Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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Jul 30 2025, 02:51 AM
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#1241
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
Oh wow, didn’t expect it but at this hour I just received a notification that my Journey card has been removed from my Apple Pay. Logged into the app and the card has been removed too. That’s the end of SCB journey for me after 12 years.
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Jul 30 2025, 11:45 AM
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#1242
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(pepper_mint2 @ Jul 30 2025, 11:41 AM) i cancelled on 21st july as the AF wasnt waived, and saw reversal of the AF that day but till now ya i have yet to receive any call or sms as per they told me via voice chat...i actually just redeemed by cashback redemption this am since the card was still active, so shall just wait and see ....i do hope to get a call that they can waived the annual fees but till now no news... I doubt they will call anymore. My card was closed this morning. |
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Aug 6 2025, 03:42 AM
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#1243
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(ben3003 @ Aug 6 2025, 02:25 AM) I send secure mail asking if they can provide annual fee waiver but they say not sure, only when annual fee charged then can request. But they are no longer interested in doing CC business in Malaysia.But should be no problem if the annual fee charge on that particular month before the statement date, i cancel and they will waive the annual fee right? Provided i paid the statement balance. They say will see my card usage profile. I had been using the card for like 10k per month leh. Suppose they shud give me annual fee waiver lol. |
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Aug 7 2025, 11:08 AM
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#1244
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
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Aug 7 2025, 12:05 PM
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#1245
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(TongCN @ Aug 7 2025, 11:36 AM) Yes, still feeling sad but gotta move on. So don't put any hope for the cancellation trick. I have been getting waiver every year since day 1 but this year no chance at all. Some more I was their Premium customer. |
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Aug 7 2025, 01:38 PM
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#1246
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(TongCN @ Aug 7 2025, 01:29 PM) But do you still have SC card with you ? The Cashback one (previously known as JOP) No more. I cancelled Smart Card first, also no retention then Journey.I still own these 2 card right now TongCN liked this post
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Aug 13 2025, 09:35 PM
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#1247
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(jiaen0509 @ Sep 20 2024, 01:08 PM) QUOTE(patricktoh @ Oct 4 2024, 07:29 AM) I got this notice too. Cut from 90K to 5K. QUOTE(lovelies @ Aug 13 2025, 09:01 PM) I have been SCB credit card holder for almost 10 years. Now, just recently I received email from SCB that my new combine limit is only 11K. It is like 82% cut of my original limit. I have always use the card for some petrol, some groceries purchases, internet bill auto debit and never missed a payment and always repay the card in full. Why out of sudden SC cut my limit? That new limit is basically not quite useful now. Nothing new, it has been happening since last year. SCB is no longer interested in their doing their CC business here in Malaysia. I have been their customer for 12 years and been getting SST rebate and AF waiver every year but this year I didn't get anything and I cancelled my card last month, until now no retention call. My card is already removed from the app and auto-removed from my Apple Pay too. I was tagged under their Premium customer as well yet they didn't retain me.Anyone experiencing same thing? It is quite hard to navigate through their SC phone menu as their menu making us quite difficuly to reach to a human assistant. My advice is to move on from SCB. This post has been edited by fruitie: Aug 13 2025, 09:36 PM synical, HayateAyakasi8, and 1 other liked this post
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Aug 14 2025, 12:52 AM
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#1248
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
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Aug 14 2025, 02:30 AM
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#1249
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(HayateAyakasi8 @ Aug 14 2025, 01:13 AM) Hopefully they don't close shop here. They're the only bank (that I know of) that provides free unlimited withdrawals from any ATM in Malaysia. I think they may follow Citibank’s footsteps to focus on HNWIs. *TnC still applies QUOTE(SourLemons @ Aug 14 2025, 01:19 AM) You still can try, who knows? SourLemons liked this post
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Aug 14 2025, 11:13 AM
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#1250
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(haru20 @ Aug 14 2025, 09:31 AM) for my case i gotten annual fee waiver for my journey card, but SST i still need to pay. Still hold Journey and previous known JOP. Will hold one more year then gauge how. I think only these few months they stopped giving AF waiver etc. Yours was in January right? |
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Aug 14 2025, 01:58 PM
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#1251
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
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Aug 21 2025, 01:14 AM
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#1252
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
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Aug 24 2025, 03:19 PM
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#1253
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(PoisonSoul @ Aug 24 2025, 02:38 PM) Question. I believe you will still need to submit the latest income proof.Does anyone know without submitting documents, can I just request to add another card? Because I was a long time user of SimplyCash and since they raised their minimum annual income to 8k/month for all cards, I can just request to add card right (want to request for Journey) or this only works for MBB? |
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Aug 24 2025, 05:07 PM
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#1254
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(wongmunkeong @ Aug 24 2025, 04:17 PM) i did last time with SCB - was holding their Liverpool card and asked for JOP, given without any Qs. Note - i've other accounts with SCB la but not atas accounts heeh. Similar with other banks like Affin, PB and HLB when i asked for their other cards. Only MBB i havent tried yet If higher tiers, you will need to. This applies to all banks. If you already have the higher tiers cards and apply lower tiers cards later, then you don’t need to. I recalled Liverpool and JOP were same levels anyway. wongmunkeong liked this post
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Sep 17 2025, 05:10 PM
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#1255
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
I logged in to CCRIS to check my other cards and noticed that the SCB line has been completely removed. Luckily, I don't lose out as their cards are no longer attractive. willaw and Skeuomorphic liked this post
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Sep 20 2025, 11:42 AM
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#1256
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Staff
72,815 posts Joined: Sep 2005 From: KUL |
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