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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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eddievh
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Sep 6 2017, 11:29 AM
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QUOTE(akib_mullen @ Sep 6 2017, 11:18 AM) how to know whether kena interest or not? will be reflected on statement? i usually avoid by paying the current month expenses like groceries, petrol. usually those expenses already more than statement balance. but still not sure whether i got charged interest or not If kena interest statement will written as management fee with % sign
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akib_mullen
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Sep 6 2017, 11:55 AM
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QUOTE(eddievh @ Sep 6 2017, 11:29 AM) If kena interest statement will written as management fee with % sign But the amount is not written?
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eddievh
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Sep 6 2017, 12:02 PM
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QUOTE(akib_mullen @ Sep 6 2017, 11:55 AM) But the amount is not written? Amount not written that mean no kena.
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akib_mullen
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Sep 6 2017, 12:15 PM
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QUOTE(eddievh @ Sep 6 2017, 12:02 PM) Amount not written that mean no kena. like this not kena right? coz no amount at the right side or statement » Click to show Spoiler - click again to hide... «
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cybpsych
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Sep 6 2017, 01:07 PM
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QUOTE(akib_mullen @ Sep 6 2017, 12:15 PM) like this not kena right? coz no amount at the right side or statement » Click to show Spoiler - click again to hide... « that line is just a notice to inform you of your current interest/mgmt charge rate %.
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akib_mullen
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Sep 6 2017, 01:23 PM
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QUOTE(cybpsych @ Sep 6 2017, 01:07 PM) that line is just a notice to inform you of your current interest/mgmt charge rate %. wew nice then. I thought I was paying wrongly during the whole time i got this card
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FatSeang
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Sep 8 2017, 09:03 AM
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Getting Started

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I'm currently holding Maybank2 Platinum card, and would like to apply these Ikhwan cards for petrol and groceries usage.
Is it practical to apply Both Ikhwan MasterCard and Petronas VisaCard together or better to get only the Ikhwan MasterCard 1st as the rejection is very high ?
Thanks.
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fruitie
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Sep 8 2017, 09:27 AM
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Rise and Shine
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QUOTE(FatSeang @ Sep 8 2017, 09:03 AM) I'm currently holding Maybank2 Platinum card, and would like to apply these Ikhwan cards for petrol and groceries usage. Is it practical to apply Both Ikhwan MasterCard and Petronas VisaCard together or better to get only the Ikhwan MasterCard 1st as the rejection is very high ? Thanks. Doesn't matter. If they want to reject your application, it will reject both, not just one as both Ikhwan cards share the same limit.
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FatSeang
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Sep 8 2017, 09:46 AM
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Getting Started

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QUOTE(fruitie @ Sep 8 2017, 09:27 AM) Doesn't matter. If they want to reject your application, it will reject both, not just one as both Ikhwan cards share the same limit. Thanks @Fruitie for the advice, will apply together and see what's the result
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ohcipala
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Sep 9 2017, 05:32 PM
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Has anyone gotten this error before? Trying to pay statement balance but getting this error. Attached thumbnail(s)
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cybpsych
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Sep 9 2017, 05:45 PM
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QUOTE(ohcipala @ Sep 9 2017, 05:32 PM) Has anyone gotten this error before? Trying to pay statement balance but getting this error. is your statement balance rm1537.70? if you're not overpaying, then perhaps account is under refresh/update. retry again later.
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ohcipala
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Sep 9 2017, 06:18 PM
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QUOTE(cybpsych @ Sep 9 2017, 05:45 PM) is your statement balance rm1537.70? if you're not overpaying, then perhaps account is under refresh/update. retry again later. Yes. Statement balance is rm1537.70 Attached thumbnail(s)
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cybpsych
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Sep 9 2017, 06:20 PM
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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM) Yes. Statement balance is rm1537.70 just retry later tonite, usually our accounts will get refreshed silently, so the system soft-block for any transactions.
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eddievh
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Sep 9 2017, 06:20 PM
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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM) Yes. Statement balance is rm1537.70 Is your current balance on maybank2u less than rm1537.70 ?
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ohcipala
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Sep 9 2017, 06:31 PM
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QUOTE(eddievh @ Sep 9 2017, 06:20 PM) Is your current balance on maybank2u less than rm1537.70 ? My savings account has more than that amount
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eddievh
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Sep 9 2017, 06:33 PM
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QUOTE(ohcipala @ Sep 9 2017, 06:31 PM) My savings account has more than that amount What I mean is your credit card current outstanding balance ?
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ohcipala
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Sep 9 2017, 07:21 PM
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QUOTE(eddievh @ Sep 9 2017, 06:33 PM) What I mean is your credit card current outstanding balance ? Current outstanding amount is less than that due to Cashback.
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JamesBotak
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Sep 9 2017, 07:26 PM
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QUOTE(ohcipala @ Sep 9 2017, 07:21 PM) Current outstanding amount is less than that due to Cashback. If that's the case then it's obvious the error is caused by paying extra than current balance. Try paying again the amount after cash back deduction.
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ohcipala
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Sep 9 2017, 07:28 PM
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QUOTE(JamesBotak @ Sep 9 2017, 07:26 PM) If that's the case then it's obvious the error is caused by paying extra than current balance. Try paying again the amount after cash back deduction. I thought we have to pay statement balance in full?
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JamesBotak
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Sep 9 2017, 07:33 PM
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QUOTE(ohcipala @ Sep 9 2017, 07:28 PM) I thought we have to pay statement balance in full? We do. In your case, I can only assume your statement date was last month, say around the 25th, you got your statement around say 28th. Meanwhile, cash back is credited on the 1st of every month but you are trying to pay after the cash back is credited hence you won't be able to pay your full statement amount.
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