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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post May 4 2017, 07:41 AM

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QUOTE(theberry @ May 4 2017, 07:33 AM)
Hi guys, come across this posting and transactions date,
In layman terms, i just swipe or use at friday and saturday then is ok already?
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for ikhwan mastercard: yes

ok means getting cashback, then must be within categories biggrin.gif
cybpsych
post May 4 2017, 01:45 PM

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QUOTE(ChiaW3n @ May 4 2017, 01:26 PM)
I just come across this card, can we have the comparison with Ikhwan and M2C?
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it's pretty straightforward. nothing complicated to compare.
cybpsych
post May 5 2017, 08:55 PM

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QUOTE(extinct_83 @ May 5 2017, 06:45 PM)
i did a BT from Master Ikhwan card. I received my statement and found that the statement does not showed the available credit that i can use. Anyone knows how to find out?
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since when maybank show available credit limit in statement? it doesnt even show in m2u to begin with.

alternate method below:

QUOTE(herc @ Jan 11 2016, 10:33 AM)
Login in M2U, Goto ur CC, Click "Click here if you want to apply for EzyCash", when u see the available amount for EzyCash, divide it by 0.8 = ur available credit limit.
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cybpsych
post May 7 2017, 06:43 PM

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QUOTE(extinct_83 @ May 7 2017, 02:04 PM)
Nothing happen when I click ezycash.. do you know why?
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no issue, can enter ezycash page.

user posted image
cybpsych
post May 9 2017, 04:34 PM

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QUOTE(yhtan @ May 9 2017, 04:15 PM)
Just asking is it apply online faster or go to Midvalley branch?
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faster, is online. but rejection would be faster too since it filters programatically in M2U by certain logic.

if branch, it's manual, but at least the submission goes thru staff to process.

this is why ppl who got rejected in m2u, mostly got approved after manual submission.
cybpsych
post May 9 2017, 05:17 PM

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QUOTE(yhtan @ May 9 2017, 05:14 PM)
Thanks, any documents need to bring beside IC and payslip? EPF statement i believe they have machine for it
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i just bring IC. didnt bring any payslip since my gaji masuk mbb.

perhaps u could bring payslips if your gaji masuk other banks.
cybpsych
post May 11 2017, 12:16 PM

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QUOTE(mnt_lim @ May 11 2017, 12:09 PM)
i dont really calculate what is the actual CB every month as long as it is credited to my account. however, when i tried calculation how does the CB works, i always found the CB amount is not tally with the actual amount i spend. any sifu can help?
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post the transactions here
cybpsych
post May 12 2017, 04:48 PM

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QUOTE(mnt_lim @ May 12 2017, 04:40 PM)
Oh my sweat.gif u are right. never knew it was calculate per individual transaction.
thanks. any idea does this calculation applied to all Maybank credit card?
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yep, same
cybpsych
post May 14 2017, 12:04 PM

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QUOTE(scfans @ May 14 2017, 11:57 AM)
guys, i have a Maybank Petronas cc but without the Ikhwan logo on the card, am i still entitle the 8% petrol cashback for weekday petrol pump ?
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should be no. different petronas card.
cybpsych
post May 20 2017, 09:24 PM

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QUOTE(.:zep:. @ May 20 2017, 08:46 PM)
Hello everyone. I'm just owned Ikhwan CC, last week I already bought Iphone at Machine and using Ezypay. Just asking, how to pay the monthly installment to the bank? Anyone can guide me regarding this?
Anyway why my CC statement still not update to the transaction?
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each instalment amount will only charged to your card during statement date.

hence, the 1st instalment should be "dropped" into your coming statement.
cybpsych
post May 23 2017, 07:26 AM

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QUOTE(.:zep:. @ May 23 2017, 06:27 AM)
What do you mean by "dropped"? auto-deduct from my acc?
What if I want to make early settlement for the ezypay?
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dropped = posted/charged into the card's account upon statement date.

currently, the charge is floating in the system. upon each statement date, it will "drop/post/charge" an installment portion into the card's account, which will be listed in the statement and transaction history.

early settlement fee or whatnot, call CS to find out.
cybpsych
post May 28 2017, 08:27 AM

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QUOTE(cybpsych @ Jan 5 2017, 08:09 PM)
you should see the cb on 1st Jan dy.

check the transaction history again or the statement.

user posted image
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QUOTE(hirano @ May 27 2017, 07:12 PM)
Hi guys, just received my first mbb statement.

But i dont see any cashback amout in there, only points accumulated. Where do i see how much cashbacks i received on the cc statement?
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the cb is always credited on 1st of the following month (e.g. spending in the month of May, eligible transactions will be awarded cb on 1 June, then viewable in M2U Transaction History on 2nd of June)

since ur mbb statement is late in the month, you'll only see the cb in next month's statement. nevertheless, you've already earned the cb in the respective card's account.

refer example screenshot above.
cybpsych
post May 30 2017, 08:00 PM

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QUOTE(cybpsych @ Nov 1 2016, 07:08 AM)
user posted image

The No 8 Frenzy Campaign [ MBB | T&Cs ]

The Maybank Islamic PETRONAS Ikhwan Visa Credit Card-i just got better and now comes with 8% Cash Back for weekend spending at PETRONAS.

To make it sweeter, from 1 November to 31 December 2016, you also stand a chance to win these exciting prizes:

88 Bonus Prizes: 88,888 Mesra Points
1 entry for cumulative spend of RM 1,000 at any retail outlet* with minimum spend of RM 200 at any PETRONAS stations with MESRA cards.

88 Weekly Winners: 8,888 Mesra Points
1 entry for cumulative spend of RM 200 per week at any retail outlets* with minimum spend of RM 50 at any PETRONAS stations.

General Terms & Conditions:
Payment must be made with a Maybank Islamic PETRONAS Ikhwan Visa Card-i
8% Cash Back is applicable only to Saturdays and Sundays
1% Cash Back is applicable from Mondays to Fridays at PETRONAS stations
Cash Back is capped at RM 50 per Principal Cardmember per month
1X TreatPoint for other retail spending.
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Winners Announcement - Maybank Islamic PETRONAS Ikhwan Visa No. 8 Frenzy Campaign [ Maybank ]

We are pleased to announce the winners of Maybank Islamic PETRONAS Ikhwan Visa No. 8 Frenzy Campaign, which commenced from 1st November to 31st December 2016.

Congratulations to all winners and thank you for your support.


Click here for the list of Grand Prize winners

Click here for the list of weekly winners
cybpsych
post Jun 2 2017, 06:58 AM

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QUOTE(imnotabot @ Jun 2 2017, 06:15 AM)
[attachmentid=8867286]

Seems like my CB for Ikhwan Visa is less 1 cent then what I calculated.  hmm.gif  Or is my calculation wrong? For each transaction, I round down the calculated CB first before adding all the CB together. I'm supposed to get RM36.52, but I only got RM36.51. Maybe it's because my transactions are not nicely rounded numbers? I always fill up petrol until the pump automatically stops (i.e. full tank).
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calculation is correct. regardless of your transaction amount, the rounddown already normalized the cb to 2 decimal.

36.52 is the correct cb amount.

call CS to recheck. i've gotten mine last month as well. missing 1sen.

lemme check my cb in M2U sweat.gif

*update: now this month i got 1sen extra innocent.gif

This post has been edited by cybpsych: Jun 2 2017, 07:02 AM
cybpsych
post Jun 2 2017, 11:03 PM

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QUOTE(cybpsych @ May 18 2017, 07:24 AM)
finally gotten my 1sen back  innocent.gif

user posted image
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QUOTE(hirano @ Jun 2 2017, 11:01 PM)
1 cent also people kira? sweat.gif
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why not? brows.gif
cybpsych
post Jun 4 2017, 07:19 PM

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QUOTE(vin_ann @ Jun 4 2017, 07:13 PM)
Look like Petronas kiosk is having problems

All kiosks offline.

Went to 2 Petronas stations and it's the same issue.
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was ok today at 1241pm sweat.gif

always problematic, almost a monthly affair
cybpsych
post Jun 27 2017, 07:53 PM

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QUOTE(hirano @ Jun 27 2017, 07:49 PM)
Here's the screenshot. Does it mean the 5k points can still be use until 2020? Or i should hurry up and use before August 2017 ends?
user posted image
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the last 2 columns are very straightforward. the headers stated *EXPIRING*

0 points expiring by 31 Aug 2017.

just keep monitoring the statement on monthly basis for the 2 columns.
cybpsych
post Jul 1 2017, 08:57 AM

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QUOTE(sheng @ Jul 1 2017, 08:51 AM)
hello guys jz a random question. recently there's a transaction named CMSB-M2U Kuala Lumpur totalling RM 50 in my mastercard . But i can't recall what kind of transaction this is, any idea from sifus here?
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celcom bill payment?

did u do any bill payment recently?
cybpsych
post Jul 16 2017, 09:18 PM

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QUOTE(hustlerism @ Jul 16 2017, 05:17 PM)
All petronas offline today?

Went to two station both are offline.
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no issue at 3pm
cybpsych
post Jul 16 2017, 10:03 PM

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QUOTE(hustlerism @ Jul 16 2017, 09:45 PM)
Wonder why some petrol station is offline and some are not.
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not the first time either. always hear reports petronas offline here n there, now and then.

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