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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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eddievh
post Sep 6 2017, 11:29 AM

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QUOTE(akib_mullen @ Sep 6 2017, 11:18 AM)
how to know whether kena interest or not? will be reflected on statement?

i usually avoid by paying the current month expenses like groceries, petrol. usually those expenses already more than statement balance. but still not sure whether i got charged interest or not
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If kena interest statement will written as management fee with % sign
akib_mullen
post Sep 6 2017, 11:55 AM

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QUOTE(eddievh @ Sep 6 2017, 11:29 AM)
If kena interest statement will written as management fee with % sign
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But the amount is not written?
eddievh
post Sep 6 2017, 12:02 PM

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QUOTE(akib_mullen @ Sep 6 2017, 11:55 AM)
But the amount is not written?
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Amount not written that mean no kena.
akib_mullen
post Sep 6 2017, 12:15 PM

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QUOTE(eddievh @ Sep 6 2017, 12:02 PM)
Amount not written that mean no kena.
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like this not kena right? coz no amount at the right side or statement

» Click to show Spoiler - click again to hide... «

cybpsych
post Sep 6 2017, 01:07 PM

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QUOTE(akib_mullen @ Sep 6 2017, 12:15 PM)
like this not kena right? coz no amount at the right side or statement

» Click to show Spoiler - click again to hide... «

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that line is just a notice to inform you of your current interest/mgmt charge rate %.
akib_mullen
post Sep 6 2017, 01:23 PM

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QUOTE(cybpsych @ Sep 6 2017, 01:07 PM)
that line is just a notice to inform you of your current interest/mgmt charge rate %.
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wew nice then. I thought I was paying wrongly during the whole time i got this card
FatSeang
post Sep 8 2017, 09:03 AM

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I'm currently holding Maybank2 Platinum card, and would like to apply these Ikhwan cards for petrol and groceries usage.

Is it practical to apply Both Ikhwan MasterCard and Petronas VisaCard together or better to get only the Ikhwan MasterCard 1st as the rejection is very high ?

Thanks.
fruitie
post Sep 8 2017, 09:27 AM

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QUOTE(FatSeang @ Sep 8 2017, 09:03 AM)
I'm currently holding Maybank2 Platinum card, and would like to apply these Ikhwan cards for petrol and groceries usage.

Is it practical to apply Both Ikhwan MasterCard and Petronas VisaCard together or better to get only the Ikhwan MasterCard 1st as the rejection is very high ?

Thanks.
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Doesn't matter. If they want to reject your application, it will reject both, not just one as both Ikhwan cards share the same limit.
FatSeang
post Sep 8 2017, 09:46 AM

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QUOTE(fruitie @ Sep 8 2017, 09:27 AM)
Doesn't matter. If they want to reject your application, it will reject both, not just one as both Ikhwan cards share the same limit.
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Thanks @Fruitie for the advice, will apply together and see what's the result
ohcipala
post Sep 9 2017, 05:32 PM

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Has anyone gotten this error before? Trying to pay statement balance but getting this error.


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cybpsych
post Sep 9 2017, 05:45 PM

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QUOTE(ohcipala @ Sep 9 2017, 05:32 PM)
Has anyone gotten this error before? Trying to pay statement balance but getting this error.
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is your statement balance rm1537.70?

if you're not overpaying, then perhaps account is under refresh/update. retry again later.
ohcipala
post Sep 9 2017, 06:18 PM

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QUOTE(cybpsych @ Sep 9 2017, 05:45 PM)
is your statement balance rm1537.70?

if you're not overpaying, then perhaps account is under refresh/update. retry again later.
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Yes. Statement balance is rm1537.70


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cybpsych
post Sep 9 2017, 06:20 PM

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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM)
Yes. Statement balance is rm1537.70
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just retry later tonite, usually our accounts will get refreshed silently, so the system soft-block for any transactions.
eddievh
post Sep 9 2017, 06:20 PM

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QUOTE(ohcipala @ Sep 9 2017, 06:18 PM)
Yes. Statement balance is rm1537.70
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Is your current balance on maybank2u less than rm1537.70 ?
ohcipala
post Sep 9 2017, 06:31 PM

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QUOTE(eddievh @ Sep 9 2017, 06:20 PM)
Is your current balance on maybank2u less than rm1537.70 ?
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My savings account has more than that amount
eddievh
post Sep 9 2017, 06:33 PM

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QUOTE(ohcipala @ Sep 9 2017, 06:31 PM)
My savings account has more than that amount
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What I mean is your credit card current outstanding balance ?
ohcipala
post Sep 9 2017, 07:21 PM

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QUOTE(eddievh @ Sep 9 2017, 06:33 PM)
What I mean is your credit card current outstanding balance ?
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Current outstanding amount is less than that due to Cashback.
JamesBotak
post Sep 9 2017, 07:26 PM

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QUOTE(ohcipala @ Sep 9 2017, 07:21 PM)
Current outstanding amount is less than that due to Cashback.
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If that's the case then it's obvious the error is caused by paying extra than current balance.

Try paying again the amount after cash back deduction.
ohcipala
post Sep 9 2017, 07:28 PM

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QUOTE(JamesBotak @ Sep 9 2017, 07:26 PM)
If that's the case then it's obvious the error is caused by paying extra than current balance.

Try paying again the amount after cash back deduction.
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I thought we have to pay statement balance in full?
JamesBotak
post Sep 9 2017, 07:33 PM

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QUOTE(ohcipala @ Sep 9 2017, 07:28 PM)
I thought we have to pay statement balance in full?
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We do. In your case, I can only assume your statement date was last month, say around the 25th, you got your statement around say 28th. Meanwhile, cash back is credited on the 1st of every month but you are trying to pay after the cash back is credited hence you won't be able to pay your full statement amount.

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