not everyone do it intentionally la. some will just genuinely missed the payment wan

ppl goes overseas leh, forgotten leh, assumed the wroong due date leh, waiting for payday leh, collect "hutang" from other ppl leh, bigpay cannot withdraw max rm4k leh 

I apply thru SC website which free bag and RM100 if success.
So better apply at ringgitplus? i try later. thanks

Come 1-7-2019 JOP not attractive anymore
30/2500 = 1.2% only

can keep apply? the CS told me must wait for 6 months.

fill in your w x y z 

total spending = 2500 = 15% cb tier

petrol w = 400 x 15% = 60
autobill x = 0 x 15% = 0
online y = 0 x 15% = 0 (capped 30)
others z = 2100 x 0.2% = 4.2

total cashback = w + x + y + z = 64.20 ~ capped to 60 earned.

*assuming all transactions are not part of exclusion.

Oh ya, spending only RM400 purely petrol to get full rebate is too good to be true, I forgot the remaining RM2100

Thanks for reminder bro.

dont be tricked by the setel

1) setel give RM5 voucher to new users.

2) 10% is only valid for 30 days after you register setel. read the t&c >> https://www.setel.my/campaign . after 30 days, you dont get ANY 10% anymore.

200 petrol + 2300 BP also can earn rm60 CB

You may auto bill insurance as well

If you have monthly insurance around 200, use SC JOP. Use others cc for petrol to earn more CB

First time get the rebate. Can I know how to redeem? Can see 85 and 50. But no button to claim.

Bear in mind, SC still consider Bigpay and Boost as Online transactions.
Do you still remember why SC JOP tak laku before mid-2018?

AIA can update direct debit from credit card via website? Gonna update JOP for AIA 

I've read the T&C for JOP & yes, I'm aware of it. I have an insurance policy which was bought N years ago at exactly rm200 per month. That's why I'm thinking to use auto billing for this policy & top up RM2300 to BP. Hence fulfill the condition for RM60 cashback.

My concern is, can Liverpool card get RM50 cashback by MERELY topping up RM1,500 to BP? I can't find any info about such cashback.

https://www.sc.com/my/credit-cards/liverpoo...7a16a9d8ad5c9d5
Mine is not too late yet. I just received call from the bank telling me the T&C of JOB this morning. I can call her to add Liverpool card...

So did you get your card approved?

How long did it took from 6/5/19

simple as this:
spending < 20k, they has right not waive for you.
spending >= 20k, they will waiver for you

Since I want to continue use this card, so have to make sure spending > 20k and get confirmation from them.
I use their online chat service. Fast and efficient, i wouldn't think it is troublesome.

My application for JOP & LFC is being process. The bank calls me several times and each time they did mention that the waiver is at the bank's discretion. I remember I read somewhere that spending more than 20k per year is no longer enjoying automatic waiver...

Can someone confirm regarding the auto waiver please?

wow, seriously?

if can't waive then straight away cancel lo, after that apply again

you can save a lot from paying the AF

JOP - RM250
LFC - RM175

stop one month you just lost RM50 + RM60 CB rather than paying RM425...

You think so easy? You didn't know once you cancel and try to apply back bank will reject?