Lolz

this type of offer is why working youths are in debt... don't know the actual interest banks earned via such 0% installment

RM111 x 48 = RM5,328 for iPhone 14 (128GB) which retails for RM4,199

anyone apply sc cc recently?
after getting below error msg and received unsuccesful sms...anyone same error?

Apply thru ringgitplus or imoney u can get better reward and higher chance.

Yesterday was my credit card due date and I paid at night which I always do. The only difference is I usually pay at 8.30pm and last night I paid at 9.40pm. Today I checked and I got charged with late payment charges. I chatted with CS and she sent in waiver for me and subject to approval. I told her my payment is within due date and she said there’s a cutoff in their system. I find it ridiculous to penalize customers for this when we still pay within the due date.

I actually suspected something because usually I will receive SMS and email within half an hour after my payment was made but not yesterday. I only received them at 2am. Anyway, it’s not a big deal for me but it’s something SCB should look into.

What trouble? There’s instant payment, that’s the purpose. I never had any issues with payment on due date for all banks. For HLB and SCB, will charge late payment if past due dates. Other banks will have grace period but I don’t do that and will pay on due date.

Looks like many r giving up Simply Cash card which is the most rewarding SCB cc. Indeed it is no longer attractive with  lower 1.6% (40/2500) cb. My AF will be charged in May so time to consider cancelling it too.