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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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beLIEve
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Jan 23 2019, 09:36 PM
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QUOTE(cybpsych @ Jan 23 2019, 09:03 PM) yes, register for spin contest. nvm, i'll wait if there's any response back after 2-3 days. No response. Wait at least 2 working days. If you're patience then 3. I already test everyday since I registered, no spins until register+2 working days.
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beLIEve
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Jan 24 2019, 11:07 AM
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QUOTE(cybpsych @ Jan 23 2019, 09:38 PM) ok thanks and noted  you're very welcome bro. have fun with the spinning
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beLIEve
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Jan 24 2019, 02:36 PM
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mine also highest among my cards. Was surprised that I even got the card with me raking up debts from BT. A friend who apply + cancel for gifts told me they'll still approve subsequent applications but CL goes lower each time. Just FYI, I know most of us here are after the benefits, not gifts, so most are not serial apply-cancel artist. QUOTE(TongCN @ Jan 24 2019, 01:11 PM) So total heal from JOP and Liverpool max this month spin is 80 liao, ok la  lucky you. So many people get below 30. I got total 30 with JOP only. This post has been edited by beLIEve: Jan 24 2019, 02:41 PM
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beLIEve
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Jan 24 2019, 05:50 PM
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wahhhhhh 70 times also 0 wins? that is very bad.
I stopped after 22 times. Another 3 were botched transactions. Ngam ngam 2500.
and yeah, since they can limit the winnings to a max of 2 per day, they can limit what can win and what cannot win.
This post has been edited by beLIEve: Jan 24 2019, 05:52 PM
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beLIEve
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Jan 24 2019, 06:39 PM
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QUOTE(#Victor @ Jan 24 2019, 06:31 PM) Can I know what is the benefit of doing more than 10 transactions whereby the daily limit is 2 prizes only? I think when the first 10x didn't strike any prize, they keep trying loh. I don't remember how many times I did on day 1. I just remember I spread into 2 days without knowing there is a limit of 2 winnings a day. I was more interested with the guaranteed 85 bucks.
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beLIEve
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Jan 24 2019, 08:42 PM
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QUOTE(cybpsych @ Jan 24 2019, 07:50 PM) darn fast. JOP card received via poslaju maildrop. cs cant even provide the tracking number (not in system yet) when contacted them during lunch time  Poslaju - esok hantar hari ini sampai You'll get your tracking number next week.
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beLIEve
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Jan 25 2019, 10:05 AM
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ummmmm me Liverpool card appeared on online banking already. Called them last nite (received some sms that someone changed my address, and so I thought application successful) and they say still processing and no one changed my address. Very very fast.
Now just wait and see got $175 fee or not - for those who are holding back from applying. Fairly sure don't have.
This post has been edited by beLIEve: Jan 25 2019, 10:06 AM
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beLIEve
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Jan 25 2019, 01:07 PM
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QUOTE(kyun @ Jan 25 2019, 12:10 PM) I thought annual fee waiver is given upon request, no question asked. After all, we have done these for many years. Today my father called Standard Chartered (asked him to dump this bank few years ago, but well ...), there's an annual fee of RM300 and service tax RM25 on the bill, when called to customer service, the officer advised that these fees are no longer entitled for waiver, for Malaysia has been practicing new rule of xxxx.... I was giggling sarcastically, with a look of "i told you so". Is that true, that banks now opting to stop annual fee waiver? Or is he merely being fulled by a customer officer?  I think you should post this under the SCB thread. Sometimes they waive, sometimes they only waive after you decide to cancel the card. Applies to any bank.
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beLIEve
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Jan 25 2019, 01:30 PM
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QUOTE(slaveone @ Jan 25 2019, 01:09 PM) Citibank also didn't waive my annual fee after I requested it last year Citibank waived my annual fee once and happily allowed me to cancel my card the next. That was 15 years ago. QUOTE(kyun @ Jan 25 2019, 01:13 PM) Cancel it. Join me, join the new world~ lol  nooooooooooooooooo. join me. apply more cards after SST. QUOTE(kyun @ Jan 25 2019, 01:21 PM) But now that I've canceled my last cc last year, not sure how things work these days.  Opposed to you, I lived with 1 card for years and only started adding more last year. Termakan gula.
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beLIEve
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Jan 25 2019, 02:21 PM
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QUOTE(kyun @ Jan 25 2019, 01:37 PM) But have you tried any e-wallet yet? (you'll have gula being offered like everyday  ) Got. I learn under the tutelage of a master here who has done all the homework. I just copy bulat2. But i only use 1 Boost lah.
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beLIEve
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Jan 25 2019, 03:03 PM
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QUOTE(wilson1149 @ Jan 25 2019, 02:28 PM) Cancel it and get a Free for life card lor easy. kyunI think it's easier to apply another card before you cancel. Faster (in terms of process, not in terms of priority for new to bank) as an existing cardholder.
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beLIEve
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Jan 26 2019, 05:12 AM
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QUOTE(??!! @ Jan 26 2019, 03:12 AM) I have a SCB CC for like 6 years...hardly ever used. Applied in 1st place as a favour to a sales staff. Had been calling in every year to cancel card, but always ended up keeping the card ...annual fees waived and at almost everytime, will get some extra credit back with like 3 swipes, no minimum amount. THis year..same story. SST also "off set". They offered Liverpool Card . No need to submit any documents. Received approval few days after call. According to CS --The annual fees will appear in the statement but will be reversed on activation of card. Also said about some cash back on x swipes...no minimum amount...i wasn't paying attention as was in midst of something when CS called. thanks for the tips! this will come in handy when they start charging me, maybe next year.
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beLIEve
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Jan 26 2019, 12:44 PM
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Maybe to play it safe, call in before AF and see what the customer support says? then ask if still need to pay AF if want to cancel by then. My point is, put the burden back to the bank as much as possible, so that we can save paying the AF if bank decides not to waive it.
SST I think they cannot openly say sponsor you. So just ask you spend some money with the card and get rebate.
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beLIEve
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Jan 26 2019, 11:30 PM
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QUOTE(Cookie101 @ Jan 26 2019, 09:56 PM) Call for waiver after it has been charged. Nothing to waive when it has not been charged. They cannot do pre-waiver. I think the concern was having to pay the annual fee before the bank allow to cancel the card. If ask first and bank say wait until AF is charged, then easier argue back later. QUOTE(#Victor @ Jan 26 2019, 09:34 PM) Although got SMS but all the spin got nothing. Many people also get nothing with the spin. Not that I have a lot of luck. 8 spins strike 1 on average. This post has been edited by beLIEve: Jan 26 2019, 11:32 PM
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beLIEve
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Jan 27 2019, 12:42 AM
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Looks like newly applied cards after registration with existing card not getting SMS to spin.
1. Apply Card #1 2. Register spin win 3. Apply Card #2 4. Spend 100 on Card #2- no SMS to spin.
This post has been edited by beLIEve: Jan 27 2019, 12:43 AM
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beLIEve
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Jan 27 2019, 12:02 PM
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QUOTE(monodevil @ Jan 27 2019, 11:48 AM) I also only have JOP.. Can we apply liverpool CC after recently got JOP? No need for sign up reward Yes I did that. Just take note that no instant spins when you get your 2nd card. I'm still waiting to spin. Card approved on Thurs
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beLIEve
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Jan 28 2019, 06:04 PM
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QUOTE(David83 @ Jan 28 2019, 05:57 PM) I have spent more than RM 1500 but I didn't receive any SMS for the spin at all. Registered last Thursday! Wahh so fast spent 1500? I didn't get any SMS for my new Liverpool card either. Reregistered last nite. I think tomorrow safer bet for you. I guess have to settle for regular cash back. I suggest try one time @ $100, if no SMS wait another day before trying again.
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beLIEve
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Jan 28 2019, 06:15 PM
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QUOTE(#Victor @ Jan 28 2019, 06:09 PM) Weird, I registered Friday night, activate on Saturday morning and got spin SMS for spend upon activated without actually following what the CS told that must wait after Wednesday to play the game. Mine is 2nd card, also activated on Sat morning. Supposed no need register again. Until this noon no SMS. I will try again tomorrow. QUOTE(David83 @ Jan 28 2019, 06:14 PM) In fact, I had re-register again this morning. I have made 15x RM 100 in mixture of BP & Boost reload. 1x RM 200+ on PIN transaction. Boost reload confirm don't get spin. I forgotten and wasted 100 on that. You can search back this thread. This post has been edited by beLIEve: Jan 28 2019, 06:17 PM
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beLIEve
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Jan 28 2019, 06:20 PM
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QUOTE(David83 @ Jan 28 2019, 06:18 PM) OK. But I still got 10x for BP and 1x for PIN above RM 100. Like Victor said, try on Wed. If impatient, tomorrow noon also can try once. If get SMS, can continue playing. If no SMS, Wed.
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beLIEve
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Jan 28 2019, 06:26 PM
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QUOTE(David83 @ Jan 28 2019, 06:21 PM) Since month end is coming, I'm rushing for that rather than spin campaign. Me too. But I think yesterday fruitie already said for SCB, there is no difference between transaction and posting date. So you can even spend on Jan 31 to get cash back for Jan. You have like x days (I don't remember exact) to get it posted to qualify for monthly cash back though. You can looky see your unposted transaction on SCB online even now. Pretty neat feature if you ask me. This post has been edited by beLIEve: Jan 28 2019, 06:29 PM
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