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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Oct 20 2020, 06:33 PM

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QUOTE(fense @ Oct 20 2020, 06:30 PM)
spend on 17 Oct, statement yyesterday. so available next month like maybank?
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Mid of next month onwards.
GrumpyNooby
post Oct 20 2020, 06:43 PM

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QUOTE(jenny Ngel @ Oct 20 2020, 06:42 PM)
so conclusion is SC Credit Cards worth better or not??
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Worth or not heavily depends on your spending pattern.
GrumpyNooby
post Oct 22 2020, 10:36 AM

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QUOTE(Kyan0411 @ Oct 22 2020, 10:35 AM)
LFC and JOP on same time or could be different?
I dont see JOP yet
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So far, they have never been on the same day.

This post has been edited by GrumpyNooby: Oct 22 2020, 10:36 AM
GrumpyNooby
post Oct 22 2020, 01:17 PM

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QUOTE(jiaen0509 @ Oct 22 2020, 01:05 PM)
Yes. Is still within the time frame. Since I get LFC and JustOne CB. From 10th until now 20th. Getting late icon_rolleyes.gif Maybe end of the 2020. We receive it on 28 of the month
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If I'm not mistaken there's no fixed date.

For JOP only
Jan: 24th
Feb:19th
Mar: 25th
Apr: 18th
May: 23rd
Jun: 24th
Jul: 24th
Aug: 18th
Sept: 25th

This post has been edited by GrumpyNooby: Oct 22 2020, 01:32 PM
GrumpyNooby
post Oct 23 2020, 06:04 AM

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JOP cash back for September spending is ready for redemption!
GrumpyNooby
post Oct 23 2020, 09:22 AM

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QUOTE(ClarenceT @ Oct 23 2020, 09:20 AM)
I received CB today. I paid RM1800 to Majlis Bandaraya in September.
So RM2100 Govt + RM200 online + RM200 Petrol -> CB RM60.
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Thanks for verification.
So government & government related are not excluded from JOP eligible spending right?
I didn't read that anywhere in the JOP T&C.
GrumpyNooby
post Oct 23 2020, 10:56 AM

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NOTIFICATION ON REVISION OF CLIENT CARE CENTRE SERVICING HOURS FOR INBOUND CALL SERVICE

Dear Clients,
Please be informed that effective 16 November 2020, for critical services as below, the servicing hours will continue to be available for 24-hour daily, including public holidays.
▪ Stolen and lost credit/debit card
▪ Unauthorised credit/debit card transaction
▪ Complaints handling
▪ Fraud management
▪ Emergency credit card temporary increase limit request

However, apart from the above, Client Care Centre for Inbound Call Service will only be available from 9am to 9pm daily, including public holidays for all other services.

The below channels are made available for you. It’s quick, easy and you can perform your banking needs at your convenience - anytime, anywhere.
user posted image

https://av.sc.com/my/content/docs/my-notifi...all-service.pdf
GrumpyNooby
post Oct 24 2020, 10:19 AM

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QUOTE(taiping... @ Oct 24 2020, 10:17 AM)
Anyone knows why my LFC CB is only rm1, when I spent Bigpay rm2k?
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You spent in the month of September or October?
GrumpyNooby
post Oct 24 2020, 10:21 AM

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QUOTE(taiping... @ Oct 24 2020, 10:20 AM)
I bigpay early this month october
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Wait till mid next month.
The current calendar month hasn't concluded yet.

This post has been edited by GrumpyNooby: Oct 24 2020, 10:21 AM
GrumpyNooby
post Oct 24 2020, 01:15 PM

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Perk up your day with Nespresso

user posted image

Enjoy fast online approval and immediate spending with your Standard Chartered digital credit card. Sign up now and be the first 50 to spend RM 1000 to be eligible for a Nespresso Essenza Mini worth RM599*.

Details: https://www.sc.com/my/promotions/nespressoflashdeal/
GrumpyNooby
post Oct 25 2020, 07:52 PM

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QUOTE(WaCKy-Angel @ Oct 25 2020, 07:41 PM)
This RM600 will not contribute to the JOP normal cashback "other category 0.2%"?
Also the cashback RM60 not separate from the RM30 + RM30 cashback?

Meaning if auto debit RM300 + topup ewallet RM2200 get RM60 cashback.
And RM600 Jaya Grocer get RM60 cashback
Total will be RM120 ?
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Correct me if I'm wrong.
The RM 30 + 30 is card benefit and this RM 60 is campaign benefit.
Shouldn't these two be a separate matter to be assessed accordingly?

And my wild guess is that the RM 600 swipes at Jaya Grocer will contribute to into min spending requirement of RM 2.5k for JOP and also will fall into other category of 0.2% too since these two are card benefits requirement and doesn't fall into exclusion.
GrumpyNooby
post Oct 26 2020, 10:08 AM

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QUOTE(Vex86 @ Oct 26 2020, 10:07 AM)
So weird to receive only RM1 cashback for my JOP this month eventhough my spending was over RM2.5k... anyone else experiencing the same?
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All your spending is in September or October?
GrumpyNooby
post Oct 26 2020, 10:09 AM

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QUOTE(Vex86 @ Oct 26 2020, 10:09 AM)
All within September statement cycle hmm.gif
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Can share what you spent for the calendar month of September?

This post has been edited by GrumpyNooby: Oct 26 2020, 10:09 AM
GrumpyNooby
post Oct 26 2020, 10:20 AM

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QUOTE(Vex86 @ Oct 26 2020, 10:18 AM)
Thank you for the replies, I think I found the explanation already from MGM's reply below
I see, so e.g. October: transaction dates from 1 - 31 Oct'20 are the only ones that count?
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The current cash back is for calendar month of 1 to 30 September 2020.

For calendar month of October 2020, please wait till next month.
GrumpyNooby
post Oct 26 2020, 12:56 PM

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QUOTE(L3SME @ Oct 26 2020, 12:52 PM)
For below spending on jop, how much cashback will I get?

Bigpay- rm1000
Insurance auto debit + petrol - rm200
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Min spending for the calendar month is less than RM 1500.
Cash back capped at RM 12
GrumpyNooby
post Oct 26 2020, 01:25 PM

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QUOTE(WaCKy-Angel @ Oct 26 2020, 01:22 PM)
BigPay - RM2300
Unifi auto debit - RM136

How much cashback will i get?
If i want to max cashback, what else should i do now (other than autodebit coz this month no more) and how much do i need?
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Min spending for the calendar month is less than RM 2500.
Cash back capped at RM 28

Add another RM 100 to BigPay.
It'll give you RM 50.40
GrumpyNooby
post Oct 26 2020, 01:33 PM

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QUOTE(WaCKy-Angel @ Oct 26 2020, 01:31 PM)
OK done RM100 to BigPay then how to get the balance of RM9.60 to max out RM60?
Spend RM1500 at where?
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Pump petrol


GrumpyNooby
post Oct 26 2020, 02:01 PM

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QUOTE(WaCKy-Angel @ Oct 26 2020, 01:57 PM)
RM1500 to Boost can?
Petrol is not listed under "other category" ah?
How much i need to pump petrol?

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Obviously no.

QUOTE
Get cashback every time you spend
Enjoy up to 15% cashback on online purchases, autobill payments, petrol and 0.2% cashback on other spends.


Pump petrol with another RM 64.

This post has been edited by GrumpyNooby: Oct 26 2020, 02:02 PM
GrumpyNooby
post Oct 26 2020, 02:21 PM

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QUOTE(WaCKy-Angel @ Oct 26 2020, 02:19 PM)
Ahh i see...now i get it.
user posted image
So next month i will be doing this can get full RM60 right?
Insurance auto debit - RM300
Boost - RM2200
Double confirm again that Jaya Grocer RM600 spending to get RM60 means i only need this?
Insurance auto debit - RM300
Boost - RM1600
Jaya Groder - RM600
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Technically should work for both. thumbsup.gif
GrumpyNooby
post Oct 27 2020, 04:28 PM

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QUOTE(beebee1314 @ Oct 27 2020, 04:27 PM)
Hi all. How's the SCB cash back post-bigpay 1k topup. Lol. Just curious if anyone still using the card. For me, I've stopped. Lol. Gonna cancel it.
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Can still use BigPay with debit cards campaign.

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