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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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jefftan4888
post Aug 12 2019, 12:27 PM

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QUOTE(saitong09 @ Aug 12 2019, 11:50 AM)
Hopefully Standard Chartered don't revise the benefit, I don't mind to pay annual fee and get the jersey smile.gif
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Of course I wish to have AF waived. But even if there isn’t any, I’ll still continue to use this card as long as CB is still available.
jefftan4888
post Aug 12 2019, 03:49 PM

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QUOTE(fruitie @ Aug 12 2019, 03:18 PM)
Nope, according to the CS. It's already reversed on the same day by the way.
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This is a good news!
jefftan4888
post Aug 13 2019, 08:29 AM

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QUOTE(life27 @ Aug 12 2019, 11:18 PM)
In that case , why not my next cc just apply sc liverpool  FC to get rm50 every month easily compare to JOP... just 1500 to boost then settle lol free rm50 pocket money
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Both is RM110.
jefftan4888
post Aug 14 2019, 06:34 PM

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QUOTE(ayamback @ Aug 14 2019, 02:29 PM)
Got approved for JOP but not for LFC card... Hmmmm
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Did you apply 2 cards together? hmm.gif
jefftan4888
post Aug 14 2019, 10:10 PM

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QUOTE(saitong09 @ Aug 14 2019, 08:41 PM)
Both card having similar requirement, wondering why only 1 card approved if apply together hmm.gif
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Also, both cards are sharing combined CL. hmm.gif
jefftan4888
post Aug 15 2019, 11:36 AM

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Anyone receives this promo?

user posted image
jefftan4888
post Aug 17 2019, 09:36 AM

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QUOTE(ck8811 @ Aug 17 2019, 08:43 AM)
Just received my JOP
Spent
Rm2300 on big pay
Rm42.58 shell
Rm42.20 shell
Rm27.12 shell
Rm102.82 time auto debit
Only get rm46 cash back, guess time auto debit not entitled for cash back
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Call CS to check on TIME.
jefftan4888
post Aug 17 2019, 10:37 AM

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QUOTE(basSist @ Aug 17 2019, 10:22 AM)
my RM186.25 TNB-(RPS) autopay is not counted for cash back as well.  sad.gif

and my RM2300 BigPay only give RM28 cash back. Not RM30?
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Did you spend on others? If not, 28 is for your TNB (186.25 x 15% = 27.9375 = 28) ?
jefftan4888
post Aug 17 2019, 10:41 AM

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QUOTE(basSist @ Aug 17 2019, 10:36 AM)
ok now here comes my calculation.

RM2300 BigPay - RM30 CB
RM186.25 TNB Autopay - RM 27.95 CB

but i only got RM28, does it mean my BigPay 2300 not counted?  dry.gif
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Your total spending is 2,300 + 186.25 = 2,486.25 (< 2,500). Your CB cap is RM28.
jefftan4888
post Aug 17 2019, 10:45 AM

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QUOTE(basSist @ Aug 17 2019, 10:30 AM)
How you guys contact CS? direct call or live chat (Fb?)

OK found it in the main website. the live chat. but too bad only available Mon-Fri.  dry.gif
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Your case is nothing wrong so no need to call CS. doh.gif
jefftan4888
post Aug 17 2019, 10:49 AM

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QUOTE(basSist @ Aug 17 2019, 10:44 AM)
ouch, so how to calculate that 10%?

should go and pump another RM20 petrol  cry.gif
Got it. BIG MISTAKE.  doh.gif  bruce.gif
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I did (Maxis + Petro) = 200 + BP 2,300. Got CB 60
jefftan4888
post Aug 17 2019, 11:07 AM

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QUOTE(basSist @ Aug 17 2019, 10:49 AM)
yeah normally my TNB bill over RM200. manatau RM186 saje.  biggrin.gif
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Use myTNB app to monitor
jefftan4888
post Aug 17 2019, 11:08 AM

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QUOTE(roarus @ Aug 17 2019, 10:58 AM)
Got my JOP full cashback too

BigPay 2,500.00
Petronas TnG reload 101.00
Autopay Unifi 157.95

I still load 2500 to BigPay to meet the RM2500 min for 15% tier. This is due to my unifi statement being really late (27th) and I might forget/unable to go to the petrol station in time. So if anything happens either my unifi or petrol gets 15% still instead of downgrading to 10% tier.
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Which Petronas you did TnG reload using JOP?
jefftan4888
post Aug 17 2019, 11:13 AM

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QUOTE(roarus @ Aug 17 2019, 11:10 AM)
I went to the one from Puchong towards TPM

There's a list here to refer tested locations in post #1 https://forum.lowyat.net/topic/3757650
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That station got Starbucks right?
jefftan4888
post Aug 19 2019, 09:58 AM

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QUOTE(avinlim @ Aug 19 2019, 08:53 AM)
For my case is petrol RM181.80 get cb RM27. And I calculated some other forum members case same...rounded down to nearest ringgit. For your case, online 30, petrol insurance 29.87, you shoud get RM30+29 only, RM1 might be come from setel(RM1.5 rounded to RM1)
For me ngam ngam RM2500 is dangerous, always go abit above. E.g bp RM2200 + RM400 etc etc
Regardless of SST or transaction. Outstanding posted on statement date must be cleared... dont not ever gamble on that. Whatever rebate/waiver that come later can always be claimed later. My advise is do not gamble on the RM25 or RM50 even it can be waived later. PAY ALL YOUR STATEMENT BALANCE each month.
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His issue is he thought SC follows statement cycle. So he missed the 2.5k min spending.

I spent ngam-ngam 2.5k, no issue getting CB 60.
jefftan4888
post Aug 20 2019, 03:33 PM

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QUOTE(allen6279 @ Aug 20 2019, 01:43 PM)
user posted image

CB revision started July right? For the above transactions i only got RM30 CB (from the CB i received few days ago), what's wrong with that?
PS: prudential is auto-debit
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How do you sign up for Prudential auto-debit? Do you fill the auto-debit paper form or online form?

Maybe you can show the form to SCB.
jefftan4888
post Aug 20 2019, 03:42 PM

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I’m using Maxis as auto-debit, the deduction always on same date. So 1 day after I’ll pump petrol to make up ngam-ngam 200.
jefftan4888
post Aug 20 2019, 05:05 PM

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QUOTE(beLIEve @ Aug 20 2019, 04:19 PM)
ahhh yeah. I use the TNB web interface from computer. It's under Unposted now. *phew*

unfortunately, have to argue with TNB with the late payment penalty since it's their fault (or maybe, it's SCB's). Otherwise my cash back goes to TNB.
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I check the TNB bill. Got late payment charges meh? confused.gif
jefftan4888
post Aug 21 2019, 01:51 PM

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QUOTE(AskarPerang @ Aug 21 2019, 01:32 AM)
Surcaj lewat bayar:

user posted image

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Maybe I have not been late so I don’t see any late charges.
jefftan4888
post Aug 21 2019, 09:00 PM

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QUOTE(kenlui @ Aug 21 2019, 08:36 PM)
SC called me today, stating that my Prudential payment was not classified as auto debit MCC, asked me if I could give them proof that it is a standing instruction?

And the person further claimed that I was the only person who was having issue with prudential so far. I've sent print screens of my 3 policies to them, let's see what they have to say. Give me any further issues, I'll just cancel off that stupid card.
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Change to other spending lot, no need to fight with free money.

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