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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mamamia
post Oct 28 2018, 12:30 PM

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QUOTE(Gabriel03 @ Oct 28 2018, 12:21 PM)
In order to avoid SCB cross border fee in Shopee, the payment has to be done through Ipay88 instead of Cybersource.

However, how do I know if my interface is Ipay88 or Cybersource in my Shopee account?
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ipay88 will need u to key in CVV b4 u can get to OTP screen..
Cybersource will go straight to OTP page..
N u should able to c ipay88 screen..
mamamia
post Oct 29 2018, 08:10 PM

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QUOTE(Aurora @ Oct 29 2018, 06:54 PM)
Just want to leave this here for others who consider S&C credit card:
1. If you somehow forget to settle your outstanding before due date, S&C will charge you interest based on the transaction date (not statement due date). Means if you swap RM100 on 01 Jan, statement due on 30 Jan and you pay on 31 Jan, S&C will charge you interest on the outstanding for 30 days.

2. IBFT doesn't work well with S&C, and when you had to pay with IBG, S&C doesn't guarantee that they will process it same day (if transfer before 5pm). So if they process your payment after due date, you have to pay for the late charges and interests.

3. Late charges waiver and late interest charges waiver are non-negotiable.

4. Mobile banking is a mess. Non-intuitive, and I still cannot figure out where to find past transaction history and detail transaction detail. Maybe it wasn't even there?
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1. I thought all bank the same
2. Why use IBG when IBFT is free? normally I pay on due date, no issue.
3. Heard of it that SCB is strict on this
4. When u click on the card acc, it should show all the transaction details/ history..
mamamia
post Oct 29 2018, 10:52 PM

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QUOTE(lilsunflower @ Oct 29 2018, 10:25 PM)
Quick question:

I did a MBB IBFT on Saturday 27 October 11.30pm to SCB CC.  But today (Mon 29 October), it still hasn't been reflected in my SCB transaction history.

Is this normal?  My due date is today, and I'm wondering if I should do another IBFT (before midnight), or if SCB system is just slow in updating.
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IBFT should be immediate and it should show on 28 October in ur transaction history.. have u check whether ur credit limit increased by the amount u paid?
mamamia
post Oct 29 2018, 11:00 PM

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QUOTE(lilsunflower @ Oct 29 2018, 10:57 PM)
It's still not showing in my transaction history, BUT, its reflected in my CL!

So - I paid RM1,600 on 27 October

And because I was so paranoid, I just paid ANOTHER RM1,600 (29 October)

Now my CL shows an overpayment of RM1,600 (i.e. my available limit is higher than my total approved limit), which I guess means both payments have been captured.  :confused:
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Yeah, normally I will check CL since SCB posting is late.. but, ur case is so late, my payment will normally shown up next day even txn date will be appear as the day I paid..
mamamia
post Oct 31 2018, 08:32 AM

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QUOTE(ckweng @ Oct 31 2018, 08:02 AM)
Hi for SC's Live Chat, where can I find it in the online banking (using PC) interface? Or is it only available in SC's mobile app?
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If u r premier banking customer, u can get it when u login to ur online banking..

Else, at their website page (without login), u will able to c the live chat button at bottom right

This post has been edited by mamamia: Oct 31 2018, 08:35 AM
mamamia
post Nov 2 2018, 08:34 AM

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QUOTE(qqbill @ Nov 2 2018, 08:16 AM)
got the same response when i inbox them  hmm.gif
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Just wonder is it guarantee can get RM25 SST redemption after provide payslip.. or still subject to approval?
mamamia
post Nov 2 2018, 08:38 AM

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QUOTE(xxnazxx @ Nov 2 2018, 08:36 AM)
wahh, so SC can absorb the SST ah?

my JOP card was just approved recently last month, do you think i have any chance to request for a waiver?
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New cardholder? Coz new cardholder will have sign up freebies, don think they will give u extra RM25 on top of those freebies worth RM100+
mamamia
post Nov 6 2018, 12:57 PM

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Got this after SST kick in and request for it..


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mamamia
post Nov 6 2018, 03:16 PM

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QUOTE(TOMEI-R @ Nov 6 2018, 03:13 PM)
Nope. CS didn't even ask me for it. Beats me why they would ask for one as they are supposed to have all your documents when you applied for the credit card.
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I think is bcoz some cardholder is old cardholder, so, they wan to update their current income level for future reference/ marketing tool
mamamia
post Nov 9 2018, 05:53 PM

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QUOTE(sj0217 @ Nov 8 2018, 06:56 PM)
Just log in Online Banking Website and replace my current card smile.gif
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may i know whether u still can use ur current card after you submitted the request to replace ur card?

wonder will it be new card number or following existing card number but just diff CVV
mamamia
post Nov 11 2018, 11:52 PM

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QUOTE(bee993 @ Nov 11 2018, 10:09 PM)
Oic...thx..i did ins payment thtu jompay..but dint hv spin wheel too.mayb is not invluded.
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The campaign start only tml.. n need to register n wait for 3 days to be effective
mamamia
post Nov 12 2018, 12:55 AM

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QUOTE(cybpsych @ Nov 9 2018, 05:31 PM)
Spend with Standard Chartered cards and stand to win a trip to Anfield.

https://www.sc.com/my/promotions/spend-and-win/

Plus, exclusively for Liverpool FC Cashback credit cardholders, win tickets to UEFA Champions League Final Madrid 2019, courtesy of Mastercard®.

To register, SMS L2 to 66399.
Spend & Win Your Way to the League Campaign Terms and Conditions Excerpt
1. The Campaign commences on 12 November 2018 and ends on 28 February 2019, inclusive of both dates.
2. The Campaign comprises of Grand Prize (tickets to the Liverpool FC match at Anfield, United Kingdom and tickets to the UEFA Championships League Final at Madrid) and Daily Cashback Prize.
3. In order to participate in the Campaign, cardholders are required to register and spend a minimum of RM100 to earn entries.
4. For tickets to the Liverpool FC match at Anfield, United Kingdom, fifteen (15) winners will be selected after the end of the Campaign Period (Applicable to SCBMB Credit Cards, LFC Credit Card, SCBMB Debit Cards, SCSB Debit Card-i(s), and LFC Debit Card).
5. For tickets to the UEFA Championships League Final at Madrid, one (1) winner will be selected after the end of the Campaign Period (Only applicable for LFC Credit Card).
6. For Daily Cashback Prize, cardholders will receive an SMS to Spin the Wheel and stand to win daily cashback with a minimum RM100 spend in a single transaction (Only applicable to SCBMB Credit Cards and LFC Credit Card).
7. The Daily Cashback Prize is capped to 150,420 winners throughout the Campaign Period.
8. The Daily Cashback Prize is not applicable for Standard Chartered Debit card and Standard Chartered Saadiq Debit card-i.
9. This Campaign is not applicable for all Islamic current/savings account based on Qard.
10. The above is merely an excerpt of the Terms and Conditions governing the Standard Chartered Spend & Win Your Way to the League Campaign. Please click here for full Terms and Conditions.
Liverpool FC Cashback Credit Card Online Acquisition Campaign

https://av.sc.com/my/content/docs/my-liverp...e-exclusive.pdf

The Successful Eligible Customers will receive the following reward set out in below:

RM30 Cashback for activation within 45 days from card approval date
Where the customer fulfills the spend criteria of RM1,000 within 60 days from card approval date, customer will be entitled to a Jersey
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QUOTE(MGM @ Nov 12 2018, 12:12 AM)
which campaign?
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mamamia
post Nov 12 2018, 06:50 PM

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QUOTE(jkngo2003 @ Nov 12 2018, 11:38 AM)
i have swipe rm100 in shopee.

done the register in email and sms too.

but didnt receive the spin sms yet.

any one get the spin and win sms alr?

thanz
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HAve u receive sms said ur registration is successful? Else, u need to wait it b4 u can swipe for spin n win
mamamia
post Nov 12 2018, 07:13 PM

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QUOTE(chezzcake2 @ Nov 12 2018, 07:07 PM)
get nth 😂
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U receive sms on successful register?
mamamia
post Nov 12 2018, 10:06 PM

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QUOTE(chezzcake2 @ Nov 12 2018, 07:53 PM)
this? i registered since last week, but didnt receive any successful msg
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I didn’t receive sms to ask me to join, so I register it via website last Thursday n it shown need 3 working days to take effect.. (attached the screenshot)

Based on the last spin n win campaign, I will received the successful sms after 3 working days of my registration (attached sms in July 2018)

This post has been edited by mamamia: Nov 12 2018, 10:07 PM


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mamamia
post Nov 16 2018, 08:17 AM

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QUOTE(evoce9a @ Nov 15 2018, 11:05 PM)
Request Liverpool FC card replacement yesterday morning , card reached my house today evening today . Fast ~ biggrin.gif
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QUOTE(Eng2000 @ Nov 16 2018, 12:35 AM)
Ya same too received already.
Card look nice!
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Is it mail drop or must’ve acknowledge receipt?
mamamia
post Nov 16 2018, 08:52 PM

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QUOTE(beebee1314 @ Nov 16 2018, 06:57 PM)
I just notice. I have the same issue with another forumer here. I pay my stand chart statement balance via public bank ebanking selecting instant transfer. But for the past 30mins, my standard chartered app still show balances unpaid. As this is a new card, so it will definitely zerolise since I don't have new transaction.
Maybank2u app always show immediately the remaining balance when I pay my maybank cards using PB ebanking
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Just check ur credit limit, it will increase as per ur payment amount..
Even u pay from SCB CASA to CC also won’t reduce ur outstanding balance.

As I know, UOB CC also same, won’t reduce until next day
mamamia
post Nov 16 2018, 10:28 PM

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QUOTE(beebee1314 @ Nov 16 2018, 09:00 PM)
Really for uob too? Well I used to pay uob using IBG last time. Cancelled it before instant transfer became free so I guess it's the same. I used to pay from cimb until my account got hacked. Now I transfer evythg to PBB. Previously, my cimb pay to PBB credit card also reflected immediately. First time seeing its not reflected.
My credit limit still the same. Didn't increase. Well gotta wait till it refreshes then.
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PBB is instant update..

Weird, normally I can see my credit limit increase incentive payment made.
mamamia
post Nov 20 2018, 02:58 PM

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QUOTE(laith @ Nov 20 2018, 02:56 PM)
Seems like SCB have series of good cashback CC for BP.
RM50 (LCC) +RM50 (GCC) +RM85 (JOP)
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Ur LCC n GCC should be same card, am I right?
mamamia
post Nov 23 2018, 08:55 AM

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QUOTE(Gabriel03 @ Nov 23 2018, 08:42 AM)
The payment gatway was ipay88 but in the TAC, it was Shopee Malaysia instead of Ipay88.

I didn't notice it as all of my cards have always went to Ipay88.
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Maybe u can check unbilled transaction is Shopee Singapore or ipay88 Shopee

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