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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Mar 24 2019, 10:28 PM

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QUOTE(onnying88 @ Mar 24 2019, 10:12 PM)
Cannot wait til April. Need to get it ASAP.

So spend in e-commerce also fulfilled the rm2500 retail requirement already right?

I’m confuse with the T&C that need rm2500 min retail transaction to entitle 15% cash back. Not sure e-commerce consider retail or not.

By the way Lazada can pay using ewallet+ credit card together in one single transaction?
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retail transaction, not retail stores. don't mix it up.

retail transactions are transactions that you pay/spend using the card.

online category is the channel where the transaction took place. so, e-commerce is online.
cybpsych
post Mar 29 2019, 03:08 PM

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QUOTE(nickcct @ Mar 29 2019, 01:59 PM)
Anyone the cashback to transfer back to credit card rejected? Just got SMS my cashback transfer is rejected.
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use livechat to contact CS and ask the rejection reasons.

QUOTE(patrickchun93 @ Mar 29 2019, 02:28 PM)
For JustOne card, if my monthly spending is above rm2500 regardless of category, I just need to make sure rm600(rm566.67 to be specific) is bigpay to get full cash back (rn85). Is that right?
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yes but the remaining ~rm1900 has to be “Retail purchases” which have exclusions.

read the T&Cs
cybpsych
post Mar 30 2019, 09:01 PM

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QUOTE(bryan_x00 @ Mar 30 2019, 07:08 PM)
helo for the liverpool cash back card, jompay eligible for cash back right?

I know asked before, just want to confirm there is no changes.

Thanks.
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no notification, treat it as status quo
cybpsych
post Apr 3 2019, 08:32 AM

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QUOTE(saitong09 @ Apr 3 2019, 08:28 AM)
1st year no Jersey
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of course no la laugh.gif

user posted image
cybpsych
post Apr 3 2019, 09:03 AM

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user posted image

Spend and Win Winner Announcement [ SCB ]

Congratulations to all winners! Thank you for participating in the Spend and Win Campaign

We’re flying the below 15 lucky winners and their partners to Anfield to watch the Liverpool FC playing live and 1 special winner to the UEFA Champions League Final 2019 in Madrid, courtesy of Mastercard®!

Trip to Anfield to watch Liverpool FC vs. Tottenham Hotspurs F.C
WINNER NAMEID NO.
FAUZIAH BINTI AHMADXXXXXXXX5344
LEE SIEW PENGXXXXXXXX5694
NOOR AZINA BINTI ISMAILXXXXXXXX5348
GAN WEI YAWXXXXXXXX5237
LAI SENG HENGXXXXXXXX5289

Trip to Anfield to watch Liverpool FC vs. Chelsea F.C
WINNER NAMEID NO.
LEONG GIM SUATXXXXXXXX5038
SUHAIBATULASLAMIAH BINTI MUHAMMADXXXXXXXX5008
LAI YOOK CHINGXXXXXXXX5086
NG AI DEEXXXXXXXX5602
ELIA BT HUSEIN AHMAD SALIMXXXXX320G

Trip to Anfield to watch Liverpool FC vs. Huddersfield Town A.F.C
WINNER NAMEID NO.
LEE WEI PENGXXXXXXXX5359
CHRISTOPHER RICHARD ROGERSXXXXX2299
LIM KAH YONGXXXXXXXX5427
OH PHAIK CHOOXXXXXXX5318
KOAY HAN KERNXXXXXXXX5007

Trip to Madrid to watch UEFA Champions League Final Madrid 2019, courtesy of Mastercard®
WINNER NAMEID NO.
CHEAH SEOK GAIK XXXXXXXX5146

This post has been edited by cybpsych: Apr 3 2019, 09:04 AM
cybpsych
post Apr 5 2019, 11:42 AM

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QUOTE(caesarx @ Apr 5 2019, 11:31 AM)
Hi, if we are moving to V5, can i suggest to put more info on page 1?
Because SC cards getting more popular and it will be nice if general/useful info can be  checked from the 1st page.
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we need new TS in fact. current TS is MIA/offline and abandoned updating this thread.

do highlight to hye for TS application, etc.
cybpsych
post Apr 8 2019, 11:14 AM

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QUOTE(avinlim @ Apr 8 2019, 11:00 AM)
blink.gif  wew~ don't be so serious. We are just discussing ways of people applying for cc. I was rejected by banks too when applying for cc.

For what I know, if you have stable source of income, be it doing business or employment, its easier for bank to approve your cc. If unstable income, bank also don't want to take the risk lo...
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doesnt matter what they do or have or whatnot.

if the age is accepted by bank, then they would process whether thru direct or pledging fd.

having cash doesnt mean having a credit facility from banks. there are various reasons for having credit facilities.
cybpsych
post Apr 9 2019, 10:50 AM

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QUOTE(ronnie @ Apr 9 2019, 10:46 AM)
PSA: There's no "grace period" for SCB CC payment past due date.
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ahh dang

how many days did you try?

This post has been edited by cybpsych: Apr 9 2019, 10:50 AM
cybpsych
post Apr 10 2019, 09:28 AM

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QUOTE(qqbill @ Apr 10 2019, 09:07 AM)
Cb is ready for redemption today
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good news for today thumbup.gif thanks!
cybpsych
post Apr 10 2019, 10:21 AM

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QUOTE(life27 @ Apr 10 2019, 10:19 AM)
i don't get what you guys mean , i just login my sc bank account and i didn't receive any cashback for total spent of Rm 4000 using my JOP sc cc  bangwall.gif
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1) redeem yourself

2) this month's cb for last month's spending



when did u spend rm4k?
cybpsych
post Apr 10 2019, 11:01 AM

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here's the not-so-good-news!

https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf

user posted image
cybpsych
post Apr 10 2019, 11:06 AM

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QUOTE(TongCN @ Apr 10 2019, 11:03 AM)
BigPay inside ?
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you should already know by now the MCC(s) used by bigpay, right?

more important is the JOMpay exclusion laugh.gif
cybpsych
post Apr 10 2019, 11:17 AM

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QUOTE(TongCN @ Apr 10 2019, 11:07 AM)
BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.
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QUOTE(TongCN @ Apr 10 2019, 11:12 AM)
If u login MBB (Out of topic) m2u , you can see the round chart of spending actually under CC.

There is professional service, and probably each bank has their own categorize.
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those are "vanity" categorization by them because MCC list is huge. it's a simplified way to give a simple graphical representation of your spending.

what's important is MCC

p/s: that "round chart" is called doughnut chart. thumbup.gif
cybpsych
post Apr 10 2019, 04:29 PM

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QUOTE(ronnie @ Jan 6 2019, 11:49 PM)
Usually between 10-18th of every month is where the SCB cashback would appear.
Just check your online statement for this line

16 May | Apr18 Spend CashBack +25
11 Jun | May18 Spend CashBack +50
12 Jul | Jun18 Spend CashBack +50
14 Aug | Jul18 Spend CashBack +50
12 Sep | Aug18 Spend CashBack +50
18 Oct | Sep18 Spend CashBack +50
16 Nov | Oct18 Spend CashBack +50
12 Dec | Nov18 Spend CashBack +50
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QUOTE(kaitouconan @ Apr 10 2019, 04:18 PM)
Hello, anyone using Justone platinum and get cashback for topping up bigpay ? How long does it take to see the cashback ? 30 days ? 60 days ?
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learn to search or monitor the cb reporting here.

even ronnie shared his list previously.
cybpsych
post Apr 11 2019, 08:02 AM

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QUOTE(bullshi @ Apr 11 2019, 06:21 AM)
So it is possible to cash out the Cashback to saving accounts?
Or cashback will go back to the credit card only.
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why? any particular reasons?

cashback is not much, like rm50 or rm85 etc etc; so, what would you want to do with that small-ish amount?

your CCs still need to be fully paid, one way or another.
cybpsych
post Apr 11 2019, 03:09 PM

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QUOTE(savvyaunty @ Apr 11 2019, 02:47 PM)
is it still possible to offset SST with some rebate?
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where got such thing wan....

wanna offset sst, then some rebate? wahhhh double joyness lor
cybpsych
post Apr 11 2019, 03:52 PM

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QUOTE(anakMY @ Apr 11 2019, 03:35 PM)
PBB rewarded me for RM25 per cc, something like they helped to pay the SST if I spend more than RM500 within 50 days. Not sure whether SCB will be that generous or not.
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to "offset" sst, bank need to give you RMxx amount.

to get rebate, bank need to give you RMxx amount.

are you getting both? no, right?
cybpsych
post Apr 14 2019, 09:45 AM

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QUOTE(YH1234 @ Apr 14 2019, 09:39 AM)
i still confuse why bigpay is deemed as online transaction, while boost not really the case (or it is?), whats the diff? i know the former is a kinf of credit card while the latter is cash wallet, but that doesnt make any diff in the nature of the transaction, its still kind of topup, not really a purchase.
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it's not how we use bigpay or boost ... it's how both categorize their respective apps andsetting up the payment with their respective gateway provider/bank
cybpsych
post Apr 23 2019, 11:59 AM

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cybpsych
post Apr 24 2019, 11:59 AM

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QUOTE(avinlim @ Apr 24 2019, 11:53 AM)
Base on your payment, 1995-175 = 1820

9~10 april interest for 1820 (2days)
11 interest for 1320 1(day)

if base on 18% p.a..calculate also RM2.48 for these 3 days only. how to get interest till RM36.03 for late 3 days payment... unless they calculate interest start from your statement date when you late pay 1 day...
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calculate from the start of each transaction initiation, not just balance amount x interest rate.

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