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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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jefftan4888
post Aug 26 2019, 10:23 PM

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QUOTE(7498 @ Aug 26 2019, 06:51 PM)
Okay thanks! but I hardly see any SC booth lately.

Anyone comes across SC booth in Klang Valley recently? Update here plss..Thanks!
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Every month they are having roadshow @ One Utama.
jefftan4888
post Aug 29 2019, 02:25 PM

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QUOTE(laymank @ Aug 29 2019, 02:25 PM)
Does this qualify JOP 15% rebate?  smile.gif
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Maxis no issue.
jefftan4888
post Sep 6 2019, 01:12 PM

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QUOTE(celciuz @ Sep 6 2019, 12:16 PM)
So I received my LFC card and expiry is the same as my JOP. I called up Customer Service and she told me both cards AF will be charged on January 2020 😨 (my expiry is in November). But she told me both cards can get waiver cause “good paymaster”, includes even the LFC (but my case is less than 1 year la)... so I guess maybe it’s possible to waive the RM 175 after all?
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Majority of us here are good paymaster, so all will have AF waiver. Haha
jefftan4888
post Sep 6 2019, 01:52 PM

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QUOTE(tan_aniki @ Sep 6 2019, 01:41 PM)
just forget about the AF, even though my LFC didn't spend RM20k (12 X RM1500 = RM18k) also they waive for me
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That means you don’t have to buy the LFC jersey.
jefftan4888
post Sep 6 2019, 02:24 PM

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QUOTE(Joey_Chin12 @ Sep 6 2019, 02:11 PM)
For the LFC jersey, I quite confuse. Is it compulsory to buy? Or no need? I just want to card and the cash back.
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Liverpool FC Cashback credit cards that was issued before 1 November 2018:
 The annual fee for principal credit card is RM175. The annual fee for principal credit card will be waived if you made retail purchases of at least RM20,000 per annum on each principal credit card. This program is valid until 31 October 2019.
 Effective 1 November 2018, the annual fee for supplementary credit card will be free. For supplementary credit cards with renewal date before 1 November 2018, the annual fee of RM100 per supplementary credit card applies. The annual fee for supplementary credit card will be waived if you made retail purchases of at least RM20,000 per annum on each supplementary card.
 Annual spend on principal and supplementary credit card will be calculated separately and no combination of spend shall be allowed.
Liverpool FC Cashback credit cards that was issued from 1 November 2018 onwards:
 The annual fee for principal credit card is RM175.
 The annual fee for supplementary credit card is free.
jefftan4888
post Sep 18 2019, 09:38 AM

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QUOTE(eddie2020 @ Sep 18 2019, 09:34 AM)
I didn't get... My sst kicks in on Aug or July I forget..
I want cancel they only waive annual haha
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For JOP & LFC, if they really cancel your cards, how?
jefftan4888
post Sep 18 2019, 02:56 PM

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QUOTE(jefftan4888 @ Sep 17 2019, 10:04 PM)
user posted image
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QUOTE(cucikaki @ Sep 18 2019, 12:48 PM)
Hi guys, I just applied a new SC credit card yesterday and saw it in my ecriss today, the status is 'pending acceptance by customer'.

the credit limit is RM19,000, which i think too much as my intention is just to reload bigpay and get the cashback.

can i call and request for downgrade to RM5K? or need to wait get the card and call to reduce the credit limit.

a bit worry as this is my 6th credit card and im planning to apply my 7th (ocbc unlimited cash back).

scared later ocbc cannot approve coz my this credit card already take up a lot of credit limit.
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I think once you reduce the CL, the bank will be reluctant to increase it back in the future.

Banks approve your applications based on the above criteria.
jefftan4888
post Sep 18 2019, 03:12 PM

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QUOTE(lhsu @ Sep 18 2019, 02:45 PM)
Better don't.

I find it quite difficult to get credit card from SCB.
Don't know why I can EASILY get signature card (this month) & even world master card (last December) from other banks but my application for JOP was rejected. Now in appeal process. The Cs told me to re-apply after 3 months but I insisted her to help me appeal.
1st time in my life that my application for credit card got rejected... 😠😡😠😡
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I appealed 2 times within the 2-months application process. Finally, the bank approved my application. I was surprised that they allow me to appeal twice. tongue.gif
jefftan4888
post Sep 18 2019, 03:15 PM

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QUOTE(tan_aniki @ Sep 18 2019, 01:55 PM)
it doesn't matter with the credit limit from bank to bank...
i got combined over 7 figure credit limit from all the 10+ banks credit cards but yet my salary is only around 5 figure
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Now I've 7 banks. 2 banks in progress. Catching up your nos. tongue.gif
jefftan4888
post Sep 21 2019, 11:55 AM

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QUOTE(beebee1314 @ Sep 21 2019, 08:58 AM)
Most of us here hold many credit cards. I have 4 banks, MBb 2, SCB 2, PBB 2, affin 1. Semua earn cb. Nothing new.
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QUOTE(celciuz @ Sep 21 2019, 09:30 AM)
laugh.gif well, some people have old mentality that holding several credit cards equals to more debt.

Come to think of it I have 8 credit cards now ohmy.gif... PBB x3, MBB x2, SCB x2, AmBank x1. Now looking at the Affin you have... gonna check that out tongue.gif
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Before Mar 19, I only have MB2C, from Mar-Sep 19, I’ve acquired additional FCB, PBVI&WMC, PBVS, PB QV&QMC, SC JOP&LFC, YOLO, Citi CBPV, Younique, RHBVS, HSBC AMP - now total 8 banks & 15 cards.
jefftan4888
post Sep 21 2019, 12:05 PM

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QUOTE(12kevin @ Sep 21 2019, 10:34 AM)
Might out of topic,but just want to ask if there is any bad impact for having too many credit card?May be later to apply loan will be difficult?
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Later I can share with you my latest RAMCI score chart from Mar to Sep. My score still very stable despite I’ve many applications and CL approved.

Attached Image

This post has been edited by jefftan4888: Sep 22 2019, 02:55 AM
jefftan4888
post Sep 21 2019, 08:40 PM

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QUOTE(12kevin @ Sep 21 2019, 10:34 AM)
Might out of topic,but just want to ask if there is any bad impact for having too many credit card?May be later to apply loan will be difficult?
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QUOTE(jsnhoh @ Sep 21 2019, 04:30 PM)
Yes
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I don’t think so. My record is still sui sui.

QUOTE(beebee1314 @ Sep 21 2019, 04:56 PM)
From his list, I know MBB and SCB no sst rebate. RM100 a year. Never had alliance or ambank so can't comment.

But 375 is little compared to the cb he is collecting every month. I don't have much free time myself to manage so many cards. Abo would have joined.
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Only MBB no rebate. SCB gives RM100 for new customer.
jefftan4888
post Sep 22 2019, 12:29 AM

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QUOTE(jsnhoh @ Sep 21 2019, 08:50 PM)
Until u try to get a housing loan which is more than 500k.
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I think no need so much loan. I’m applying PPA1M.
jefftan4888
post Sep 29 2019, 02:03 PM

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Reward A: RM100 CB - received within 90 days thumbup.gif

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jefftan4888
post Sep 29 2019, 03:52 PM

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QUOTE(celciuz @ Sep 29 2019, 03:45 PM)
I just added on LFC, and SCB don't combine the statements? Both LFC and SCB are different statements one kah? Plus the statement date is different too ._.
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Call CS to change statement date of LFC to be same as JOP.
jefftan4888
post Sep 29 2019, 05:34 PM

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QUOTE(tifosi @ Sep 29 2019, 05:00 PM)
New to bank cust cashback?
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Yes. SCB don’t give SST rebate to new-to-bank customers.
jefftan4888
post Oct 2 2019, 12:47 PM

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QUOTE(jefftan4888 @ Sep 29 2019, 02:03 PM)
Reward A: RM100 CB - received within 90 days  thumbup.gif

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QUOTE(allen6279 @ Oct 2 2019, 11:27 AM)
user posted image

1. No idea what's that CB

2. TNB autopay... that was close.. luckily still bill in sept
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Are you new-to-bank customer?
jefftan4888
post Oct 2 2019, 02:59 PM

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QUOTE(allen6279 @ Oct 2 2019, 02:51 PM)
No idea, this card activated on end of August or early of Sept
My wife's card. New to bank
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That’s Reward A for NTB customer.
jefftan4888
post Oct 7 2019, 08:51 PM

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QUOTE(muscaa @ Oct 7 2019, 08:20 PM)
No. They gave RM30 cash rebate when I got my new card
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LFC?
jefftan4888
post Oct 9 2019, 10:21 AM

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QUOTE(mamamia @ Oct 9 2019, 08:35 AM)
Guess this is the one I got, it is like approved d straight I can use (only online) while waiting for the physical card to arrive
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Existing to Bank cardholder(s) who are currently holding any SCB credit card as principal card holder and applies for another principal card as listed under Table A will be entitled to participate in this Campaign but shall strictly be limited to receiving only one item of Reward A only subject to fulfilling all other applicable terms under this Campaign. For avoidance of doubt, existing to bank customer would not be entitled to Reward B or C.

Did you get your RM50 Shopee voucher?

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