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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Nov 2 2020, 04:49 PM

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QUOTE(jiaen0509 @ Nov 2 2020, 04:46 PM)
Anyone apply the smart card? Or plan to get one?
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I rather waste my time to apply for Affin Duo rather than this.
I don't even use any of those digital entertainment service providers at all.

The 30% cash back campaign for e-wallets category is capped at RM 15 per month.
GrumpyNooby
post Nov 2 2020, 08:41 PM

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QUOTE(key91 @ Nov 2 2020, 08:36 PM)
Seems like there’s someone who get the RM500 already sad.gif

Just need to keep waiting then..

Btw, is SC card more attractive or Affin Duo?
For SC JOP, spend RM2500 and get RM60cb, but AffinDuo spend RM2,667 and get RM80cb right ?
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All 3 cash back cards from SC has min spending requirement to meet first.
The existing 2 cash back cards has tiered based spending requirement.
Lastly, JOP has categories based spending requirement which divided into online/e-commerce (capped at RM 30), and non-online/commerce.

Is the above complicated compared to Affin Duo (Visa)?
GrumpyNooby
post Nov 5 2020, 12:41 PM

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QUOTE(majorarmstrong @ Nov 5 2020, 12:39 PM)
i read and still dont get it on the SMART CARD by SCB
i read and read so this is what i know:
there is 2 category of cashback:

Category 1 is where you need to spend RM1k then you can get 6% on Astro, Joox, iQIYI, Netflix, Playstation, Spotify, Steam. Cashback is capped at RM20 per month

Category 2 is Shopping (lazada, zalora and shopee), ewallet (boost, grab and tng) and travel cap at RM80 and i dont need to meet the minimum spending of RM1k i still can get 30% is that correct?

Or i need to minimum meet RM1k spending in order to qualify for cashback?
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Got Category 1 (card benefit cash back): Yes, you need to spend min of RM 1k.
GrumpyNooby
post Nov 6 2020, 07:46 PM

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QUOTE(taiping... @ Nov 6 2020, 07:32 PM)
I hav rm2k spend on bigpay on 3rd oct

The CB is not in yet. I wonder when will it be in?

user posted image
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After mid of this month, pal!

This post has been edited by GrumpyNooby: Nov 6 2020, 07:48 PM
GrumpyNooby
post Nov 6 2020, 07:49 PM

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QUOTE(taiping... @ Nov 6 2020, 07:48 PM)
Its already the following month. U mean it will take 2 months?
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Edited ... read wrongly.

The earliest is starting mid of this month.

GrumpyNooby
post Nov 6 2020, 07:52 PM

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QUOTE(taiping... @ Nov 6 2020, 07:50 PM)
Thanks for the assurance
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First of November hasn't ended yet.
They allow late posting.
GrumpyNooby
post Nov 6 2020, 07:56 PM

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QUOTE(taiping... @ Nov 6 2020, 07:54 PM)
Noted.. thanks for the info

I tot ive been doing it wrong 😅
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Here're the dates for JOP:

For JOP only
Jan: 24th
Feb:19th
Mar: 25th
Apr: 18th
May: 23rd
Jun: 24th
Jul: 24th
Aug: 18th
Sept: 25th
Oct: 23rd

For LFC, it's either 1/2 days earlier or later.

*Just for a reference only.

This post has been edited by GrumpyNooby: Nov 6 2020, 07:56 PM
GrumpyNooby
post Nov 6 2020, 08:00 PM

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QUOTE(taiping... @ Nov 6 2020, 07:59 PM)
The odd thing is, my reward for JOP was given 2 weeks ago. But LFC tak da

But its ok, i will continue to wait
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That was for September spending; not October spending.
GrumpyNooby
post Nov 6 2020, 08:47 PM

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QUOTE(cenkudu @ Nov 6 2020, 08:45 PM)
is insurance counted for cashback for SCB liverpool card?
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Obviously no.

*Petrol and insurance transactions are not applicable for cashback, but count towards the minimum retail spend amount.
https://www.sc.com/my/credit-cards/liverpool-fc-cashback/


This post has been edited by GrumpyNooby: Nov 6 2020, 08:48 PM
GrumpyNooby
post Nov 10 2020, 01:53 PM

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QUOTE(enterthefatdragon @ Nov 10 2020, 10:25 AM)
Shopee and Lazada Spend RM 150 above and RM 20 off using SCB cards

only using Shopee or Lazada app?
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Offer: RM20 off with min spend RM150, cap at 4,500 transactions.
Offer is valid with a minimum spend of RM150 and above in a single order transaction for purchase at Shopee Mobile App only.

Offer: 11% off with min RM150 spend at Lazada App with Standard Chartered credit cards.
Offer is valid with a minimum spend of RM150 on the total nett purchase price of your purchase in a single transaction (exclusive of shipping/courier charges) made using Lazada App only.

https://av.sc.com/my/content/docs/eleven-eleven-bonanza.pdf


GrumpyNooby
post Nov 12 2020, 08:50 PM

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So, who gets and is using the new Smart credit card?
GrumpyNooby
post Nov 13 2020, 02:59 PM

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QUOTE(enterthefatdragon @ Nov 13 2020, 02:58 PM)
top up rm 100 and get rm 10 CB??
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Yes.
GrumpyNooby
post Nov 13 2020, 10:42 PM

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QUOTE(triple c @ Nov 13 2020, 10:40 PM)
Did u try on lhdn using JOP?  Is it counted in total spending of 2500 for JOP.?
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Yes
GrumpyNooby
post Nov 15 2020, 05:52 PM

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QUOTE(annoymous1234 @ Nov 15 2020, 05:50 PM)
anyone understand how does the CB for JustOne Platinum MasterCard works? Say I spend RM1500 per month, cashback is 10%, but monthly capped at RM28. that means it's not actually 10%, right? RM1500 of 10% should be RM150
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Capped at RM 28. 10% cash back is for transactions made at eligible categories.

user posted image

https://www.sc.com/my/credit-cards/justone-...num-mastercard/

This post has been edited by GrumpyNooby: Nov 15 2020, 06:12 PM
GrumpyNooby
post Nov 15 2020, 08:21 PM

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QUOTE(rooneybeckham @ Nov 15 2020, 08:18 PM)
Hi, might be out of topic, how to do payment to COC plus? I use PB online transfer, the transfer type is under "fund transfer" or "Loan Payment" ya?
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How does the COC Plus is being billed?
If it goes back to your credit card, then pay to the same credit card number.

GrumpyNooby
post Nov 18 2020, 01:33 PM

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QUOTE(ChiaW3n @ Nov 18 2020, 01:30 PM)
Ya next round is the last ady!
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You would never that they could extend or create an entirely new campaign. biggrin.gif

This post has been edited by GrumpyNooby: Nov 18 2020, 01:34 PM
GrumpyNooby
post Nov 18 2020, 01:38 PM

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Who won?

Congratulations to our customers on winning RM2000 Cash as part of our Standard Chartered #CashBonanza Sweepstake Flash Deal held from 21 July - 24 July 2020.
If your name’s on the list, kindly check your inbox (spam or junk folders, too), or your text messages for more info on how to redeem this gift.



user posted image

https://media.ringgitplus.com/pdf/SCBK%20-%...BW50hc27jE0ww-w

This post has been edited by GrumpyNooby: Nov 18 2020, 01:42 PM
GrumpyNooby
post Nov 18 2020, 06:24 PM

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QUOTE(wjleong15 @ Nov 18 2020, 05:36 PM)
I will still keep LFC to utilize 1k monthly to earn 1% bonus interest for privilagesaver account
monthly transfer 3k earn 1.5% bonus interest
base 0.1%
total 2.6% interest for the savings account
which is much better than putting the money in FD
although 1k in LFC just earn 20cb while affinduo give 30 cb (10 bucks different)
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I'm in the same dilemma as you whether to maintain JOP just for the sake of extra 1% card spend bonus interest by PSA.
GrumpyNooby
post Nov 18 2020, 07:45 PM

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QUOTE(wjleong15 @ Nov 18 2020, 07:44 PM)
Why not LFC which 1k give you 20 but JOP only give you 12
hmm.gif
really subject to your spending pattern and how you use your PSA
I put all my cash into PSA and set scheduled payment instruction to pay my cc on or a day before due date
Whenever I want to withdraw cash from other bank ATM
I only do instant transfer from PSA to other banks
then withdraw (sometimes may be few hundred balance sometimes no)

I usually topup to bp 1k then withdraw out get 999.50 to maintain 1k usage
whistling.gif
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I don't have LFC.
GrumpyNooby
post Nov 19 2020, 09:17 AM

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QUOTE(WaCKy-Angel @ Nov 19 2020, 09:13 AM)
My JOP first statement just out yesterday and cashback is RM0

Any idea why?

CASHBACK BALANCE
Cashback Brought Forward 0.00
Cashback Earned 0.00
Cashback Used and/or Expired 0.00
Cashback Available 0.00
Btw i tried to use the CHAT button on SC app but it just doesnt load. it worked now lol
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For last month spending, the cash back is not ready for redemption.

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