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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fruitie
post Nov 21 2016, 09:55 PM

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QUOTE(lilsunflower @ Nov 21 2016, 09:51 PM)
Yeh, I had the same thinking. Best feature is Uber Promo and my last resort to pay aeon via Pos online if I max out the rest.

Nevermind, maybe by the time it's time to apply for SCB again you'll qualify for PBB VS, and can apply for supplementary cards too smile.gif. Hope that day comes soon. It's my most versatile card.
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Yeah, wishful thinking. laugh.gif
I was also thinking of the SCB WorldMiles. Seems good for travelling and 90k p.a., I'm 8+ now and if I add in lap lap zap zap, will reach 9+ in EA form. Not bad right? I believe it also has Uber promo but oh well gotta bid farewell to SCB for this year.
fruitie
post Nov 21 2016, 10:07 PM

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QUOTE(lilsunflower @ Nov 21 2016, 10:00 PM)
Wishing you good luck for next round of increment!! smile.gif.  I remember the feeling when I was younger.

Now that I'm older I qualify for most cards except those invitation only. Will be a long time before I ever get there! But no point also because doesn't seem like those ultra prestige cards have real benefits.. And annual fees are high. If I ever get that rich, maybe I won't be so obsessed counting my cash back.

Anyway, SCB lost a good potential customer!
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laugh.gif Your obsessions over cash back is amazing. sweat.gif

No problem, I was their customer before but I requested them to cancel my card that time. Oops. laugh.gif This time they balas dendam already. laugh.gif Never even wanna call to verify my application. No wonder no news at all. sad.gif
fruitie
post Nov 21 2016, 10:13 PM

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QUOTE(lilsunflower @ Nov 21 2016, 10:11 PM)
I've applied and cancelled and reapplied SCB at least 5 times over the past 8 years haha. Every time I see a good sign up promo, I apply again, and never keep each card for more than a year. And best thing is, everytime I cancel, they offer me retention cashback like RM50. It is amazing.

The best acquisition reward was RM300 cashback... And the lowest was the RM50 TNG plus smartyl tag. My recent application should also be eligible for RM300 again.
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Yes, I applied last time for the RM 300 cash back which I spent for my new Note 3 that time. laugh.gif And company subsidized me RM 800.
When I wanted to cancel, they also gave me RM 50 cash back. laugh.gif
fruitie
post Nov 24 2016, 04:30 PM

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QUOTE(ronron @ Nov 24 2016, 12:04 PM)
spending in calendar month.

example, spending from 1st to 31st of October, the cashback wil appear in HERE around 15th - 30th November.
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QUOTE(CP88 @ Nov 24 2016, 04:20 PM)
Hi fly126, edwardccg

Is the cashback based on calendar month or statement month? Lets say my statement date is on the 8th every month, and I spend 1.5k today (Oct cb), and I'd like to spend another 1.5k on 2nd Nov do I entitle Oct and Nov cb?

Thanks.
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Just answered few posts earlier.
fruitie
post Nov 29 2016, 05:07 PM

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QUOTE(DM3 @ Nov 29 2016, 05:05 PM)
u mean, for regular cb we need to click for redemption?
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Yes, for SCB based on the replies here.
fruitie
post Dec 18 2016, 08:31 PM

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QUOTE(wjtai @ Dec 18 2016, 08:26 PM)
May I know how can we pay u mobile bills through online banking using cc? Cuz center only accept cash payment . Thanks.
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Pay from U Mobile website.
fruitie
post Jan 4 2017, 10:09 PM

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QUOTE(ytan053 @ Jan 4 2017, 05:49 PM)
Lucky me! Paid with Just One Platinum CC for PosOnline and thought it is a gone case since the CB excludes government transaction. End up still receive the CB in full! I spent RM1k+ on flight booking and petrol and RM1.5k on PosOnline (payment to Aeon CC - back in Nov 2016). Sadly this is the first and last time getting CB for PosOnline!
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Well, just pray hard that CC facility will be back for PosOnline. sad.gif It doesn't say it's permanent removal but oh well. sad.gif
fruitie
post Jan 5 2017, 05:16 PM

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QUOTE(fuzzy007 @ Jan 5 2017, 04:08 PM)
got reply from sc, unsucessful application, might because this is the first card I apply
didnt even get any documents from me then kena reject already  rclxms.gif
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Well, at least 3 of them called to inform me that I got rejected. sleep.gif
Asked me to try again in 3 months, I kinda expected it because my CCRIS was affected by PTPTN earlier. laugh.gif
fruitie
post Jan 5 2017, 05:43 PM

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QUOTE(fuzzy007 @ Jan 5 2017, 05:42 PM)
u also register for first card?
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Nah, my 15th card I think. laugh.gif
fruitie
post Jan 5 2017, 06:40 PM

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QUOTE(shaunkL @ Jan 5 2017, 06:22 PM)
Some forumers said that if you having too many credit cards on hand,
it will show on CCRIS also and may affect new card application.
And 1 reason is existing credit limit too high also affect on new card application.

Is it correct?

Cause my SC Credit card approved but OCBC and HL CC being rejected...
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Not sure but most of my cards were approved with no hassle despite I hold more than 10 at one time. smile.gif Just sometimes will be rejected, so appeal or re-apply next time if I really want to. Every bank has different assessment, so just be patient and don't be disappointed if you are rejected. smile.gif
fruitie
post Jan 19 2017, 12:10 AM

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QUOTE(-kytz- @ Jan 18 2017, 11:46 PM)
The *Complimentary RM50 Touch 'n Go & Smart Tag or RM400 Expedia e-Voucher. Exclusive RinggitPlus Offer "

for Standard Chartered Platinum Visa...

Do I have to pay a prorated annual fee should I cancel the card before 1 year?

And for either Platinum Visa or Justone Platinum Master card can't waive annual fee? sad.gif
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First year AF is usually free.
fruitie
post Jan 29 2017, 03:57 PM

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Just noticed my sister has the SCB Cash Back Gold which she hardly uses. sweat.gif I want her to apply WorldMiles World MasterCard as well. Are the benefits extended to supplementary card as well? I'm quite lazy to reapply again, so just wanna her to supp to me instead. tongue.gif


fruitie
post Jan 29 2017, 09:41 PM

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Probably it's because my sister's first card is with SCB when she was first employed 17 years ago, it is quite a generous CL amount I must say. She said it was increased for few times over the year without asking.

Anyway, so nobody knows about my question earlier ya? Looks like I will need to call CS soon...

Later once my own card is approved, then I will get my sister to cancel my supp card. tongue.gif

This post has been edited by fruitie: Jan 29 2017, 09:42 PM
fruitie
post Jan 29 2017, 10:42 PM

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QUOTE(sj0217 @ Jan 29 2017, 10:34 PM)
Hope to get this card too.

Based on my usage, only Plaza Premium Lounge and RM80 taxi, and both benefits only applicable for principle card, but not supp card.

Not sure what is the benefits from this card you looking for ? If above benefits, pretty useless for supp cards then
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Yes, those were what I'm looking at. Then, it's useless for me to be supp-ed. I will apply mine once my CCRIS is in order again as I just did something to my PTPTN payment months ago. I still can wait for this card as I have other cards for PPL and whenever I take taxi is for business trips which is paid by company. So not a big issue for me.

For now I will proceed with supplementary card from my sister for SCB Gold Cash Back as I'm dying for an all rounder card after PosOnline went offline for credit card facility. doh.gif SCB wants me to apply again 3 months later which is after Feb but I need one urgently. laugh.gif It's just too bad that my card will be linked under her SCB account though I have SCB online banking...

This post has been edited by fruitie: Jan 29 2017, 10:45 PM
fruitie
post Jan 31 2017, 01:04 PM

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Can't seem to find supplementary card form, can someone shed some lights here? blush.gif
After I get my supp card, I will stop my sister from using this card. laugh.gif I won't have sufficient time to reapply again as I will be travelling soon and I reckon supp card will be easier and approved faster than principal card.

Wait till I come back only apply again and see if they are willing to approve me this time. dry.gif
fruitie
post Jan 31 2017, 03:58 PM

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QUOTE(fly126 @ Jan 31 2017, 03:52 PM)
Thanks! I found the first link but not second link. rclxms.gif
fruitie
post Feb 3 2017, 12:44 PM

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QUOTE(sms2u @ Feb 3 2017, 10:53 AM)
u apply 2 principal credit card togther?
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It's the promo. Another RM 150 is for auto billing.
fruitie
post Feb 6 2017, 08:23 PM

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Registered supp under my sister. Let's see how long it will approve and send me the card. laugh.gif
fruitie
post Feb 8 2017, 10:47 AM

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Yeah and my sister who doesn't use the card often, maybe once or twice in a year but she has never paid for her AF. She never realised there is AF. laugh.gif
fruitie
post Feb 9 2017, 08:36 PM

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Just to confirm supplementary card of SCB Cash Back Gold is also entitled for cash back though combined with principal right? smile.gif

This month's spending can only redeem cash back by end of next month, correct?

My sis has no plans to use this card and she allows me to maximise it using the supp card. I also wanna use it for Uber rides. laugh.gif

I don't foresee much issue in my supp application and hopefully will be approved before my overseas trip end of this month. Due to time constraint, I don't want to try applying my own one now since rejected 3 months ago.

My first supplementary card since 2010 after I started working. laugh.gif Used to have one when I was studying, supp-ed by my sister. tongue.gif Damn pai seh to use my sis' supp card now though already working for 7 years plus. tongue.gif

This post has been edited by fruitie: Feb 9 2017, 08:37 PM

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