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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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victorian
post Jun 22 2020, 10:08 PM

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QUOTE(GrumpyNooby @ Jun 22 2020, 10:05 PM)
That is HSBC and this is SC.
My house system needs to operate similarly as your house too?
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You don’t have to comment if you don’t have anything nice to say.

This is a cc forum, not kopitiam.
victorian
post Jun 22 2020, 10:18 PM

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QUOTE(GrumpyNooby @ Jun 22 2020, 10:12 PM)
You're the one who are not listening.
That section that you snapshot is called "Latest Statement Details".
Information for the 3 rows are historical data and will only be updated in the next bill cycle.

As said earlier, you are not getting the house analogy.
Each bank has its own internet banking and accounting system.
Unless HSBC and SC are using similar accounting software and internet banking vendors, the way information is being updated may not similar bank to bank.
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Thanks for the reply, that’s better.

I do understand that different bank has different system, and in no way I should compare HSBC and SC. But I just want to know how do I verify that SC has indeed captured my payment, since it only shows my minimum payment due and not the updated “minimum payment due”.

Sorry if I sound stupid.
victorian
post Jun 22 2020, 10:37 PM

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QUOTE(tan_aniki @ Jun 22 2020, 10:34 PM)
Every bank got their own apps and system, the best i like the most is citibank, they show how much u left to pay for ur current statement, instantly after u made payment etc
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Yea I used HSBC they will send me SMS to notify me on the statement due date.

Maybe this is my first month with SC and hence I’m not notified of this service tax payment.

I think I’ll just make a lump sum payment into the cc, just to be safe in case SC did not register my first payment.
victorian
post Jun 22 2020, 11:04 PM

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QUOTE(mamamia @ Jun 22 2020, 10:39 PM)
Ur credit limit should increase as per ur payment amount
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Yeah just realized that, guess I’ll have to track manually then.

QUOTE(GrumpyNooby @ Jun 22 2020, 10:41 PM)
I still don't understand why are you keep on repeating that SC didn't register your first payment.

Under Unbilled tab, isn't there a credit transaction of RM 25 for your inward DuitNow transfer?

Under Card Information section, isn't the "Current Balance" RM 25 lesser and the "Available Credit Limit" RM 25 more?
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Sorry bro just being a paranoid here. All the balances tally but I’m just afraid that moving forward I’ll forget to clear my balance if I have to track how much I have paid versus statement balance manually.

I don’t want to affect my credit score just because of one month of non payment.

Thanks everyone for answering smile.gif
victorian
post Jun 30 2020, 11:01 PM

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QUOTE(Kelly_frei2020 @ Jun 30 2020, 10:44 PM)
Check this out !
https://www.facebook.com/1379182315629866/p...09809/?vh=e&d=n

Refer friends and family to Standard Chartered credit cards and get up to Rm100 cash back for cards approved and activated smile.gif
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Lol, refer them they get nothing and u get Rm100 only ?

Might as well ask them to apply themselves from RinggitPlus, can get Rm300 voucher
victorian
post Jul 1 2020, 07:36 AM

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Is the rm10 voucher instant? Topped up but didn’t get anything
victorian
post Jul 1 2020, 07:39 AM

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QUOTE(kkdavelim @ Jul 1 2020, 07:37 AM)
Instant and seems no notification. Click under rewards got?
Please do take note same credit card used in 2 grab acc might affect you didn’t get in 1 acc
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Nope first time using this cc for grab. Checked but no reward updated.

I think the removed it slightly after midnight.
victorian
post Jul 1 2020, 07:49 AM

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QUOTE(snowswc @ Jul 1 2020, 07:44 AM)
I just top up at 742am and received the grab voucher.
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Wut I have nothing, anything I missed out?

Attached Image

Attached Image
victorian
post Jul 1 2020, 07:55 AM

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QUOTE(snowswc @ Jul 1 2020, 07:54 AM)
Is this your first time? I joined this campaign before, can’t remember need to register or not.
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Yes first time.
victorian
post Jul 1 2020, 02:29 PM

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QUOTE(lovingforyou @ Jul 1 2020, 01:11 PM)
i top up on 12.26pm just now with my LFC card (not saved) to grab, didnt get any voucher, anything i missed?
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I also didn’t click save after I enter my SC card details, also didn’t get the RM10 voucher. Can this be the reason why?

I already lodge a report in app, see what they reply.
victorian
post Jul 1 2020, 02:33 PM

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QUOTE(lovingforyou @ Jul 1 2020, 02:32 PM)
So we are victim recently.
BTW im first time user being joining these type of campaign.
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No la don’t worry, maybe it’s how they track the users.

I just added my Standard Chartered card to my account and lodge a complain thru the app, hopefully they will give the RM10 voucher.
victorian
post Jul 1 2020, 05:16 PM

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Greetings from Grab.

We sincerely apologize for the frustration your experiencing at the moment.

As per the T&C, you have to link your Standard Chartered Bank account or credit/debit card via the Grab app into your GrabPay Wallet and then, have to top-up your GrabPay Wallet with a minimum of RM100.

Payment must be made using Standard Chartered Bank Malaysia Berhad’s Priority Banking Visa Infinite, WorldMiles World Mastercard, JustOne Platinum, Visa Platinum and Liverpool FC Cashback credit cards to enjoy the offer.
victorian
post Jul 1 2020, 05:21 PM

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QUOTE(weejin2000 @ Jul 1 2020, 05:20 PM)
May I know how to complain thru app, reading googling half an hour also cannot find a button to submit complaint, Only got "Still need help? Call us"
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Submit report somewhere
victorian
post Jul 1 2020, 06:38 PM

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QUOTE(lovingforyou @ Jul 1 2020, 06:27 PM)
I did my top up with standard chartered Liverpool FC
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Need to save card they say
victorian
post Jul 2 2020, 09:38 AM

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Paying SST is ok.. but Annual Fee is too much. Will definitely drop it if no AF waiver
victorian
post Jul 2 2020, 10:40 AM

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QUOTE(ClarenceT @ Jul 2 2020, 10:00 AM)
I beg to differ.

Liverpool MasterCard. Annual Fee RM175
Annual spend: RM2000 x12
Nett CB: RM50 x12 - RM175 - RM25
So RM 400 / RM 24000 = 1.67%

How many CC in Malaysia can give you 1.67% back for general use (excluding Government, petrol)? Still better than HLB Essential, OCBC Titanium, CIMB e-credit etc.

+ Campaign reward/rebate: Grab RM100 to get RM10 coupon, Boost RM100 to get RM10 Boost credit, games RM100 to spin for PTA/RM5/RM10/RM100, Lazada, Lazada Wallet (MasterCard), Shopee, Prestomall, FavePay.
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Sorry bro I’m not high roller like you.

Unless the spending is paid for by your company, imo it’s not worth to spend 2k per month just to hit the ceiling. 2k may be the average spending of a T20 per month but for me it’s very hard to hit unless I force myself.

And spending more just to get cashback is a big no no for me.
victorian
post Jul 2 2020, 08:47 PM

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For the Shopee SCBMON, anyone successfully use it?

On Monday 12.00 am I can apply the voucher code right and pay using standard chartered card?
victorian
post Jul 2 2020, 08:50 PM

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QUOTE(Cookie101 @ Jul 2 2020, 07:04 PM)
Again and again same question.

Did u save your card? No save no get.
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QUOTE(GrumpyNooby @ Jul 2 2020, 08:47 PM)
From Monday 12pm onwards .
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Oh the voucher refreshed on 12 pm ah, the tnc is a bit unclear.

1. Offers are valid from 1 April 2020 till 30 September 2020, unless otherwise stated (every Monday until Friday).
2. Payment must be made through a Standard Chartered Bank Malaysia Berhad credit card to enjoy these offers. (For Shopee only applicable for Standard Chartered Bank Malaysia Berhad Mastercard® credit cards only).
3. Offers are valid with a minimum spend of RM150 in a single transaction.
4. For Shopee, offer is limited to first 100 redemptions every Monday on a first-come, first-served basis and the discount is capped at RM30 per transaction.
Offer is valid for purchases made via Shopee App with promo code: SCBMON.
victorian
post Jul 2 2020, 09:26 PM

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QUOTE(RonaldReads @ Jul 2 2020, 09:17 PM)
Yeah, every Monday 12pm onwards.

You got to be quick tho cause it will likely be fully redeemed within the very first minute.
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Need to claim the voucher first or can just use the SCBMON code ?
victorian
post Jul 2 2020, 11:19 PM

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QUOTE(RonaldReads @ Jul 2 2020, 09:55 PM)
Just use the code straight.

You can try checking out with the code first before 12pm - voucher won't appear in the checkout page until then but will hopefully at least save you some time from typing the code at 12pm instead.
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Alright thanks !

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