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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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cybpsych
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Jul 25 2019, 03:40 PM
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QUOTE(fruitie @ Jul 25 2019, 03:37 PM) Yeah, for local spending. It is not a good card for airmiles redemption. If you are interested in airmiles redemption, look into Maybank2Premier Cards. Check out the respective thread for further details. On another hand, regarding the SST "waiver" I got yesterday, I checked back the screenshots I made and noticed this was mentioned "There is already a remark from the bank that your cards are entitled for the service tax waiver". Apparently, there is such a remark from SCB?  if they built the logic into it, then they can auto-tag it based on certain rules. most crm/billing system can do that, to categorize customer type, certain privilege, priority support, etc. so, when CS checked the card/account, they can "sweep your feet off" with a confident answer
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cybpsych
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Jul 28 2019, 12:07 AM
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QUOTE(teen08 @ Jul 28 2019, 12:06 AM) Thanks. I ask because the t&c states in retail purchases. Not “in all transactions”. retail purchase are those you pay or spend. there are other transactions that are not actual purchases.
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cybpsych
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Jul 28 2019, 11:08 AM
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QUOTE(usingtea @ Jul 28 2019, 09:51 AM) I tried to swipe JOP at few different Petron stations but unsuccessful transaction each time. Is it a known issue ? pin or contactless?
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cybpsych
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Jul 30 2019, 04:31 PM
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QUOTE(usingtea @ Jul 30 2019, 03:15 PM) so far my pin petrol usage works fine. only encounter contactless error, no idea why.
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cybpsych
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Aug 5 2019, 04:02 PM
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cybpsych
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Aug 10 2019, 01:19 PM
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QUOTE(cybpsych @ Jul 11 2019, 11:43 AM) fill in your w x y z total spending = 2500 = 15% cb tier petrol w = 400 x 15% = 60 autobill x = 0 x 15% = 0 online y = 0 x 15% = 0 (capped 30) others z = 2100 x 0.2% = 4.2 total cashback = w + x + y + z = 64.20 ~ capped to 60 earned. *assuming all transactions are not part of exclusion.  QUOTE(Lawrencetn @ Aug 10 2019, 09:18 AM) Hi guys,im new to standardchart jop card.May i know if u guys are monthly top up RM2500 to bigpay or boost to get the max cashback per month?Any advise on how to earn max cashback please?
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cybpsych
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Aug 13 2019, 06:44 AM
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QUOTE(life27 @ Aug 12 2019, 11:18 PM) In that case , why not my next cc just apply sc liverpool FC to get rm50 every month easily compare to JOP... just 1500 to boost then settle lol free rm50 pocket money we want both
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cybpsych
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Aug 14 2019, 12:20 PM
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QUOTE(cloudstrife07 @ Aug 14 2019, 12:18 PM) hi guys, still new to all these cashback thingy. let's say I swipe RM500 for an electronic appliance using LFC card, do I need to wait for the statement to come out then pay the card to receive the cashback, or I can pay the card now and still receive the cashback? payment doesn't affect cashback. cashback is earned from spending.
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cybpsych
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Aug 15 2019, 11:38 AM
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QUOTE(cybpsych @ Jul 16 2019, 12:03 PM) Just One Platinum Bonus Cashback Campaign (15th July 2019 – 30th September 2019)https://av.sc.com/my/content/docs/my-just-o...ck-campaign.pdfThis Campaign is open to principal credit cardholders of Just One Platinum Credit Card issued by the Bank (“JOP Card”), who do not have any current or savings account with the Bank. To participate in the Campaign, Eligible Customers must open a MyDream savings account with the Bank (“Designated Savings Account”) and maintain the minimum Average Daily Balance (“ADB”) as required during the Campaign Period. READ THE T&C THOROUGHLY QUOTE(jefftan4888 @ Aug 15 2019, 11:36 AM) Anyone receives this promo?  been discussed since last month
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cybpsych
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Aug 15 2019, 04:29 PM
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QUOTE(fruitie @ Aug 15 2019, 08:56 AM) ... It used to happen in the past, LFC CB will be released first. QUOTE(sl3ge @ Aug 15 2019, 04:24 PM) Today i check received liverpool card cash back. But jop cash back havnt in? last time both appear in the same day. not necessary since revision of T&C last month, there could be longer time to calculate perhaps.
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cybpsych
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Aug 15 2019, 09:03 PM
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QUOTE(NoNameForMe @ Aug 15 2019, 08:23 PM) Yep. I know it’s in reward page but how about the date reflected in the reward account. Normally it’s after statement date? no fixed date, but usually 2nd-3rd week of the following month; and it does not credit according to your statement date. if your statement date early, you get the cb in your next statement. if your statement date is later of the month, you may get the cb within the same statement.
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cybpsych
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Aug 17 2019, 05:58 PM
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no issues with transactions from early/mid/late of the month. all july transactions eligible for cb.
one of my petrol was even transacted @ 30 July, posted 1 August.
2300 bigpay + 200 petrol (kiosk, counter, tng reload) = 30 + 30 cb
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cybpsych
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Aug 17 2019, 06:26 PM
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QUOTE(kenlui @ Aug 17 2019, 06:22 PM) I only got RM32, 800 for insurance auto debit and 1700 for BP. Doesnt make sense to me. no other transctions in july? which insurance? what are the exact amount?
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cybpsych
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Aug 17 2019, 06:43 PM
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QUOTE(kenlui @ Aug 17 2019, 06:37 PM) Nope. Prudential, 3 separate autobilling which total up to 800. Before the new changes came into effect it was always the same amount of spent. Never missed a single cent of cashback. odd indeed because there was no change in autobill criteria. flag thru their cs to check.
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cybpsych
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Aug 17 2019, 07:40 PM
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QUOTE(desmondk @ Aug 17 2019, 07:40 PM) I think I know where I messed up. For the cashback, the bank capture transaction from 1st to 31st. They are not following the card statement date. Am I right? yes calendar month for transaction to happen QUOTE(JokerAce @ Aug 17 2019, 07:39 PM) From your transaction: Petronas TnG reload 101.00 So spend in petronas counter also consider petrol transaction that eligible cb? I thought that only can swipe in fuel dispenser only eligible for cb  both MCC for kiosk and counter This post has been edited by cybpsych: Aug 17 2019, 07:42 PM
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cybpsych
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Aug 19 2019, 07:53 AM
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 [19 – 21 August 2019] HERO GIVEAWAY! https://www.comparehero.my/credit-card/prom...s/hero-giveawayApply for a Standard Chartered Credit Card through us during this limited Hero Giveaway sign-up period and, after you activate your new card, we’ll send you a Sharp Air Purifier!
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cybpsych
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Aug 19 2019, 06:57 PM
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QUOTE(rojakwhacker @ Aug 19 2019, 06:56 PM) OT: You can reload petronas gift card at petronas counter with credit card?  yes can.
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cybpsych
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Aug 19 2019, 07:04 PM
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QUOTE(rojakwhacker @ Aug 19 2019, 07:03 PM) Alright, thank you. I read from a thread somewhere cannot pay with credit card but only one branch can do it last time. Now i guess already improved.  same location only
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cybpsych
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Aug 19 2019, 09:28 PM
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QUOTE(roarus @ Aug 17 2019, 11:10 AM) I went to the one from Puchong towards TPM There's a list here to refer tested locations in post #1 https://forum.lowyat.net/topic/3757650QUOTE(ohcipala @ Aug 19 2019, 09:27 PM) Mind to share that post which shows the location? Tq be mindful of the 1% surcharge
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cybpsych
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Aug 20 2019, 02:13 PM
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QUOTE(kenlui @ Aug 17 2019, 06:22 PM) I only got RM32, 800 for insurance auto debit and 1700 for BP. Doesnt make sense to me. QUOTE(kenlui @ Aug 17 2019, 06:37 PM) Nope. Prudential, 3 separate autobilling which total up to 800. Before the new changes came into effect it was always the same amount of spent. Never missed a single cent of cashback. QUOTE(Gabriel03 @ Aug 17 2019, 07:34 PM) I have a Pru Autobill and bigpay payment. I got RM 60 in cashback. QUOTE(allen6279 @ Aug 20 2019, 02:09 PM) so probably Prudential one is not entitle for auto-debit CB? This month should be the same then  mixed results from other users too.
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