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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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beLIEve
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Jan 28 2019, 06:36 PM
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QUOTE(#Victor @ Jan 28 2019, 06:31 PM) Really? Am about to reload Boost as hit the BigPay top up limit dy... what else could u advise to fulfill the spending tier? General tip is 567 on BP and remaining on boost or anything that is not excluded. 2500 on BP also can. Because of spinning the Russian roulette, I think 25x100 on BP loh. And don't forget, someone also said if you keep spending without waiting for the spin SMS to come in, you won't get the SMS that haven't come in. So, spend, wait for spin SMS, then only repeat. This post has been edited by beLIEve: Jan 28 2019, 06:41 PM
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beLIEve
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Jan 28 2019, 06:55 PM
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QUOTE(#Victor @ Jan 28 2019, 06:46 PM) Do not have other spending right now, just want to fulfill the spending tier before 31 Jan. Therefore best way is top up to BP for future use. Boost is good alternative to store the credit when BP hit limit but not qualify for spin. Still looking for any other alternative to store, else at last will still go to Boost on last day if could not find any. everyday you BP until win 2x. Last day after win 2x then do anything you want to fulfill 2500.
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beLIEve
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Jan 28 2019, 07:23 PM
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QUOTE(ClarenceT @ Jan 28 2019, 07:18 PM) RM567 BP + RM1933 Boost only if eyeing CB = RM85. RM2500 BP if eyeing RM85 + extra CB from 25 spins. The best is >RM2500 BP, but you must get at least 1 #b from 25 additional spins (another RM2500) [RM5/RM6 X 3000 assuming RM6 charge for RM3000 cash withdrawal]. Thanks bro. That 567 was quoted from your tips of course
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beLIEve
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Jan 28 2019, 07:27 PM
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QUOTE(David83 @ Jan 28 2019, 07:24 PM) Speaking of which, just receive SMS for the spin campaign.  Of course, no luck! Means maybe I can try already. We activate around same time. I'll try for tomorrow la. Already wasted half quota without SMS coming in.
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beLIEve
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Jan 28 2019, 07:30 PM
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QUOTE(ClarenceT @ Jan 28 2019, 07:28 PM) I can win more CB till Feb, switch back to 567 in March if there is no new game. Yes of course. Follow your formula sure no die.
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beLIEve
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Jan 29 2019, 11:23 AM
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QUOTE(David83 @ Jan 29 2019, 11:18 AM) Won RM 5 from spin campaign this morning! 3 spins 2 wins and finished for the day. 2x$5
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beLIEve
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Jan 29 2019, 12:21 PM
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QUOTE(#Victor @ Jan 29 2019, 11:58 AM) I tot it supposed to getting more harder to win end of the month? I thought the quota is on a daily basis no? 1000 x $5 winners a day, the rest I don't remember. And of course, like Clarence said, maybe a lot of people already hit 2500+1500, so don't spend anymore.
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beLIEve
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Jan 29 2019, 12:43 PM
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QUOTE(Mr.Weezy @ Jan 29 2019, 12:38 PM) Applied through RP last week for JOP still no calls from them till now anyone experienced before? How long it takes from submitting the form on RP to getting a call? 3-4 days. But mine was at year end, maybe they intentionally waited for 2019.
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beLIEve
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Jan 29 2019, 03:31 PM
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QUOTE(eugene88 @ Jan 29 2019, 03:04 PM) Have you received your card? yes. 1 working day after it shows up on SCB online.
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beLIEve
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Jan 30 2019, 10:18 AM
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QUOTE(David83 @ Jan 30 2019, 09:05 AM) How consistent is SC Email Alert? Sometimes I receive it, sometimes I don't. Same here. But the email has a summary of all transactions though. QUOTE(ClarenceT @ Jan 30 2019, 09:48 AM) A bit tough today. 2 #b from 7 spins. Same here. 1 #b from 7.
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beLIEve
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Jan 30 2019, 10:38 PM
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QUOTE(David83 @ Jan 30 2019, 10:34 PM) First year annual fee waived mah
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beLIEve
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Jan 30 2019, 11:12 PM
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QUOTE(David83 @ Jan 30 2019, 10:40 PM) I know it's waived but it should be appeared in the statement for accounting and audit purpose right? Not sure, though personally I don't see the need. QUOTE(MGM @ Jan 30 2019, 11:05 PM) Which banks u know that charges for IBFT above rm5000? UOB
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beLIEve
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Jan 31 2019, 09:34 AM
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QUOTE(MGM @ Jan 31 2019, 08:40 AM) Luckily I dont use these banks' CASA, except for MBB which no longer impose such condition. Errr, "no longer" ? UOB just reimposed the 50 cents this year for amounts >5k. Not sure if other banks will follow suit. Instant Transfer only went free some time last year and no banks said that it's going to be indefinite. need to pay attn if you mind that 50 cents. Like guru Clarence always say for credit cards - you make back more from them. UOB has been consistently giving 4.x% FD interest for fresh fund (other than a period of time when BLR went down quite a bit). Use Instant Transfer to transfer loh. FD mature on Bank A, instant transfer to Bank B FD. 1 year later mature, transfer back to Bank A FD. This post has been edited by beLIEve: Jan 31 2019, 09:40 AM
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beLIEve
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Jan 31 2019, 09:42 AM
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QUOTE(cybpsych @ Jan 31 2019, 09:37 AM) "no longer" because mbb earlier charges for >rm5k instant transfer, then to FOC. yeah. I thought all banks went FOC (as part of encouragement of going cashless?) last year? Now don't know how many will start charging again.
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beLIEve
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Jan 31 2019, 09:48 AM
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QUOTE(David83 @ Jan 31 2019, 09:43 AM) Bank has no obligation to extend. I guess so. So I'm paying attention to the Instant Transfer charges whenever I do it nowadays. Last few months only syok2 Instant Transfer here and there to pay my credit cards. QUOTE(cybpsych @ Jan 31 2019, 09:48 AM) not necessary. beyond 5k is up to bank to waive or charge. ahhh ok. thanks bro. Same as above - whatever amount also I'll looky see so that I know in advance. Sometimes just transfer to the bank next door only. This post has been edited by beLIEve: Jan 31 2019, 09:51 AM
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beLIEve
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Jan 31 2019, 10:59 AM
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QUOTE(ClarenceT @ Jan 31 2019, 09:55 AM) To pay CC, you can spilt payment to less than RM5000 per transfer to avoid RM0.50 SC. haha. my CC not so big amount. But I do need to take note just in case banks revert the charges back to 50 cents for any amount of Instant Transfer. Before mid last year it was 50 cents for any amount of Instant Transfer. Now UOB only charge 50 cents for >5000. I remember I saw another bank "free until further notice" but I don't remember which bank.
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beLIEve
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Jan 31 2019, 01:21 PM
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QUOTE(TongCN @ Jan 31 2019, 01:09 PM) Lol ... i am planning to just throw another RM500 before new month to become 3k easy manage, who knows 4x #b i thought standchart already say max winning is 2x a day.
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beLIEve
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Jan 31 2019, 03:04 PM
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QUOTE(MGM @ Jan 31 2019, 01:28 PM) Sorry OTP. I no longer play the FD games of transfering from one bank to another. I have transfered all my FD to ASx since 10 years ago earning an extra 2%. Anyway during IBFT via M2U we are always shown the fees if any. As for the SCB's spin and win game I will play more after my statement date at the last quarter of the month. thanks for the tips. Seems like a lot of people here also going for ASx. Havent do much research in it. I thought ASx subjected to stock market fluctuations and some buying/selling commission, so need to hold at least 2 years to break even with FD. Me too. Maybe was fortunate that I stopped a bit over the minimum monthly spend for full cash back. That also to test water see can win or not.
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beLIEve
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Feb 1 2019, 01:53 AM
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QUOTE(ClarenceT @ Jan 29 2019, 12:31 PM) 1 RM5 Cashback 136,904 2 RM10 Cashback 10,900 3 RM15 Cashback 545 4 RM20 Cashback 545 5 RM25 Cashback 545 6 RM50 Cashback 327 7 RM75 Cashback 327 8 RM99 Cashback 327 OVER 109 DAYS so 1,256 #b per day. others very difficult to catch. So total wins per day is 1380. Slightly less than 1 win every minute.
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beLIEve
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Feb 1 2019, 04:09 AM
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9 spins 2x$5
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