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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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GrumpyNooby
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Oct 28 2020, 10:25 AM
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QUOTE(123azerty @ Oct 28 2020, 10:24 AM) Hi sifus, I am still trying to figure out the cashback.. I spent 2.5k (rm270 on autobill and remaining on online) previous statement month, my cashback is only RM28... Is the 2.5k spending on calendar month or statement month..?Thanks a lot! Calendar month
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GrumpyNooby
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Oct 28 2020, 10:47 AM
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QUOTE(AronC @ Oct 28 2020, 10:45 AM) Hello sifus. I just got my new SC Liverpool FC card. 2 questions here:- 1) As long as I spend RM2,000 per month, I will get RM50? Does it have to be RM2,001 or something? I top up RM2,000 into various e-wallets. 2) When will this be credited to "My Rewards" on the application? Do you know the timeline on this? 1) Yes. As long as spending within the calendar month and doesn't fall into exclusions. 2) By mid of the following month.
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GrumpyNooby
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Oct 28 2020, 06:24 PM
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QUOTE(kkdavelim @ Oct 28 2020, 06:22 PM) You guys might be disappointed the new card.   RM 20 cash back per month with min spending of RM 1k  Thanks for sharing! This post has been edited by GrumpyNooby: Oct 28 2020, 06:33 PM
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GrumpyNooby
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Oct 28 2020, 06:33 PM
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QUOTE(_kilakila_ @ Oct 28 2020, 06:30 PM) The first picture max cap is rm80? That is a campaign for spending at the designated online merchant and it's FCFS; not Smart card benefit cash back.
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GrumpyNooby
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Oct 28 2020, 06:39 PM
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QUOTE(_kilakila_ @ Oct 28 2020, 06:37 PM) oh god who spend rm1000 for online streaming service i only use netlifx rm55 + rm15 spotify per month - RM3.60 CB IF i spent more than RM1000  Gosh ... if only limited to online entertainment service provider, that will be so niche market. QUOTE(_kilakila_ @ Oct 28 2020, 06:38 PM) Where can i find this campaign? Not out yet. That snapshot could be from internal circulation by his/her banker. This post has been edited by GrumpyNooby: Oct 28 2020, 06:41 PM
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GrumpyNooby
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Oct 30 2020, 01:13 PM
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QUOTE(jiaen0509 @ Oct 30 2020, 01:03 PM) 1) At least RM50 on 'Shopping' and 'e-wallet' to earn RM15 for the category respectively. and at least RM166.67 in the 'Travel' category to earn RM50 cashback. Total RM80.00 2) Cashback NOT GUARANTEE FCFS. Don't understand another spend RM1000 get 6% and capped RM20. Different category? Mean you need to spend min RM 1,000.00 to activate/eligible for the cashback.
2% CB. hahaMy wild guess is that this supposed to be Smart card benefit cash back.
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GrumpyNooby
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Oct 30 2020, 01:29 PM
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QUOTE(jiaen0509 @ Oct 30 2020, 01:24 PM) Might be special promotion to attract you apply the card. Just want two more days will reveal I won't so optimistic over the new Smart card.
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GrumpyNooby
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Oct 30 2020, 01:35 PM
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QUOTE(wjleong15 @ Oct 30 2020, 01:32 PM) So it's Smart card card feature cash back right? Not acquisition or promotional campaign cash back.
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GrumpyNooby
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Oct 30 2020, 04:16 PM
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QUOTE(jiaen0509 @ Oct 30 2020, 04:12 PM) The annual fee for a Principal Smart credit card is RM120.00Alamak! I spend RM1,000 per month for RM20.00 capped CashBack. RM12,000.00 annual for RM 240.00 cashback. Need to pay a RM120.00 annual fee if did not meet the conditions for the annual fee waiver... and SST RM25.00 haha Well, you cannot be always smarter than (outsmart) the bank. Meanwhile, on other news: StanChart third-quarter profit slides, but beats estimates on improving loan loss outlookLink: https://www.channelnewsasia.com/news/busine...utlook-13404230This post has been edited by GrumpyNooby: Oct 30 2020, 04:47 PM
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GrumpyNooby
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Oct 31 2020, 02:09 PM
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QUOTE(_kilakila_ @ Oct 31 2020, 01:50 PM) The issue is I don't have other items to spend based on their category. I don't play PS4 and will never spend too just to get RM 20 CB. Also, I rarely use JOP and Liverpool card. All their cards have to spend at least 1k to get less than promised CB. Unless I have big amount to buy in that particular month, I'll not use SC card in my daily life. But nobody is forcing to apply for the new card.
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GrumpyNooby
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Nov 1 2020, 12:40 AM
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QUOTE(casper1 @ Oct 31 2020, 10:54 PM) Hi guys, i'm new to Liverpool card... i'm sure it was mentioned some where and i tried the search but could you still help me the following? 1. When cash reward will appear in my rewords? 2. how to withdraw or use the cash reward? Thanks!!! 1. Current calendar month spending will appear by mid of next calendar month 2. Cash back to statement
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GrumpyNooby
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Nov 1 2020, 08:52 AM
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QUOTE(WaCKy-Angel @ Nov 1 2020, 03:50 AM) Anyone JOP going to sapu RM60 for Jaya Grocer? Im thinking to topup TnG but then i rarely use toll nowadays. Campaingn pool only RM30000 that means only first 500 card holder that accumulate RM600 spending. Why need to squeeze your head over something that you don't really need/use? FOMO/FOLO syndrome?
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GrumpyNooby
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Nov 1 2020, 11:17 AM
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QUOTE(revolution @ Nov 1 2020, 11:14 AM) Grab voucher 1 person can redeem once only? 1 per Grab account per calendar month
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GrumpyNooby
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Nov 1 2020, 03:34 PM
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QUOTE(taiping... @ Nov 1 2020, 03:25 PM) Hmm.. dive just top up rm100 and got rm10 reward How do I see where is the reward? And how do I use the reward? Sorry noob questions Under Rewards in the Account tab. Only can be used for scan & pay transactions.
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GrumpyNooby
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Nov 1 2020, 03:46 PM
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QUOTE(WaCKy-Angel @ Nov 1 2020, 03:45 PM) Seriously i believe its Boost problem with SCB OTP page. Just tried to topup Boost again rolling rolling.. Tried at FoodPanda first try no problem, immediately try topup Boost and again rolling rolling rolling LOL waiting whether got ppl want to convince me to jump the gun or not Why need other person to convince? It's your money to fork out for the campaign not others. This post has been edited by GrumpyNooby: Nov 1 2020, 03:47 PM
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GrumpyNooby
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Nov 2 2020, 09:49 AM
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QUOTE(enterthefatdragon @ Nov 2 2020, 09:44 AM) rarely use Grab Pay but for the RM 10 voucher... Meaning?
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GrumpyNooby
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Nov 2 2020, 10:05 AM
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QUOTE(enterthefatdragon @ Nov 2 2020, 10:05 AM) top-up RM 100 into Grab pay... i normally use TnG and Boost only  The RM 10 voucher got expiry date.
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GrumpyNooby
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Nov 2 2020, 10:40 AM
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 Smart Credit Card product page is ready at SC portal: https://www.sc.com/my/credit-cards/smart-credit-card/Smart Credit Card T&C: https://av.sc.com/my/content/docs/my-client...credit-card.pdfSign Up Gifts Sign Up Gifts T&C: https://av.sc.com/my/content/docs/digital-c...ne-campaign.pdf30% CASHBACK LAUNCH OFFEREarn up to RM80 cashback a month for your first 6 months.  30% cashback campaign T&C: https://av.sc.com/my/content/docs/smart-cre...-conditions.pdfThis post has been edited by GrumpyNooby: Nov 2 2020, 10:46 AM
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GrumpyNooby
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Nov 2 2020, 10:52 AM
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QUOTE(pisang @ Nov 2 2020, 10:50 AM) thank you for the info. i went thru the T&C and it does not specify 'new to bank customers'. So i guess this promo is opened for both new and existing customers. for the sign up gift, RM200 vs Mi Earbud. Which one is better?  I want cash back for sure.
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GrumpyNooby
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Nov 2 2020, 12:16 PM
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QUOTE(k2017 @ Nov 2 2020, 11:53 AM) Too bad it’s still only for new customers Luckily has no interest over the new card.
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