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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Jul 20 2017, 07:19 AM

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QUOTE(hurtedheart @ Jul 20 2017, 05:20 AM)
Good morning, may I know transaction on 30 June will yield its rebate on that day itself or 31 July? Top up touch n go for RM400 on 30 June and noticed it's rebate is only RM1.99 instead of Rm20. Thanks
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there is no daily or per transaction cashback. it's monthly cashback.

your 30 June trx, possibly posted in July, thus it will be tabulated with all eligible July transactions, then earned cashback to be credited on 31 July (viewable in M2U on 2 Aug).
cybpsych
post Jul 20 2017, 01:51 PM

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QUOTE(AskarPerang @ Jul 20 2017, 11:54 AM)
Noted Tq. so this is the only Petronas in the klang valley:
Petronas @ Sungai Besi-Puchong Bypass (beside Kinrara Furniture Street) · NO reload service charge · Note: Reload at Petronas counter, not the TnG Spot booth (cash-only). No cashback for HSBC Amanah MPower Visa · MBB Ikhwan Petronas Visa: 20170513
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you can also contribute any new areas/petrol stations that accepts cc for tng reload too; especially Petronas in order to take advantage of Ikhwan Petronas Visa's 8% cb.
cybpsych
post Jul 21 2017, 02:50 PM

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QUOTE(WIS9000 @ Jul 21 2017, 02:39 PM)
Hi.

trying to understand the quote above since i have both the MBB Ikhwan and the MPower cards.

It mentions that no cashback for these 2 cards at this Petronas station for TnG reload?
Other cards like MBB Ikhwan Master card will still have cashback?
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read my reply at its proper thread before derailing this thread further.
cybpsych
post Jul 29 2017, 04:26 PM

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QUOTE(neo3koolio @ Jul 29 2017, 04:15 PM)
ok noted..
one transaction for each card then..treat points fair bonanza bila?? merdeka time?
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already late or might not happen this year. usually they'll publicise 2-3 months in advance.
cybpsych
post Jul 31 2017, 10:06 AM

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QUOTE(neo3koolio @ Jul 31 2017, 09:53 AM)
Hi All,

Would like to check for Ikhwan Petronas Visa is there no TP awarded for petrol pumps at Petronas ? Or purchase in Petronas Mart no TP? Thanks in advance for the clarification.

Quoted from 1st post
- Enjoy 1X TreatPoints for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations
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pump at petronas stations - no TPs

no comment for Petronas Mart. never tried.
cybpsych
post Jul 31 2017, 10:55 AM

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QUOTE(neo3koolio @ Jul 31 2017, 10:52 AM)
OK thanks...TP can be donated away?
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what donation u thinking la.

you earned the TP, you redeem the TP with something else. refer the catalogue in MBB thread post #1.
cybpsych
post Jul 31 2017, 11:09 AM

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QUOTE(neo3koolio @ Jul 31 2017, 11:06 AM)
Like AIR MILES, can be given away to donation. Insufficient points to redeem then burnt.. bazir lo
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dont think mbb has such function to "donate" away TP. laugh.gif

your TPs are combined with other cards, e.g. M2Cards Amex. then can redeem with something else.

your earned TP has validity of 3 years anyway.

if you're so paranoid wasting your TP instead of earning cashback, then mbb cards are not suitable for you.
cybpsych
post Aug 4 2017, 09:32 PM

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user posted image

Apply for an Islamic card online, spend and get rewarded! [ Maybank ]

Receive a complimentary tool set when you apply for a Maybank Islamic card online and spend with the newly approved card! Here’s how:

Step 1: Apply for any Maybank Islamic Card online
Step 2: Spend any amount within 30 days from the date the Card is approved

That’s not all! **Receive a Complimentary Pair of Lee Cooper Aviator Sunglasses worth RM300 if you spend RM50 with your newly approved VISA Credit Card (Platinum, Signature or Infinite) within the campaign period.

Hurry, apply now!

Terms and conditions:
» Click to show Spoiler - click again to hide... «

cybpsych
post Aug 9 2017, 01:27 PM

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QUOTE(vin_ann @ Aug 9 2017, 10:55 AM)
WTA:

Have anyone face their card unable to read at petrol kiosk ?

My Ikhwan Petronas recently having this issue at Petronas kiosk. I thought maybe the terminal technical issue unable to read, tried few times even change kiosk, then only can read n proceed like normal.

This morning, the same card tried at BHP petrol kiosk, also unable to read my card.

Then slot in another card, instantly it lock n read.

How to determine my card is having problems?
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unless the chip is faulty, this behavior is "normal".

once a while, cannot use the card at petronas. could be maybank's failure to authenticate the transaction or mechant issue.

retry again later the day or next day.


if chip faulty, the card cannot be used (physically) anywhere. have you tried elsewhere where you insert the card to terminals?

if consistently fail, initiate a replacement from mbb. there shouldnt be any fee for replacement (due to faulty chip).
cybpsych
post Aug 10 2017, 10:23 AM

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QUOTE(alex_cyw1985 @ Aug 10 2017, 09:46 AM)
Anyone know which contest give Barry Smith bag? I just received a Barry Smith from Maybank
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either this, which is quite old...

20” Barry Smith Hard Case Luggage Bag

Requirements: Cumulative Minimum Retail Spend RM 1,500 and above
Allocation: Limited to 3,000 units on first-come-first- serve basis
Campaign: 1 March 2015 - 31 Aug 2015



or did you apply personal loan from maybank recently?

Maybank Personal Loan/Maybank Islamic Personal Financing-i

Campaign Period: 1 May 2017 till 31 July 2017

Campaign mechanic:
This campaign is valid for NEW Maybank Personal Loan/Maybank Islamic Personal Financing customer.
Apply for Maybank Personal Loan/Maybank Islamic Personal Financing-i and get a chance to win Trip for 2 to Bali, Indonesia or Barry Smith Travel bag.
Applicable to ALL customers whose Maybank Personal Loan/Maybank Islamic Personal Financing-i approved during the campaign period.


This post has been edited by cybpsych: Aug 10 2017, 10:24 AM
cybpsych
post Aug 10 2017, 11:37 AM

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QUOTE(alex_cyw1985 @ Aug 10 2017, 11:22 AM)
Contest in 2015, only get in Aug 2017, don't think so...  confused.gif

Nope, didn't apply any personal loan...
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no idea laugh.gif

call CS to find out lo. or dont bother and enjoy the new bags biggrin.gif
cybpsych
post Aug 23 2017, 03:39 PM

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QUOTE(serez @ Aug 23 2017, 03:25 PM)
i see. meaning the outstanding will shows as [current outstanding + installments] and not as [current outstanding + item cost]. taking the example of min payment 5% = rm62 vs installment rm240. which one should i follow?
a.) rm62
b.) rm62 + rm240
c.) rm500
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installment is just 1 charge item in the statement; together with any other charges that you spend with the card.

inside the statement will show you statement amount, payment due date, min payment amount, etc.

just follow the statement details is enough.
cybpsych
post Aug 27 2017, 07:58 AM

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QUOTE(tonytyk @ Aug 26 2017, 10:37 PM)
Any link/source on tnc?
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you can search in M2C thread (posted there since 7 Aug) or maybank website instead.
cybpsych
post Aug 30 2017, 12:55 PM

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QUOTE(TrollNoob @ Aug 30 2017, 12:23 PM)
Been using petronas ikhwan near to 10 years.  i got this card because the FE kept on bugging me last time.

rarely pump at petronas. always shell

apart from that, what are the benefits?

my main is hsbc amanah.

tqvm.
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post 1?
cybpsych
post Aug 30 2017, 01:30 PM

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QUOTE(TrollNoob @ Aug 30 2017, 01:00 PM)
that's it?

no restaurant or anything?

might as well cancel jump to another cc

inb4 tqvm for replying
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yes, purely for petronas spending, hence the co-branding.

diff ppl has diff need for ikhwan petronas card.

I love it cuz getting 8% cb for pumping petrol/reload TNG (minus 1% surcharge) @ petronas during weekend.

other category spending, of course using other cards.
cybpsych
post Aug 31 2017, 02:36 PM

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QUOTE(galaxynote259 @ Aug 31 2017, 02:06 PM)
how much do they allocate? i hope it's not too little
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u can find in m2u website or m2card thread at post #2363.
cybpsych
post Sep 2 2017, 11:11 AM

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QUOTE(hustlerism @ Sep 2 2017, 02:46 AM)
Visa ikhwan no more treatpoints?
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i got 1x TP for non-petronas spending.
cybpsych
post Sep 6 2017, 07:50 AM

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QUOTE(akib_mullen @ Sep 5 2017, 10:29 PM)
Got confused reading cv statement. Current balance is the one that we should pay before due date if we do not want any interest charged, am I right? Then what about previous statement balance?
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you wanted to avoid paying interest in current statement balance, but if your previous balance still not cleared, definitely sudah kena interest as well. biggrin.gif

always try to avoid accumulating balance for >1 month. always settle monthly statement balance, on time. rinse and repeat each month. furthermore, it's a good practice to do so, make you disciplined in managing repayments.
cybpsych
post Sep 6 2017, 01:07 PM

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QUOTE(akib_mullen @ Sep 6 2017, 12:15 PM)
like this not kena right? coz no amount at the right side or statement

» Click to show Spoiler - click again to hide... «

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that line is just a notice to inform you of your current interest/mgmt charge rate %.
cybpsych
post Sep 9 2017, 05:45 PM

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QUOTE(ohcipala @ Sep 9 2017, 05:32 PM)
Has anyone gotten this error before? Trying to pay statement balance but getting this error.
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is your statement balance rm1537.70?

if you're not overpaying, then perhaps account is under refresh/update. retry again later.

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