 14 2017, 03:36 PM)

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his statement mentioned petronas Visa and also in this cc thread, and my reply was to the cc.
cybpsych
post Dec 29 2017, 05:53 PM

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QUOTE(BraderHensem @ Dec 29 2017, 05:49 PM)
yeah using credit card more convenience if i dont have any cash on hands!
but the most important to me is the POINTS! hahahaa
petronas cimb credit card can get 7% cash back if im not wrong
but maybank, 8x points
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cimb petronas gets 7% cb if your statement balance is rm3k

mbb ikhwan petronas gets 8% cb without any min spending, straightforward affair
cybpsych
post Dec 30 2017, 09:34 PM

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QUOTE(anangryorc @ Dec 30 2017, 08:50 PM)
All petronas station allow gift card reload with cc?
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short answer to "all petronas station" = NO, only cash

only 1 petronas station able to reload tng/gift card using cc (with 1% additional surcharge). search in this thread. it has been discussed before.
cybpsych
post Jan 5 2018, 12:07 PM

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QUOTE(caesarx @ Jan 5 2018, 11:57 AM)
[attachmentid=9483856]

In this situation, my cash back is only partial and the balance will get in next month ? Will it combine with Cash back from Jan ?
I not worry it combine but worry it not calculate for me.
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not partial per se

those posted in Jan, will utilize Jan casback pool
cybpsych
post Jan 8 2018, 06:21 PM

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QUOTE(hutazi @ Jan 8 2018, 06:17 PM)
?

yeah. for this ikhwan card, but where can pay the utilities that give cashback. any supermarket allow pay TNB and such like sams groceria did back in the day?
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Google "Petronas Sg Besi-Puchong Bypass"
cybpsych
post Jan 10 2018, 07:09 AM

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QUOTE(anangryorc @ Jan 9 2018, 11:49 PM)
Hi, where can I change the option to email me monthly statement instead of hardcopy postage in m2u? Thanks
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read https://forum.lowyat.net/index.php?showtopi...post&p=86346882
cybpsych
post Jan 27 2018, 04:03 PM

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QUOTE(dannyw @ Jan 27 2018, 03:43 PM)
Is MBB update their system or Petronas?

I used to pump Petronas and received the SMS notification on RM200.

However, today i received 2 SMS, 1 is as usual, RM200. 2nd is the actual amount pump.

Everyone having the same? Or been charge twice?
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not change twice la. don't confuse ppl.

rm200 is pre-authorization.

the 2nd SMS is nice though. haven't use ikhwan visa for few months now. pumping using pet gift card atm. few more months to finish the cards.
cybpsych
post Jan 27 2018, 05:35 PM

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QUOTE(dannyw @ Jan 27 2018, 05:32 PM)
Petronas as well?

That's the why i ask here. Wonder is from Petrol station or bank?
The 2nd sms is right after pump, different 2 minutes... which is nice to have so we know the actual amount instead of Rm200.
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1st time using the brand new card?
cybpsych
post Jan 27 2018, 05:56 PM

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QUOTE(dannyw @ Jan 27 2018, 05:52 PM)
Nope. Many years already. Since Amex 5% cashback limit to dining only, then already start used.

My new card is Barcelona VS,  and notice when use Visa wave no sms notification, use PIN is fine.
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i meant the card that you used to pump at Petronas and gotten 2 SMS.

you're in Ikhwan thread, either Ikhwan MC or Ikhwan Petronas?
cybpsych
post Feb 6 2018, 06:00 PM

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QUOTE(confusedway @ Feb 6 2018, 04:41 PM)
Hi Sifus

Would like to ask a question about
8% Cash Back
Enjoy 8% Cash Back on weekends (Saturday and Sunday) and 1% Cash Back on weekdays (Monday to Friday) for every PETRONAS spend. (capped at RM 50 per month)

Can i use this Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i to topup the Petronas giftcard and get 8% cashback on weekend?
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QUOTE(confusedway @ Feb 6 2018, 05:22 PM)
If that is the case that means i can literally pump petrol at 8% CB everyday...  rclxms.gif  rclxms.gif  rclxms.gif
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we've been theorize this concept back in 2015 liao laugh.gif

the jackpot question would be, which Petronas allows you to do that??? afaik, only 1 reported location, and with additional 1% surcharge. laugh.gif
cybpsych
post Feb 7 2018, 12:02 PM

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QUOTE(confusedway @ Feb 7 2018, 11:50 AM)
So sifu men... if to reload the gift card need a charges of 1% than what is the point for Petronas to do this in the 1st place???

Or just for my understanding, please correct me if i'm wrong... Petronas do this is for ppl to reload with CASH and pump at station only... so you basically can't reload it using credit card...  sweat.gif  sweat.gif  sweat.gif
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this is done by that particular petronas outlet. not petronas as a whole.

imposing surcharge is not proper. same with any other merchants who do it.

obviously they want cash than cc. they still offer cc reload facility nonetheless but with surcharge. even with 1% surcharge, you still earn 7.x% cashback from visa ikhwan petronas 8% card.

as a consumer, you can decide NOT to patron this outlet.

end of the day, reloading gift card is essentially nil. of all the petronas stations, only 1 reported to allow reloading using cc.
cybpsych
post Feb 13 2018, 04:49 PM

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QUOTE(kikilala80 @ Feb 13 2018, 04:43 PM)
I already have Maybank 2 Gold Cards and i'm trying to apply Maybank Islamic MasterCard Ikhwan Gold Card but was rejected.
I try to request by divide my credit limit into half. Half for Maybank 2 Gold Cards and another half for Maybank Islamic MasterCard Ikhwan Gold Card. Is it possible they can approve or reject my request?
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of course they can approve/reject again. splitting the M2C CL to Ikhwan is an alternative way, proven to be effective for most earlier rejected cases (direct application).

for me, I split my CL on-the-spot during application (Maybank KLCC). less troublesome. even the staff advised how much to split too.
cybpsych
post Feb 22 2018, 10:04 PM

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QUOTE(1tanmee @ Feb 22 2018, 09:58 PM)
Says got 8x Treatpoints for grocery purchases. But no mention for which hypermarkets?? Anyone have the list?
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who says which card got 8X TP for Grocery?

have u refer post 2? or MCC thread?
cybpsych
post Feb 23 2018, 02:11 PM

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QUOTE(cybpsych @ Feb 6 2018, 06:00 PM)
we've been theorize this concept back in 2015 liao  laugh.gif

the jackpot question would be, which Petronas allows you to do that??? afaik, only 1 reported location, and with additional 1% surcharge. laugh.gif
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QUOTE(alvinfks78 @ Feb 23 2018, 11:22 AM)
Can we reload petronas Gift CArd with Ikwan Mastercard? Entitled to 5% Cashback if reload @ station?
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yes you can, but not feasible and not widely available.

there are other better alternatives available.
cybpsych
post Mar 3 2018, 12:40 PM

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QUOTE(cyleox @ Mar 3 2018, 11:27 AM)
i have ikhwan mstercard which is 5 CB for all petrol pump. but for paying bills at petrnas, can get cb as well? thanks
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you should ask the respective petronas staff whether they accept cc.

if they accept cc, yes, ikhwan mc would get CB. CB is based on merchant MCC, NOT the items you pay for.

QUOTE(fruitie @ Mar 3 2018, 12:08 PM)
As far as I know one Petronas outlet allows bills payments with CC. I think I saw it in Reload TnG thread or somewhere.
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there are other petronas stations that accept bill payment via epay, but definitely cash-only.
cybpsych
post Mar 3 2018, 02:30 PM

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QUOTE(fruitie @ Mar 3 2018, 12:51 PM)
I searched this thread, it shows Petronas Kinrara? Anyway it's OK because I don't pay bills via petrol stations. laugh.gif
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yah that one accepts cc.

other stations nobody reporting it because no use if using cash smile.gif
cybpsych
post Mar 4 2018, 06:21 PM

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QUOTE(watabakiu @ Mar 4 2018, 06:17 PM)
Link to the list pls? Need to check if the list has been updated since
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these lists were reported and compiled manually. there is no magical list available.

refer mcc thread >> https://forum.lowyat.net/topic/3711577
cybpsych
post Mar 8 2018, 08:06 AM

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QUOTE(anakMY @ Mar 7 2018, 11:09 PM)
Hi do u know where to reload touch n go with CC without paying service charge ?
And I thought petronas ikhwan is 8% no?
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petronas ikhwan feature is 8%, this is correct. however, you dont EARN 8% cashback either.

reloading cc at petronas station got 1% surcharge, but charged into the card. nett gain is about 7.x% cashback.

e.g. reload RM300, 1% surchage is RM3, total RM303 charged into the card. 8% monthly cashback is for RM303 amount, but your actual TNG credit was RM300.

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