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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ohcipala
post Sep 9 2017, 07:36 PM

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QUOTE(JamesBotak @ Sep 9 2017, 07:33 PM)
We do. In your case, I can only assume your statement date was last month, say around the 25th, you got your statement around say 28th. Meanwhile, cash back is credited on the 1st of every month but you are trying to pay after the cash back is credited hence you won't be able to pay your full statement amount.
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Yeah, that's the case now. But I won't be penalized right if I use the Cashback to offset the statement balance?
fruitie
post Sep 10 2017, 02:19 AM

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QUOTE(ohcipala @ Sep 9 2017, 07:36 PM)
Yeah, that's the case now. But I won't be penalized right if I use the Cashback to offset the statement balance?
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Maybank doesn't allow overpayment and it will never go through. Maybank also doesn't penalise users for deducting cash back before payment.
ohcipala
post Sep 10 2017, 03:46 AM

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QUOTE(fruitie @ Sep 10 2017, 02:19 AM)
Maybank doesn't allow overpayment and it will never go through. Maybank also doesn't penalise users for deducting cash back before payment.
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OK. Thanks for the info
MilesAndMore
post Sep 10 2017, 02:24 PM

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Some of you may wish to know that the MCC for the credit card terminal used at AEON Mid-Valley customer service counter located on Concourse Level (AEON Supermarket) is under grocery category.
hirano
post Sep 11 2017, 11:00 PM

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Hi all. May i know how do i request temporary credit limit increase? Possibly for a month.

My montly payment record is good so far although my card is still quite new.
fruitie
post Sep 12 2017, 12:58 AM

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QUOTE(hirano @ Sep 11 2017, 11:00 PM)
Hi all. May i know how do i request temporary credit limit increase? Possibly for a month.

My montly payment record is good so far although my card is still quite new.
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Subject to their management's approval. They usually will consider for emergency reasons, stranded in overseas, funeral and hospitalization. You can try though.
hirano
post Sep 13 2017, 08:40 PM

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QUOTE(fruitie @ Sep 12 2017, 12:58 AM)
Subject to their management's approval. They usually will consider for emergency reasons, stranded in overseas, funeral and hospitalization. You can try though.
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Any bad effect to my record if my limit increase not approved? None right?
fruitie
post Sep 13 2017, 08:51 PM

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QUOTE(hirano @ Sep 13 2017, 08:40 PM)
Any bad effect to my record if my limit increase not approved? None right?
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Nope.
royalz
post Sep 13 2017, 09:22 PM

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Anyone know if i can change statement date for Maybank cards? so that I can have all my other banks cards with same statement date for easier management.

thank you
fruitie
post Sep 13 2017, 09:29 PM

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QUOTE(royalz @ Sep 13 2017, 09:22 PM)
Anyone know if i can change statement date for Maybank cards? so that I can have all my other banks cards with same statement date for easier management.

thank you
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Can but there are some fixed statement dates not any date you prefer, call CS to change.
royalz
post Sep 13 2017, 10:26 PM

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QUOTE(fruitie @ Sep 13 2017, 09:29 PM)
Can but there are some fixed statement dates not any date you prefer, call CS to change.
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thanks for the info..appreciate it.
space_boy_88
post Sep 14 2017, 09:20 AM

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anyone know how the treat point is calculate for this card ?
i spend almost 2k for this card but only get around 966 treat point ? any category is not entitle for treat point ?
rapple
post Sep 14 2017, 09:23 AM

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QUOTE(space_boy_88 @ Sep 14 2017, 09:20 AM)
anyone know how the treat point is calculate for this card ?
i spend almost 2k for this card but only get around 966 treat point ? any category is not entitle for treat point ?
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Petrol & Groceries for Master Ikhwan - No TP

Petronas Visa Ikhwan - No TP given

Other retail purchases you get 1xTP
cybpsych
post Sep 14 2017, 09:23 AM

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QUOTE(space_boy_88 @ Sep 14 2017, 09:20 AM)
anyone know how the treat point is calculate for this card ?
i spend almost 2k for this card but only get around 966 treat point ? any category is not entitle for treat point ?
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what kind of spending? elaborate more.

which card you're using?

FYI, non-cashback spending will only get TP.
space_boy_88
post Sep 14 2017, 10:37 AM

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QUOTE(cybpsych @ Sep 14 2017, 09:23 AM)
what kind of spending? elaborate more.

which card you're using?

FYI, non-cashback spending will only get TP.
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i am using ikhwan master card

my transaction
petrol : 117.02
econsave : 83.4
taobao : 1576.23
optometry shop : 380

maybank card treats points earned for the month : 380
multiple treats points earned at participating partners for the month : 586
total treats point : 966
space_boy_88
post Sep 14 2017, 10:41 AM

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ok , i found already
some of my petrol and taobao transaction is not on friday and saturday , therefore no cash back given but they still giving me the treat point
coolguy99
post Sep 14 2017, 10:11 PM

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i read somewhere that there will be a treats fair sometime later in the year, can someone confirm this?
haru20
post Sep 15 2017, 10:35 AM

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QUOTE(space_boy_88 @ Sep 14 2017, 10:37 AM)
i am using ikhwan master card

my transaction
petrol : 117.02
econsave : 83.4
taobao : 1576.23
optometry shop : 380

maybank card treats points earned for the month : 380
multiple treats points earned at participating partners for the month : 586
total treats point : 966
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I happen to stubble upon ur post, as u mentioned taobao, its a qualified cashback category for MBB ikhwan Master?

Taobao lazada or main Taobao main website?

Your sharing is much appreciated.
fruitie
post Sep 15 2017, 12:00 PM

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QUOTE(haru20 @ Sep 15 2017, 10:35 AM)
I happen to stubble upon ur post, as u mentioned taobao, its a qualified cashback category for MBB ikhwan Master?

Taobao lazada or main Taobao main website?

Your sharing is much appreciated.
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Toabao website. It will be posted under Taobao Hangzhou - Groceries or Taobao Shanghai - normal online transactions.
However, there is no way to determine how it will be posted. So, based on luck.
haru20
post Sep 15 2017, 12:06 PM

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QUOTE(fruitie @ Sep 15 2017, 12:00 PM)
Toabao website. It will be posted under Taobao Hangzhou - Groceries or Taobao Shanghai - normal online transactions.
However, there is no way to determine how it will be posted. So, based on luck.
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Thanks Fruitie for the clarification, much appreciated.

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