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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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raclette
post Jul 18 2017, 08:13 AM

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sometimes u just change the pump..happened to me a few times
SUSDavid83
post Jul 18 2017, 09:02 AM

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How come this can happen to national fuel brand?
As Najib claimed, we have world class infrastructure!
hurtedheart
post Jul 20 2017, 05:20 AM

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Good morning, may I know transaction on 30 June will yield its rebate on that day itself or 31 July? Top up touch n go for RM400 on 30 June and noticed it's rebate is only RM1.99 instead of Rm20. Thanks
cybpsych
post Jul 20 2017, 07:19 AM

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QUOTE(hurtedheart @ Jul 20 2017, 05:20 AM)
Good morning, may I know transaction on 30 June will yield its rebate on that day itself or 31 July? Top up touch n go for RM400 on 30 June and noticed it's rebate is only RM1.99 instead of Rm20. Thanks
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there is no daily or per transaction cashback. it's monthly cashback.

your 30 June trx, possibly posted in July, thus it will be tabulated with all eligible July transactions, then earned cashback to be credited on 31 July (viewable in M2U on 2 Aug).
SKY233
post Jul 20 2017, 07:57 AM

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might cancel my HLB essential and opt for this card hmm.gif
since i pumping petronas fuel
ClarenceT
post Jul 20 2017, 08:38 AM

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QUOTE(SKY233 @ Jul 20 2017, 07:57 AM)
might cancel my HLB essential and opt for this card hmm.gif
since i pumping petronas fuel
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Get both Ikhwan Mastercard and Visa, as both cards share same credit limit. Using Ikhwan Mastercard, You can pump at any petrol stations (not only Petronas) and shop at supermarkets on Fri+Sat to get 5% rebate. So you may get total rebate of RM100 per calendar month.

This post has been edited by ClarenceT: Jul 20 2017, 08:39 AM
SKY233
post Jul 20 2017, 10:55 AM

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QUOTE(ClarenceT @ Jul 20 2017, 08:38 AM)
Get both Ikhwan Mastercard and Visa, as both cards share same credit limit. Using Ikhwan Mastercard, You can pump at any petrol stations (not only Petronas) and shop at supermarkets on Fri+Sat to get 5% rebate. So you may get total rebate of RM100 per calendar month.
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thanks... will go for this card then rclxms.gif
fruitie
post Jul 20 2017, 10:58 AM

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QUOTE(SKY233 @ Jul 20 2017, 10:55 AM)
thanks... will go for this card then rclxms.gif
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Go for both instead of one. However, just don't be too disappointed if your Ikhwan cards are rejected because it has one of the highest rejection rates. laugh.gif
ClarenceT
post Jul 20 2017, 11:07 AM

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QUOTE(fruitie @ Jul 20 2017, 10:58 AM)
Go for both instead of one. However, just don't be too disappointed if your Ikhwan cards are rejected because it has one of the highest rejection rates. laugh.gif
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Only happen at online application at Maybank2u. Their A.I. is too smart!
SKY233
post Jul 20 2017, 11:09 AM

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QUOTE(fruitie @ Jul 20 2017, 10:58 AM)
Go for both instead of one. However, just don't be too disappointed if your Ikhwan cards are rejected because it has one of the highest rejection rates. laugh.gif
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damn laugh.gif
I think I will cancel my HLB essential by end of tis mth will apply Ikhwan cc after 3-4 mth later

fruitie
post Jul 20 2017, 11:10 AM

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QUOTE(ClarenceT @ Jul 20 2017, 11:07 AM)
Only happen at online application at Maybank2u. Their A.I. is too smart!
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Nope. I applied via phone before and got rejected. I applied via booth and got rejected.
Online also got rejected but got it after splitting my limit, finally got it.

QUOTE(SKY233 @ Jul 20 2017, 11:09 AM)
damn laugh.gif
I think I will cancel my HLB essential by end of tis mth will apply Ikhwan cc after 3-4 mth later
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Well, you can always try earlier, no harm in trying and can appeal.
AskarPerang
post Jul 20 2017, 11:19 AM

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QUOTE(ClarenceT @ Jul 20 2017, 08:38 AM)
Get both Ikhwan Mastercard and Visa, as both cards share same credit limit. Using Ikhwan Mastercard, You can pump at any petrol stations (not only Petronas) and shop at supermarkets on Fri+Sat to get 5% rebate. So you may get total rebate of RM100 per calendar month.
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Friday, Saturday and Sunday only can use so much Petrol?
Counting 8% rebate for Petronas Ikhwan Visa, need to use RM625 total on Saturday and Sunday of the month to get full RM50 rebate.
Full timer Uber/Grab driver also hard to achieve that. Unless you go shopping at Petronas as well which is not really wise as price ain't cheap there. Just like 7-11 prices.

Or is there a loophole to topup Touch n Go card on Saturday Sunday with cc + earning 8% rebate?
Or is there a loophole to topup Petronas Gift Card on Saturday Sunday with cc + earning 8% rebate?
SKY233
post Jul 20 2017, 11:23 AM

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QUOTE(fruitie @ Jul 20 2017, 11:10 AM)
Nope. I applied via phone before and got rejected. I applied via booth and got rejected.
Online also got rejected but got it after splitting my limit, finally got it.
Well, you can always try earlier, no harm in trying and can appeal.
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great... hopefully gt good news biggrin.gif
will update here if any
fruitie
post Jul 20 2017, 11:27 AM

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QUOTE(AskarPerang @ Jul 20 2017, 11:19 AM)
Or is there a loophole to topup Touch n Go card on Saturday Sunday with cc + earning 8% rebate?
Or is there a loophole to topup Petronas Gift Card on Saturday Sunday with cc + earning 8% rebate?
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For your questions, yes for both.
However, not many Petronas outlets have TnG reload with CC but there are still: https://forum.lowyat.net/index.php?showtopic=3757650&hl=
Yes, top up Gift Card and use on other days.
AskarPerang
post Jul 20 2017, 11:54 AM

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QUOTE(fruitie @ Jul 20 2017, 11:27 AM)
For your questions, yes for both.
However, not many Petronas outlets have TnG reload with CC but there are still: https://forum.lowyat.net/index.php?showtopic=3757650&hl=
Yes, top up Gift Card and use on other days.
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Noted Tq. so this is the only Petronas in the klang valley:
Petronas @ Sungai Besi-Puchong Bypass (beside Kinrara Furniture Street) · NO reload service charge · Note: Reload at Petronas counter, not the TnG Spot booth (cash-only). No cashback for HSBC Amanah MPower Visa · MBB Ikhwan Petronas Visa: 20170513
cybpsych
post Jul 20 2017, 01:51 PM

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QUOTE(AskarPerang @ Jul 20 2017, 11:54 AM)
Noted Tq. so this is the only Petronas in the klang valley:
Petronas @ Sungai Besi-Puchong Bypass (beside Kinrara Furniture Street) · NO reload service charge · Note: Reload at Petronas counter, not the TnG Spot booth (cash-only). No cashback for HSBC Amanah MPower Visa · MBB Ikhwan Petronas Visa: 20170513
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you can also contribute any new areas/petrol stations that accepts cc for tng reload too; especially Petronas in order to take advantage of Ikhwan Petronas Visa's 8% cb.
akib_mullen
post Jul 20 2017, 05:32 PM

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Hey guys, i got this cc limit 6k. I want to buy flight ticket that will cost me 11k. Is there any way to do this? I wam thinking to depo money to this card until around that flight ticket price, is it possible?
!@#$%^
post Jul 20 2017, 05:40 PM

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QUOTE(akib_mullen @ Jul 20 2017, 05:32 PM)
Hey guys, i got this cc limit 6k. I want to buy flight ticket that will cost me 11k. Is there any way to do this? I wam thinking to depo money to this card until around that flight ticket price, is it possible?
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yes
akib_mullen
post Jul 20 2017, 07:04 PM

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QUOTE(alexanderclz @ Jul 20 2017, 05:40 PM)
yes
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Can do it thru m2u? Because when I wanna pay something that I use but not yet posted, it cannot be done. I only can pay outstanding amount
SUSDavid83
post Jul 20 2017, 07:05 PM

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QUOTE(akib_mullen @ Jul 20 2017, 07:04 PM)
Can do it thru m2u? Because when I wanna pay something that I use but not yet posted, it cannot be done. I only can pay outstanding amount
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You need to do at CDM or IBG.

This post has been edited by David83: Jul 20 2017, 07:05 PM

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