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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Oct 6 2022, 08:12 PM

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Notice of Revision to Apple Pay Cashback Campaign effective 1 November 2022

https://www.sc.com/my/important-information...ovember-1-2022/
cybpsych
post Nov 9 2022, 01:09 PM

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https://av.sc.com/my/content/docs/my-revisi...-twenty-two.pdf

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This post has been edited by cybpsych: Nov 25 2022, 01:44 PM
cybpsych
post Nov 9 2022, 03:17 PM

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QUOTE(synical @ Nov 9 2022, 02:44 PM)
Time to cancel la, seems like
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why?

cybpsych
post Nov 9 2022, 04:40 PM

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QUOTE(wjleong15 @ Nov 9 2022, 03:59 PM)
time to cancel for me too
20 for 2500 spend
and only can redeem in 30 multiply
effective 0.8% not worth
time to say goodbye to sc after few years
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seems achievable though

just need to figure out some "filler" spending to make up RM2.5k
cybpsych
post Nov 10 2022, 08:01 PM

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QUOTE(xuanchew @ Nov 10 2022, 07:36 PM)
Does anyone understand what’s the clause 2.9 means?
Redeem 30 or multiply of 30.
I thought sc cashback will flow to the 360 rewards?
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meaning cannot redeem less than rm30 lor

also redeem multiples of 30, eg 30 60 90 120 etc
cybpsych
post Nov 10 2022, 09:03 PM

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QUOTE(keyrun88 @ Nov 10 2022, 08:54 PM)
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Grocery list out ald, mean others not eligible as grocery like NSK?
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yes, as per list only

you can try nsk lor. see got loophole or not
cybpsych
post Nov 12 2022, 10:32 PM

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QUOTE(singgung @ Nov 12 2022, 10:05 PM)
These new changes for JOP, mostly I'm able to achieve the minimum spend for 15% cashback, but there were few odd months where I didn't get the full RM60, few ringgit short, like RM56, RM58. The new redemption in multiple of RM30 will screw my redemption. Quite annoying.
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think of it as delayed gratification biggrin.gif
cybpsych
post Nov 16 2022, 04:04 PM

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Revision to the Credit Card Terms (“Terms”) effective 14 November 2022

https://av.sc.com/my/content/docs/my-notifi...erms-change.pdf

Kindly be informed of the following revisions to the Credit Card Terms effective 14 November 2022 on the following sections:

Section 14. Easy Payment Scheme (EPS)
Section 17. FlexiPay and FlexiPay Plus

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cybpsych
post Nov 17 2022, 07:31 PM

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QUOTE(cybpsych @ Nov 9 2022, 01:09 PM)
QUOTE(MGM @ Nov 17 2022, 07:24 PM)
In scb app, found my jop cards changed name to Simply Cashback card but same cardnumber, same benefits?
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cybpsych
post Nov 17 2022, 07:51 PM

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QUOTE(MGM @ Nov 17 2022, 07:46 PM)
https://www.sc.com/my/important-information...dec-twenty-two/

Whoops!
This page is absconding.

We tried. The page you are looking for is nowhere to be found.
You can click on the links at the top (or know more about us from the links below).
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find in SC website for the pdf

pdf content same as screenshots
cybpsych
post Dec 10 2022, 01:20 PM

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QUOTE(jiaen0509 @ Dec 7 2022, 08:37 PM)
JOP rebranded become Simply Cash.

Anyway to get all new design card before card expires?

Apple Pay JOP already facelift.
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QUOTE(synical @ Dec 10 2022, 12:51 PM)
Cannot just wait for the natural card renewal ah?
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all because of the post above mah laugh.gif
cybpsych
post Dec 14 2022, 11:18 AM

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QUOTE(victorywp @ Dec 14 2022, 11:06 AM)
i always redeem rm60 for my jop, so the rm1 redemption should be for my lfc.
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then your answers should be made clearer lor, which card was redeeemed at what amount

ppl has been arguing min rm30 redemption for jop, you replied can do even for rm1 doh.gif

cybpsych
post Dec 27 2022, 11:35 AM

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Apply for a Standard Chartered Credit Card here
https://bit.ly/Unbox-SCBK-Dec-Week4-2022

T&Cs Apply
https://bit.ly/Unbox-SCBK-Dec-Week4-2022-TnC


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cybpsych
post Jan 29 2023, 05:46 PM

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QUOTE(beLIEve @ Jul 30 2022, 04:37 PM)
Transaction and calendar month.
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QUOTE(strawsticks @ Jan 29 2023, 04:18 PM)
for Simply Cash card, anyone knows on what basis they calculate the cashback? some CB cards follow billing cycle (e.g. Public Bank Visa Signature); while others follow calendar month (e.g. Maybank Amex)
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cybpsych
post Feb 2 2023, 03:46 PM

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QUOTE(thinkhappy @ Jan 30 2023, 10:14 PM)
you are right.

still no show now
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QUOTE(thinkhappy @ Jan 31 2023, 06:47 PM)
not credit in .. need to wait it in feb
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QUOTE(thinkhappy @ Feb 1 2023, 04:31 PM)
1 feb. nothing happen yet
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QUOTE(thinkhappy @ Feb 2 2023, 03:40 PM)
2 feb. nothing happen yet
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stop spamming every day la
cybpsych
post Feb 3 2023, 10:53 AM

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if i'm SC, i would follow exact as per SLA in T&C: almost near 60 days biggrin.gif

this is to prevent people from churning after gotten their monthly cashback
cybpsych
post Feb 7 2023, 05:04 PM

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QUOTE(jacklsw86 @ Feb 7 2023, 04:57 PM)
Those using SC simply cash, normally how long it takes for the cashback to appear after spending. I got this card since end of December, 1 month plus haven't seen any cash back yet.
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read 1-2 pages of posts above


as per T&C, within 60 days

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cybpsych
post Feb 9 2023, 10:12 PM

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doh.gif ranting.gif

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cybpsych
post Feb 9 2023, 10:44 PM

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QUOTE(victorian @ Feb 9 2023, 10:21 PM)
Why is SCB clarifying this? The merchants are self imposing minimum charge because there is a fix fee for every transaction.

SCB will be happier if there is more small transactions
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merchants must not impose surcharge or set min purchase amount to the end customers.

this notice is like "we wont do anything to stop this practice. feel free to report them to us, and we will advise them only."

This post has been edited by cybpsych: Feb 9 2023, 10:45 PM
cybpsych
post Feb 11 2023, 05:52 PM

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QUOTE(CoffeeMiloTea @ Feb 11 2023, 05:24 PM)
Hi all, another question I have is what are the chances that we can get the annual fees waive?
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confirm zero chance if never asked for it

mostly will get offer after contacting them.

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