depends whether you want free gift from ringgitplus/comparehero/bank (3-6 month cooling period), if don't need free gift i got once cancelled HSBC VS on the same month, i walk by a sign up booth in IOI City Mall and sign up again with toy free gift for my kid.

i hvt try SCB though as they keep waiving my AF until the day came they stop waiving the AF for me

so far no problem for me to reapply HSBC and Citibank

same card, HSBC VS and Citibank PMVS, always this two cards to get the free gift

hi all, i just applied LFC card through ringgit plus, they link me through whatapps. after compelete, they said will sent me email. been 2 days never receive anything? iso is normal or how long need to wait?

no cooling period, can straight away applied 1-2 months after you cancel, unless you want get campaign gifts from ringgitplus etc

scb gave me a lot of CB, no need go for gifts, cash better than gifts

I just applied justone platinum through ringgitplus today. Link me to WhatsApp n direct email me on the spot saying bank will call me within 3 working days.

LFC I applied through ShopBack link to ringgitplus saja to get the Rm200 cashback. But too bad, need to print out application form n supporting documents walk into bank to submit ownself one😅 and the application form emailed to me think so is not the updated form leh cause I can't see LFC selection in the form. 2015 version punya😅

Oic....thought got special way to register. Thanks.

Hey.. just curious... did they contact you to tell you that you are rejected?

After you submitted all the docs... do they still keep in touch with you or you ask them then only they reject you

Sure but I'm not going to appeal unless they contact & inform me what is the reason.

SCB is really fussy. Don't know what else they want from me. I have no outstanding at all for all my cards. I have not defaulted loan payments...etc.

Nvm lah, just wait for them to call me. Otherwise just forget about it. It's not morally right to cheat bank's CB too (sour grapes, ahaha)!

Applied through ringgit plus for justone platinum. They say will call me within 3 business day but no one called me. Anyone can share experience?

Same here. I applied through ringgitplus on 23rd July. Until today nobody call me

Been holding WMC, rejected for JOP when applied directly with SCB and now after applied second time with RinggitPlus and it has been approved..

Anybody got problem of authenticating web login from the newly updated app?

Using IOS and no problem after update , hmm ..

Just received sms said apply unsuccessfully 

exactly, it has been one and a half month, and still processing...

Hi guys,im new to standardchart jop card.May i know if u guys are monthly top up RM2500 to bigpay or boost to get the max cashback per month?Any advise on how to earn max cashback please?

Yeah I just shifted all my insurance from wise to JOP. No need to do anything edi since my insurance premium per month is more than 2.5k. I just keep the card in drawer and enjoy RM60 per month

Haven't checked in this thread for a while, just wanted to know if there's any revision to LFC cashback criteria. Planning to topup to BP, just afraid there's revision I missed out similar to JOP.