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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSDavid83
post Feb 12 2019, 05:01 PM

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QUOTE(monodevil @ Feb 12 2019, 04:59 PM)
Its more confusing for new user like me  sweat.gif

just check at dashboard.. Yes got the spin wheel reward.. Thanks guys
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I understood your feeling too!
It took me a while to get familiar!
beLIEve
post Feb 12 2019, 06:19 PM

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QUOTE(David83 @ Feb 12 2019, 04:45 PM)
The DuitNow ads/banner is very annoying and always shows upon logging in.
Being in web or in app!
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hehe mine was the security token because I never set it up. Guess if I did, it'll be DoItNow. But yeah, people who designed the bank sites don't really know/care how users feel. I think I login to almost every bank site also neverending DoItNow.
SUSDavid83
post Feb 12 2019, 07:00 PM

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QUOTE(beLIEve @ Feb 12 2019, 06:19 PM)
hehe mine was the security token because I never set it up. Guess if I did, it'll be DoItNow. But yeah, people who designed the bank sites don't really know/care how users feel. I think I login to almost every bank site also neverending DoItNow.
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Other banks DuitNow ads are not as annoying as SC.

This post has been edited by David83: Feb 12 2019, 07:02 PM
hsiung
post Feb 12 2019, 07:17 PM

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received cb for spins in Jan.

That was yesterday.
yibiyaya
post Feb 12 2019, 08:36 PM

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Hi guys, i'm wondering for the SC Worldmiles unlimited plaza premium lounge access, can i access multiple times in one day at different lounges? EG: Wellness Spa, Aerotel , and so on within the same day?
coolguy99
post Feb 12 2019, 08:59 PM

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QUOTE(yibiyaya @ Feb 12 2019, 08:36 PM)
Hi guys, i'm wondering for the SC Worldmiles unlimited plaza premium lounge access, can i access multiple times in one day at different lounges? EG: Wellness Spa, Aerotel , and so on within the same day?
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No as far as I understand one entry per day.
jshong89
post Feb 12 2019, 09:16 PM

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Hi guys, I top up BigPay for the past 2 months using JOP and Liverpool but still didn't receive cash back in 360 rewards. Did you guys get the cash back?
damunoob
post Feb 12 2019, 09:17 PM

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Sorry but can anyone please explain what the difference between Billed Balance and Current Balance? My statement was due 6/2/19. I m2u the billed balance amount just now but the balance remains the same. But I have paid off the credit card right? Also, even though the payment due date past, there's still grace period?


Thanks!
SUSDavid83
post Feb 12 2019, 09:21 PM

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QUOTE(damunoob @ Feb 12 2019, 09:17 PM)
Sorry but can anyone please explain what the difference between Billed Balance and Current Balance? My statement was due 6/2/19. I m2u the billed balance amount just now but the balance remains the same. But I have paid off the credit card right? Also, even though the payment due date past, there's still grace period?
Thanks!
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The Current Balance is updated once your payment is posted in the Unbilled Section of your online ledger.

This post has been edited by David83: Feb 12 2019, 09:24 PM
yibiyaya
post Feb 12 2019, 09:39 PM

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QUOTE(coolguy99 @ Feb 12 2019, 09:59 PM)
No as far as I understand one entry per day.
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Okay... thanks!
MGM
post Feb 12 2019, 10:44 PM

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QUOTE(ClarenceT @ Feb 3 2019, 02:30 PM)
https://av.sc.com/my/content/docs/LFC-usage-campaign.pdf

Read T&C #23 - exclusions.
Boost - MCC 5968
Bigpay - MCC 6540 (previously 6012 till early December)
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For my LFC, this month I can only topup BP 14x RM100, and topup Boost 1x RM100, so I will get to spin&win 14x but still get full rm50 CB?
Normally I will just topup rm1500 to BP.

This post has been edited by MGM: Feb 12 2019, 10:50 PM
mamamia
post Feb 12 2019, 10:46 PM

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QUOTE(damunoob @ Feb 12 2019, 09:17 PM)
Sorry but can anyone please explain what the difference between Billed Balance and Current Balance? My statement was due 6/2/19. I m2u the billed balance amount just now but the balance remains the same. But I have paid off the credit card right? Also, even though the payment due date past, there's still grace period?
Thanks!
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Due date: 6 Feb
Payment date: 12 Feb

I believe u will be hit by late payment + finance charges..

Payment will be updated tomorrow, but ur credit limit should be increased by ur payment amount.
damunoob
post Feb 13 2019, 12:24 AM

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QUOTE(mamamia @ Feb 12 2019, 10:46 PM)
Due date: 6 Feb
Payment date: 12 Feb

I believe u will be hit by late payment + finance charges..

Payment will be updated tomorrow, but ur credit limit should be increased by ur payment amount.
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Will the Billed Balance be updated straight away after I paid off the card or only updated when the next statement is released?
SUSDavid83
post Feb 13 2019, 12:59 AM

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QUOTE(damunoob @ Feb 13 2019, 12:24 AM)
Will the Billed Balance be updated straight away after I paid off the card or only updated when the next statement is released?
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Billed Balance won't change till next statement.
If you had paid off by due date, it doesn't matter.
beLIEve
post Feb 13 2019, 01:02 AM

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QUOTE(jshong89 @ Feb 12 2019, 09:16 PM)
Hi guys, I top up BigPay for the past 2 months using JOP and Liverpool but still didn't receive cash back in 360 rewards. Did you guys get the cash back?
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please be more specific about the past 2 months. Jan and Feb or Dec and Jan? They say Dec already in, Jan not yet.

And how much you top up? max for each card?

QUOTE(MGM @ Feb 12 2019, 10:44 PM)
For my LFC, this month I can only topup BP 14x RM100, and topup Boost 1x RM100, so I will get to spin&win 14x but still get full rm50 CB?
Normally I will just topup rm1500 to BP.
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looks like you should.

As long as not Petrol, not Insurance, and Retail.

QUOTE
Retail Purchases EXCLUDES the following transactions:
i. Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual
fees, interest, finance charges, late payments fees, disputed transactions or any other form of
service or miscellaneous fees charged by the Bank
ii. Balances products including but not limited to Balance Transfers, Balance Transfer Plus,
Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On
Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS)
iii. Government service tax and any other taxes imposed by law
For avoidance of doubt, casino transactions (transactions with MCC 7995/ 4829/ 6015) are
considered as cash advances by the Bank.


This post has been edited by beLIEve: Feb 13 2019, 01:09 AM
ronnie
post Feb 13 2019, 09:12 AM

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QUOTE(jshong89 @ Feb 12 2019, 09:16 PM)
Hi guys, I top up BigPay for the past 2 months using JOP and Liverpool but still didn't receive cash back in 360 rewards. Did you guys get the cash back?
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Can share your transaction dates of the reload ?
We have only receive cashback for month of December 2018 reloads till today.
JuneResources
post Feb 13 2019, 10:45 AM

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I received the spin cashback already..

Somemore it's twice, but I only won 1 spin..
Anyway, keep the cashback and thanks SC silently.. brows.gif
beLIEve
post Feb 13 2019, 11:12 AM

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QUOTE(JuneResources @ Feb 13 2019, 10:45 AM)
I received the spin cashback already..

Somemore it's twice, but I only won 1 spin..
Anyway, keep the cashback and thanks SC silently..  brows.gif
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you should check all your sms see got any bcdefghi or not

probably don't need to spin also can win, as long as a winning SMS is sent
Cookie101
post Feb 13 2019, 11:13 AM

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QUOTE(monodevil @ Feb 12 2019, 04:27 PM)
user posted image

Where to check online ledger ?
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point the cursor to your name and under there is statement option to view.

Very not user friendly- cannot view via app- only full dekstop version.
talexeh
post Feb 13 2019, 11:21 AM

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QUOTE(Cookie101 @ Feb 13 2019, 11:13 AM)
point the cursor to your name and under there is statement option to view.

Very not user friendly- cannot view via app- only full dekstop version.
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Not sure why you're still replying when he already has the solution yesterday.

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