yeah, updated LFC T&C >> https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf

To participate in this Campaign, Eligible Customers PAY their Liverpool FC Cashback credit card annual fee of RM175 within the Campaign period. No waiver of annual fee is allowed for Liverpool FC Cashback credit card.

keyword: PAY

there are 2 campaigns for the jersey. yours is acquisition campaign, the other is for paying AF from Nov 2019 onwards.

for acquisition campaign...

// 18. If you do not receive the SMS with the unique code within 90 days from the last day of the card approval month, you must inform us within 120 days from the last day of the card approval month. We will arrange for the unique code to reach you after the bank confirmed that you are an Eligible Customer. //

why? what does the t&c states?

// Fees and charges

Liverpool FC Cashback credit cards that was issued before 1 November 2018:

 The annual fee for principal credit card is RM175. The annual fee for principal credit card will be waived if you made retail purchases of at least RM20,000 per annum on each principal credit card. This program is valid until 31 October 2019. //

some bank treats cashback as payment, some dont.

always tell ppl, regardless of banks, PAY FULL STATEMENT BALANCE/AMOUNT by DUE DATE. simple. rm50/rm85 cashback is not worth the hassle after gotten slapped with interest.

treat the cashback as "deferred gratification". you already earned it, just cannot enjoy immediately. it's still yours.

the earned cashback is left untouched because you need to decide how to use it.

some ppl may want to use the cashback to purchase stuffs in the Rewards page; instead of redeem as cash into credit card.

https://360rewards.standardchartered.com/my

https://www.sc.com/my/promotions/ccq3condotti/

no issue. instant transfer from m2u -> scb cards.

credit limit adjusted.

check later lor

it's for those gotten the card but not using the card (for whatever reasons)

giving 50% cashback is to push these users to start spending.

if you ever read the t&c, max cashback is capped to rm50.

even if u apply, you need to be selected by scb to receive the special sms.

posting date is more accurate as it is considered "final" state.

just wondering, your ibft from which bank and what time was the transfer?


likely from few possibilities...

1) your bank (where ibft was initiated), coincidentally it was having maintenance down time; any outgoing transfer was processed next day?
2) scb, coincidentally it was having maintenance down time; any incoming transfer was processed next day?
3) paynet, routing or recon issue; hence the delay in posting?
4) or certain bank may have cut-off transfer time, even IBFT <-- havent encounter this


so far, my IBFT from m2u -> scb is same day posting; although i havent tried to IBFT exactly on due date since my payment is grouped with other cc due date which is 1-2 days earlier than scb's.

**just did some digging**

all my payments around end of the month has same-day posting, whereas 1 payment instance in early of the month, has next-day posting -- newly applied card, so the statement/due date is not my choice.



This post has been edited by cybpsych: May 24 2019, 11:08 PM

good sharing

approved only. got the card or not?

it got the card/cvv of course can spend this month to quickly grab the cashback.

[28 – 29 MAY 2019] 48-HOUR HERO GIVEAWAY

Apply for a Standard Chartered Credit Card through us, during this limited Hero Giveaway sign-up period and after you activate your new card, we’ll send you an awesome FREE JBL Charge 3 | Waterproof Portable Bluetooth Speaker (worth RM899).

https://www.comparehero.my/credit-card/prom...s/hero-giveaway

seems to be auto triggered

u just count 90 days, then when the time comes, contact CS to check

CompareHero - June Promotion

https://www.comparehero.my/credit-card/promotions

Promotion periods:
Sign-Up Period: 1 – 30 June 2019
Redemption Period: 15 July – 31 October 2019

Promotion eligibility:
You must be at least 21 years old and have a residential address in Peninsular Malaysia.
You must apply for a Standard Chartered credit card via CompareHero.my during the Sign-Up Period.
You must be a New-To-Bank or New-To-Card applicant.

Promotion criteria:
You must get your card approved and activated within 45 days from the end date of the Sign-Up Period.

above

or go hunt those agents in shopping mall, if any

how do you intend to do the topup?

LIVERPOOL FC CASHBACK CREDIT CARD MEMBER GET MEMBER CAMPAIGN 2019 [ SCB | T&Cs ]

Earn RM100 for every friend you successfully refer for a Liverpool FC Cashback card.

Terms and Conditions Excerpts
Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign will run from 1 June 2019 – 31 July 2019.
By submitting your friend’s personal data, you confirm that you have obtained your friend’s consent to provide his/her personal details to the Bank to contact him/her.
The Bank may inform your friend(s) of your personal data (such as Name) for the purpose of this Member Get Member campaign as submitted here and by submitting this referral you have given consent to the Bank to share your personal data to your friend(s).
All the information provided will be kept private and confidential in accordance with our privacy policy.
Details of your friends will not be used for purposes other than the Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign.
Eligible Referrer’s will be rewarded with RM100 for each eligible referred friend (“referee”) when his/her credit card application is successfully approved by 31 August 2019.
The three Eligible Referrers with the most Successful Referral(s) during the campaign period will be entitled to Top Referrer Reward of a Full 1st team signed Liverpool 2018/19 Jersey (one unit for each of the top three Referrers).
Eligible referee is defined as a person with no valid holding of any Standard Chartered Bank Malaysia credit card in the past 6 months from new card approval date.
Please refer to the full Terms and Conditions for the criteria of the referred friends and family to be considered as eligible successfully referral.

This post has been edited by cybpsych: Jun 22 2019, 09:02 AM