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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Jul 3 2019, 12:19 PM

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QUOTE(skty @ Jul 3 2019, 12:17 PM)
so where can top up TNG with MCC 5541 or 5542?

anyone know?
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5542 would be great!
cybpsych
post Jul 3 2019, 12:29 PM

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QUOTE(skty @ Jul 3 2019, 12:20 PM)
you never know.  brows.gif

who knows later come out a machine attached at the kiosk that allow self top up TNG hahahahahaha  rclxs0.gif
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good.

discuss further once we get to try it.
cybpsych
post Jul 3 2019, 01:59 PM

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QUOTE(klsooo @ Jul 3 2019, 01:15 PM)
Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
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general idea

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cybpsych
post Jul 3 2019, 02:51 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 02:39 PM)
sorry unker dont underrstand digram and the "claus" read 5 times also dont get it
the diagram keep saying not eligible x 3 times and only the first line eligible
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no need crack your head if dont understand.

just ignore it smile.gif
cybpsych
post Jul 4 2019, 10:50 AM

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QUOTE(TongCN @ Jul 4 2019, 10:24 AM)
Meaning anything for MONTH OF JULY transactions must be appear before 7th August for them to calculate, right ?
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think this way.

if transaction is NOT POSTED, how would they (SCB) count?

so, scb is giving a cutoff timeline to begin calculate the cb.


posted transaction = final, settled transaction = if any refund/dispute, standard chargeback process applies (long process)

unposted transaction = not final = any dispute/refund/void can be triggered quickly without the long cycle.
cybpsych
post Jul 4 2019, 10:57 AM

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QUOTE(TongCN @ Jul 4 2019, 10:54 AM)
Yea, just an extra buffer for us and them to calculate the cash back.

But they also no mention actual cut off period so from the clause i will think as by monthly which is "8th to 7th"
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make it simple lor.

dont spend last 2-3 days of the month biggrin.gif
cybpsych
post Jul 4 2019, 11:24 AM

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QUOTE(TongCN @ Jul 4 2019, 11:20 AM)
Yea, spend within mid month to get peace of mind

My initial thought is to rugi for July portion as i thought must die die before 1st week of July.
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most just read 1 clause at a time.

scb updated 2 clauses that are both inter-related. they are more specific on when to calculate and how to treat cross-month posting.

// 2. CashBack will be calculated at the first week of the following month and will be credited your credit card account or any other account we designate within the 60 days after the end of the relevant transaction months.

3. Transactions must be posted within the first week of the following month to be eligible for meeting the minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the merchant. The Bank will not be held responsible for late posting. //

cybpsych
post Jul 4 2019, 11:30 AM

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QUOTE(TongCN @ Jul 4 2019, 11:25 AM)
Yes, the 3rd one confused me actually, which i will have a mindset of 30 days / 1 month provision only where as in this case like u guys explained - 30+ 7 days.
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which also indirectly means we wont be getting the previous month's cashback early within 1st week laugh.gif

7 May cb which was unusually early sweat.gif
cybpsych
post Jul 5 2019, 10:47 AM

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QUOTE(tan_aniki @ Jul 5 2019, 10:37 AM)
https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

3. Transactions must be posted within the first week of the following month to be eligible for meeting the
minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the
merchant. The Bank will not be held responsible for late posting.

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read half-half


note the "meeting the minimum spend stated in Clause 1"? -- go back to Clause 1, all stated spending "per calendar month"

then go back to "Meaning of words" section below the T&C:

"A month is defined as the period which runs from the first day of a particular calendar month to the last
day of that calendar month."


This post has been edited by cybpsych: Jul 5 2019, 10:48 AM
cybpsych
post Jul 5 2019, 10:59 AM

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QUOTE(sendohz @ Jul 5 2019, 10:58 AM)
Lol he succeed in confusing one of the user here.
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baiting

unless proven otherwise, T&C stands
cybpsych
post Jul 5 2019, 11:14 AM

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QUOTE(wilson1149 @ Jul 5 2019, 11:09 AM)
You have 30+ days in a month to do your spending,  why DIE DIE wait until last day last minute to spend and then keep worry about the CB entitlement leh?

why ? why ? why?
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diff ppl, diff spending behavior la

not all can or willing to spend 1000/1500/2500 one-shot anyway.
cybpsych
post Jul 5 2019, 12:37 PM

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QUOTE(skty @ Jul 5 2019, 12:29 PM)
so many posts in SCB i thought what happen again  doh.gif

salute you guys got the energy to reply such post  thumbup.gif
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same case as FCB vs.

now eat popcorn and nasi dagang.
cybpsych
post Jul 6 2019, 11:54 AM

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QUOTE(katejing @ Jul 6 2019, 11:42 AM)
just knew that tnb is considered gov bodies..didnt get cashback for liverpool fc :/
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how did you pay?
cybpsych
post Jul 8 2019, 10:12 AM

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user posted image

[8 – 10 July 2019]HERO GIVEAWAY!

Wanna get that Apple product you've always wanted? We'll help with an RM400 Mac City eVoucher! Get it when you apply and activate your Standard Chartered credit card.

*T&C apply - bit.ly/CCHeroGiveaway
cybpsych
post Jul 8 2019, 10:22 AM

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QUOTE(tan_aniki @ Jul 8 2019, 10:22 AM)
only for hardcore apple fan...
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isnt it obvious? doh.gif
cybpsych
post Jul 8 2019, 02:29 PM

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QUOTE(se800i @ Jul 8 2019, 02:28 PM)
actually LFC got any special requirement like JOP for monthly spent RM 2.5K only extitle to get the highest CC?
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https://www.sc.com/my/credit-cards/liverpool-fc-cashback/
cybpsych
post Jul 9 2019, 08:25 AM

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QUOTE(Michael_Light @ Jul 9 2019, 08:18 AM)
Any freebies for applying liverpool card? Checked shopback, ringgit plus etc doesnt seem to have any promotion for it, only for other cards. sad.gif Except for the referral rewards.
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can try shopback-ringgitplus combo >> https://www.shopback.my/ringgitplus

or

direct from scb website >> Receive an official Liverpool FC Men’s Home Shirt 19/20 when you apply online and spend. Terms and conditions apply.

This post has been edited by cybpsych: Jul 9 2019, 08:27 AM
cybpsych
post Jul 9 2019, 10:56 AM

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QUOTE(wilson1149 @ Jul 9 2019, 10:37 AM)
Not only SCB  laugh.gif
Spy  brows.gif
Yes, Public announcement will release soon.
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thanks for sharing here biggrin.gif

but please put a disclaimer that info is from unofficial/insider source ya. at least we dont jump the gun asking legitimacy of the statement. rclxms.gif
cybpsych
post Jul 10 2019, 10:59 AM

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QUOTE(yahiko @ Jul 10 2019, 10:15 AM)
hi guys

wanna ask:

the current balance is outstanding balance correct?
CURRENT BALANCE: MYR  21.00 DR
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yes, current outstanding
cybpsych
post Jul 10 2019, 01:28 PM

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QUOTE(wilson1149 @ Jul 4 2019, 02:56 PM)
WM card no longer able to access below PPL effective 1st Aug

Airport Lounge
klia2 Plaza Premium Lounge
(Gateway, klia2)

Plaza Premium Lounge
(In Front of Aerotel klia2)

The Green Market
(Departure Level, Public Concourse, klia2)
Good job SCB, keep going to slash benefits.
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out now biggrin.gif

Revision to WorldMiles Credit Card Terms & Conditions

https://av.sc.com/my/content/docs/worldmile...-conditions.pdf

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