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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Sep 28 2020, 09:14 PM

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QUOTE(kani @ Sep 28 2020, 09:14 PM)
Hi would like to ask regarding JOP card, how do I be eligible for the RM 60 cashback if I spend 2500 per month?

For example if online is capped at RM 30 at 15% would it mean RM 200 on online spending and the remaining RM 2200 has to be from Petrol, Autobill and Others?
*
Refer to the infamous diagram below:

user posted image
GrumpyNooby
post Sep 29 2020, 07:03 AM

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QUOTE(kani @ Sep 28 2020, 10:30 PM)
Hmm I tot the cashback for online is cap at 30 with 15% wouldnt that mean can spend only 200 on online and the 2300 on others ?
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Won't matter as long as you did hit min spending requirement of RM 2500 in any combination in the diagram:

user posted image

His spending is:

RM 2300 for online -> RM 30 cash back
RM 200 for petrol -> RM 30 cash back.

Total: RM 60 cash back per month
GrumpyNooby
post Sep 29 2020, 03:21 PM

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QUOTE(michealelsie @ Sep 29 2020, 03:13 PM)
For the JOP cashback criteria, it follows calendar month right, not statement cycle right? Meaning from 1-Sep-2020 to 30-Sep-2020.

For instance this month total spending is 2000:

Online 1100
Fuel 10
Retail 990

Then the total cashback will be  32.98

Online 1100 x 10% = 110 (capped at 30)
Fuel 10 x 10% = 1
Retail 990 x 0.2% = 1.98

Correct me if i'm wrong.

Too bad my car full tank ald....cannot pump for petrol anymore.
*
Since total month spending is below 2500, your cash back is capped at RM 28.
GrumpyNooby
post Sep 29 2020, 07:36 PM

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QUOTE(eternity4av @ Sep 29 2020, 07:23 PM)
hi senior, this is purely for discussions, say M2C rewards RM50 CB with RM1k spends, which translates to 5%

with JOP, we will only getting RM60 with RM2.5k spends, do correct me if I'm wrong IINM, it around 2.4%, won't DUO will be a better bet, which easier to manage?
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M2C AMEX acceptance is deteriorating and limited to weekends only.
GrumpyNooby
post Sep 30 2020, 04:45 PM

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SC Mobile (MY) app for Android got update!

QUOTE
- Starting from 1st October till end of the year, perform eligible transactions or login to SC Mobile and stand a chance to win cash prizes up to RM20,000. Update to the latest version now and enable Inbox Notification to participate
- General bug fixes


This post has been edited by GrumpyNooby: Sep 30 2020, 04:46 PM
GrumpyNooby
post Oct 1 2020, 07:17 AM

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QUOTE(eternity4av @ Oct 1 2020, 07:15 AM)
got it as well at 7.15am, we can only do it this once right?
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RM10 Grab Merchant Vouchers upon top up of GrabPay e-Wallet
5. RM10 Grab Merchant Vouchers is limited to 1 transaction per month per Grab user.

https://www.sc.com/my/promotions/grabdeals/

This post has been edited by GrumpyNooby: Oct 1 2020, 07:19 AM
GrumpyNooby
post Oct 1 2020, 08:14 AM

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QUOTE(optional1988 @ Oct 1 2020, 08:14 AM)
Hi all sifu, spend using LFC to get cashback is based on calendar month? Means today I can spend RM 2000 to get RM 20 cashback? Thanks.
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Calendar month
GrumpyNooby
post Oct 2 2020, 06:56 AM

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QUOTE(kani @ Oct 1 2020, 11:13 PM)
Wanna ask if I pay TNB bill via the app with my liverpool card am i still eligible for the cashback from liverpool ?
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Yes, as long as you're not using JomPay.
Pay at Kedai Tenaga, TNB portal or myTNB app.
GrumpyNooby
post Oct 2 2020, 10:19 AM

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QUOTE(kani @ Oct 2 2020, 10:08 AM)
Thanks for the reply. Does it apply for JOP card as well to get cash back from tnb payment ?
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It should too.
With JOP, if you opt in for auto-debit for TNB, you should be getting cash back as well.
GrumpyNooby
post Oct 5 2020, 09:39 AM

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QUOTE(kani @ Oct 5 2020, 09:30 AM)
Hi wanna ask do i get cashback for online payment to goverment body (for assessment) with my liverpool card ?

If no cashback does it count into minimum amount spend if i pay to goverment body?
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Based on LFC T&C:

QUOTE
We give you Cashback in the following situations:
(a) 0.2% Cashback on your Cashback transactions when you spend less than RM1000 per month in retail purchases (local and international) on your Liverpool FC Cashback credit card as shown in your credit card statement, subject to a cap of RM2 per month;
(b) 2% Cashback on your Cashback transactions when you spend a minimum of RM1000 but less than RM2000 per month in retail purchases (local and international) on your Liverpool FC Cashback credit card as shown in your credit card statement, subject to a cap of RM 20 per month;
© 5% Cashback on your Cashback transactions when you spend a minimum of RM2000 or more per month in retail purchases (local and international) on your Liverpool FC Cashback credit card as shown in your credit card statement, subject to a cap of RM 50 per month.

Retail Purchases EXCLUDES the following transactions:
(a) Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
(b) Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
© Government service tax and any other taxes imposed by law;
(d) Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;

(e) Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
(f) Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions.

https://av.sc.com/my/content/docs/my-client...credit-card.pdf


I think no cash back and not included into min amount spending.

This post has been edited by GrumpyNooby: Oct 5 2020, 09:40 AM
GrumpyNooby
post Oct 5 2020, 08:44 PM

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Conversion of selected Visa Rewards Platinum Credit Cards effective 1 November 2020

Kindly be informed that effective 1 November 2020, credit cardholders holding Visa Rewards Platinum credit cards with credit card number starting 450935 will have their credit card converted to Standard Chartered Smart credit card, with revised benefits.

We will reach out to the affected credit cardholders via email or SMS for more detailed information on the conversion.

If you are not agreeable to the conversion, please reach out to us at www.sc.com/my and click to chat. You can choose any other type(s) of credit card that we are offering that would be suitable for your needs. If you do not reach out to us to close your Visa Rewards Platinum credit card account before 1st November 2020 we will proceed with the conversion.

We appreciate your continuous support with Standard Chartered Bank as your banking partner.

https://av.sc.com/my/content/docs/conversio...atinum-card.pdf
GrumpyNooby
post Oct 5 2020, 09:29 PM

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QUOTE(jiaen0509 @ Oct 5 2020, 09:26 PM)
Standard Chartered Smart credit card is a new credit card?
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Where you see this?
Couldn't find in SC Malaysia portal.
GrumpyNooby
post Oct 9 2020, 09:52 AM

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QUOTE(edmond940403 @ Oct 9 2020, 09:49 AM)
Where do you get this info? Selected cardholder only, mean its not open for public to apply?
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QUOTE(GrumpyNooby @ Oct 5 2020, 08:44 PM)
Conversion of selected Visa Rewards Platinum Credit Cards effective 1 November 2020

Kindly be informed that effective 1 November 2020, credit cardholders holding Visa Rewards Platinum credit cards with credit card number starting 450935 will have their credit card converted to Standard Chartered Smart credit card, with revised benefits.

We will reach out to the affected credit cardholders via email or SMS for more detailed information on the conversion.

If you are not agreeable to the conversion, please reach out to us at www.sc.com/my and click to chat. You can choose any other type(s) of credit card that we are offering that would be suitable for your needs. If you do not reach out to us to close your Visa Rewards Platinum credit card account before 1st November 2020 we will proceed with the conversion.

We appreciate your continuous support with Standard Chartered Bank as your banking partner.

https://av.sc.com/my/content/docs/conversio...atinum-card.pdf
*
This post has been edited by GrumpyNooby: Oct 9 2020, 09:53 AM
GrumpyNooby
post Oct 9 2020, 06:10 PM

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Revision of Standard Chartered Priority Dining Privilege Campaign Terms and Conditions effective 1 November 2020.

Please take note, effective 1 November 2020, Standard Chartered Priority Dining Privilege Campaign Terms and Conditions (50% Fine Dining Cashback programme) will be revised as follows:

Clause 5:
Eligible Cardholders will be rewarded with 50% cashback in the manner set out below:-

Original Clause:
(b) For selected partners outlet, qualified Transaction made by the Eligible Cardholder will enjoy 50% cashback of the transaction value, subject to a maximum capping of RM400 cashback per transaction.

Revised Clause:
(b) For selected partners outlet, qualified Transaction made by the Eligible Cardholder with minimum spend of RM250 in a single transaction to enjoy 50% cashback of the transaction value, subject to a maximum capping of RM400 cashback per transaction.

Please refer to the full revised Terms and Conditions of Priority Dining Privilege Campaign as follows:
https://av.sc.com/my/content/docs/priority-...-conditions.pdf

https://av.sc.com/my/content/docs/revision-...ampaign-tcs.pdf
GrumpyNooby
post Oct 10 2020, 12:05 AM

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QUOTE(turbopips @ Oct 10 2020, 12:04 AM)
Hi all,
Would like to ask if JomPay or payment to DBKL will contribute towards the Rm2000 retail spend for liverpool card?
Thank you
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No.

QUOTE
Retail Purchases EXCLUDES the following transactions:
(a) Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
(b) Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
© Government service tax and any other taxes imposed by law;
(d) Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
(e) Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
(f) Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions.


This post has been edited by GrumpyNooby: Oct 10 2020, 12:06 AM
GrumpyNooby
post Oct 10 2020, 12:10 AM

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QUOTE(turbopips @ Oct 10 2020, 12:09 AM)
Ah... thanks for that clarification! May i know which credit card or mode of payment has the best rebate for land assessment like DBKL and MBPJ?    blush.gif
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OCBC credit cards.
Otherwise, use proxy like e-wallets.

This post has been edited by GrumpyNooby: Oct 10 2020, 12:10 AM
GrumpyNooby
post Oct 11 2020, 01:29 PM

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QUOTE(weiseang72 @ Oct 11 2020, 01:28 PM)
for insurance payment cash back

JusOne - yes
Liverpool - no

am I right?
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Yes.
GrumpyNooby
post Oct 11 2020, 02:11 PM

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QUOTE(jasontoh @ Oct 11 2020, 02:03 PM)
What about bill payment? Is it included in the retail calculation?
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Which card?
Which bill since bill payment is so wide?
Which channel?
GrumpyNooby
post Oct 11 2020, 03:08 PM

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QUOTE(jasontoh @ Oct 11 2020, 02:58 PM)
Some from JomPay and FPX, consider as retail purchase? For both cards.
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LFC Exclusions:
QUOTE
Retail Purchases EXCLUDES the following transactions:
(a) Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
(b) Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
© Government service tax and any other taxes imposed by law;
(d) Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
(e) Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
(f) Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions.

https://av.sc.com/my/content/docs/my-client...credit-card.pdf


JOP Exclusions:
QUOTE
Retail purchases EXCLUDES the following transactions:
i. Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
ii. Balances products including but not limited to Balance Transfers, Balance Transfers Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
iii. Government service tax and other taxes imposed by law;
iv. DuitNow QR transactions
v. Casino transactions (transactions with MCC 7995/ 4829/ 6051).

https://av.sc.com/my/content/docs/my-client...credit-card.pdf


This post has been edited by GrumpyNooby: Oct 11 2020, 03:09 PM
GrumpyNooby
post Oct 12 2020, 12:04 PM

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QUOTE(123azerty @ Oct 12 2020, 12:03 PM)
Hi all!

When would the cashback be credited into 360Rewards? My statement date is on the 7th but I have yet to see anything on my 360rewards..
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You need to redeem from 360rewards page.
Both LFC and JOP cash back for September spending is not ready for redemption yet.

QUOTE
We will credit the amount of the Cashback to your credit card account or any other account we designate within the 60 days after the end of the relevant transaction months. All Cashback earned will not be automatically credited in the form of cash to your account. Cashback earned will only be redeemable via https://360rewards.standardchartered.com/my. Please refer to the Cashback Programme terms in the Rewards Terms.

https://av.sc.com/my/content/docs/my-client...credit-card.pdf
This post has been edited by GrumpyNooby: Oct 12 2020, 12:14 PM

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