QUOTE(gastacopz @ Mar 29 2025, 07:03 AM)
anyway to topup or withdraw the cashback not in the multiple of rm30?
got rm56, and plan to cancel this card now
redeem stuffs in the catalogue?got rm56, and plan to cancel this card now
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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Mar 29 2025, 09:57 AM
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#1001
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65,365 posts Joined: Jan 2003 |
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Apr 4 2025, 11:33 AM
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#1002
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65,365 posts Joined: Jan 2003 |
QUOTE(zenquix @ Apr 4 2025, 11:30 AM) simplycash cashback cut to rm40 max per month but redemption still in blocks of RM30. means they trying to only allow claims every 3 months? doesnt matter le, they dont really link both partalso, you only compare your simplycash .... other ppl also having other cards too and diff card may have diff capped cb (and some may even gain more cb from others category) |
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May 15 2025, 02:17 PM
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#1003
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65,365 posts Joined: Jan 2003 |
QUOTE(xhruso00 @ May 15 2025, 01:23 PM) Anyone can shed light on transactions that are REVERTED but refunded amount excludes cross-border fee? Is it in the price list that the fee is non-refundable or Standard Chartered IT is lousy? shouldnt be reversed back to you cuz dcc is a service fee when the actual txn transacted.I paid for booking using Agoda/Booking.com, and the booking couldn't be processed so it was reverted/refunded immediately. To my surprise this 5 seconds transaction reversal game cost me RM5 in fees. I contacted SC and ask for refund; they denied the refund and asked me to talk to VISA. Like wtf has visa with this (how can they see private activity etc). I filled complain and was refunded. |
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Jul 17 2025, 02:14 PM
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#1004
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65,365 posts Joined: Jan 2003 |
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Aug 2 2025, 10:55 AM
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#1005
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65,365 posts Joined: Jan 2003 |
QUOTE(Kelefeh @ Aug 2 2025, 10:19 AM) just cancelled my journey card how else do u think banks make money from cards?gosh their CS is very hard to dial in also the most not late payment friendly the amount they charge for late payment charges/interest is ridiculous also, ww must always try to avoid paying fees. it you cannot manage, then Don't use credit card. debit/prepaid card will be suitable for you. |
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Dec 3 2025, 02:04 PM
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#1006
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65,365 posts Joined: Jan 2003 |
QUOTE(ckokwei @ Dec 3 2025, 01:13 PM) The card was advertised as free for life, yet now it charges RM250. Does that make sense? I understand that terms and conditions can change, but imagine signing a loan with the bank at an agreed X rate, and after a few years, they decide to increase it by, say, 10% just to make more profit. Even if they claim 0% installment, with the annual fee added, the effective cost of the installment becomes ridiculously high, sometimes even higher than a personal loan. that's the nature of business.at least they sent advance notification. if the AF not worth it, then better to cancel the card, and move on to other banks/cards that may suit your spending/preference. |
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Dec 10 2025, 11:25 AM
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#1007
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65,365 posts Joined: Jan 2003 |
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Dec 12 2025, 05:11 PM
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#1008
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QUOTE(ktyong123 @ Dec 12 2025, 04:46 PM) ![]() ![]() Payment Due Date: 01 Dec 2025 Repayment using Duitnow 30 Nov 2025 Statement clearly show that it is on-time payment (Transaction Date 30 Nov) (why SCB use Posting Date 02 Dec and charge me interest and late charge?) Isn't it Duitnow is instant transfer? we cant do anything to your bill ktyong123 liked this post
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Dec 12 2025, 06:58 PM
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#1009
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QUOTE(fruitie @ Dec 31 2024, 01:05 PM) Yesterday was my credit card due date and I paid at night which I always do. The only difference is I usually pay at 8.30pm and last night I paid at 9.40pm. Today I checked and I got charged with late payment charges. I chatted with CS and she sent in waiver for me and subject to approval. I told her my payment is within due date and she said there’s a cutoff in their system. I find it ridiculous to penalize customers for this when we still pay within the due date. I actually suspected something because usually I will receive SMS and email within half an hour after my payment was made but not yesterday. I only received them at 2am. Anyway, it’s not a big deal for me but it’s something SCB should look into. QUOTE(allen6279 @ Jan 21 2025, 06:38 PM) Good day everyone. I was charged late payment and interest for my previous statement payment. Due date is 2nd January. I made direct transfer from maybank on that date 11.30pm +/-. (Transaction date 2/1/25, posting date 3/1/25) Tried to call and request for waiver, request created but rejected. May i know why i was being charged late payment even i paid on that date. Is there any other way that i can do to waive those late charges? Thank you QUOTE(nuttyking91 @ Jan 26 2025, 03:32 PM) I made payment on my due date but it's posted on the following day. I got charged interest for this. Other banks I do not have this issue. Probably it's time to clear all and terminate this card. QUOTE(fruitie @ Feb 10 2025, 01:30 PM) Their system cut-off issue that happened to me in Dec and charged with me interests but I managed to get all waived. However, the problem still carries on till Feb. QUOTE(james2306 @ Feb 15 2025, 09:44 PM) You guys who pay on due date but kena classified as late, do you transfer from other bank? I usually instant transfer to my SC Jumpstart account then just pay to card from that directly. Have been doing this for years no issue so far. Or I guess u guys don't have normal SC bank acc? I just remembered sc jumpstart cashback already nerfed n is shit now... maybe I will close mine soon. QUOTE(ktyong123 @ Dec 12 2025, 04:46 PM) ![]() ![]() Payment Due Date: 01 Dec 2025 Repayment using Duitnow 30 Nov 2025 Statement clearly show that it is on-time payment (Transaction Date 30 Nov) (why SCB use Posting Date 02 Dec and charge me interest and late charge?) Isn't it Duitnow is instant transfer? This post has been edited by cybpsych: Dec 12 2025, 06:59 PM ktyong123 liked this post
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