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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mamamia
post Feb 10 2019, 12:53 PM

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QUOTE(smartly @ Feb 10 2019, 12:51 PM)
yup. cashback cycle.
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Cashback cycle is calendar month
mamamia
post Feb 12 2019, 10:46 PM

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QUOTE(damunoob @ Feb 12 2019, 09:17 PM)
Sorry but can anyone please explain what the difference between Billed Balance and Current Balance? My statement was due 6/2/19. I m2u the billed balance amount just now but the balance remains the same. But I have paid off the credit card right? Also, even though the payment due date past, there's still grace period?
Thanks!
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Due date: 6 Feb
Payment date: 12 Feb

I believe u will be hit by late payment + finance charges..

Payment will be updated tomorrow, but ur credit limit should be increased by ur payment amount.
mamamia
post Feb 19 2019, 09:09 AM

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QUOTE(ClarenceT @ Feb 19 2019, 08:08 AM)
GONE!
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QUOTE(monodevil @ Feb 19 2019, 08:39 AM)
just tried mine.. still got sms for spin contest

but as usual.. A only  puke.gif
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Just try this morning. Still get spin n win sms.. first top up get b, subsequent 2 get a only

This post has been edited by mamamia: Feb 19 2019, 09:09 AM
mamamia
post Feb 26 2019, 06:43 PM

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QUOTE(skysboyz @ Feb 26 2019, 03:16 PM)
Recently has a bad experiences with SCB. Was accidentally late for 2 days after paymeny due date and request for interest fee waiver. After 2 trial they insist that interest fees cannot be waived. Anyone has same incident before and successfully get the interest fees waived?
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Remember few forummer reports the same b4.. they r quite strict on late payment .. so lesson learnt, pay on time or in advance
mamamia
post Mar 8 2019, 05:11 PM

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QUOTE(KaD1GO @ Mar 8 2019, 04:47 PM)
Hi everyone, i'm newbies in SCB credit card.

Just applied SCB JOP and received the card on 25 Feb. Then I spend 2.5k on 27 February, and another 2.5k yesterday. Will I get CB for both spending? or because not yet reached next cycle, only get 1 CB? Thank you in advance
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Provided both of ur 2500 spending is within the eligible spending, ie minimum RM567 per month must be either online, petrol or autodebit..

This post has been edited by mamamia: Mar 8 2019, 05:11 PM
mamamia
post Mar 9 2019, 11:39 AM

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QUOTE(vin_ann @ Mar 9 2019, 05:29 AM)
He may tell you RM2500 is all BP reload.
laugh.gif
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If bp then no issue.. just worry some of the newbie confuse on any spending
mamamia
post Mar 14 2019, 10:06 PM

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QUOTE(fruitie @ Mar 14 2019, 10:03 PM)
You mean it's not only affecting BP top up but other online sites too? Oh God.
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OTP issue might be due to telco..
mamamia
post Mar 24 2019, 08:22 PM

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QUOTE(onnying88 @ Mar 24 2019, 08:16 PM)
May I know if I purchase a laptop ( Rm5xxx) in Lazada, I can get the max cash back rm85 I’m I correct?

Do this laptop purchase fulfilled the rm2500 spend on retail T&C?

Any others online cash back better then this SC card for Rm5k online purchase?
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If u have bigpay card, u can top up to bigpay with ur scb cars + any other card that have online cashback n pay using bigpay.
mamamia
post Apr 2 2019, 02:26 PM

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QUOTE(synical @ Mar 1 2019, 10:25 PM)
I thought it was supposed to be until April...? dry.gif

Oh well. The RM7 ticket was nice while it lasted.

Kalau RM10, I can go back to going to other cineplex already la...
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May i know how this work? Is it i book from GSC app, n it will show the discounted price, i.e. RM10 x 2 tickets only after i key in the JOP card no. at payment page?
mamamia
post Apr 3 2019, 04:57 PM

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QUOTE(talexeh @ Apr 3 2019, 01:44 PM)
The names sound very alike with just the middle name being different.

Certainly sounds like a 9yo kid's essay homework in which he had to come up with 2 random Chinese names. biggrin.gif

Sarcasm aside, I guess none of the names belong to lowyat members? Or there's actually a winner among us & he decided to keep mum. biggrin.gif
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1 of the winner is someone I know.. as I know, she is not multiple cardssss holder like us.. 😬
mamamia
post Apr 3 2019, 05:12 PM

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QUOTE(fruitie @ Apr 3 2019, 05:00 PM)
So, did she spend a lot? I'm quite curious. laugh.gif
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Not that close with her.. didn’t really check out.. lol
mamamia
post Apr 10 2019, 06:11 PM

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QUOTE(lamode @ Apr 10 2019, 06:00 PM)
CB for this month is out smile.gif
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Thanks, redeemed RM135
mamamia
post May 7 2019, 09:14 AM

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QUOTE(qqbill @ May 7 2019, 09:07 AM)
Cb for last month credited - JOP
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Redeemed for JOP, waiting for LFC cashback
mamamia
post May 7 2019, 08:41 PM

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QUOTE(anakMY @ May 7 2019, 08:38 PM)
185 or 135 ? U got 2 LFC ?
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He maybe new cardholder promo which LFC give double cashback for May19
mamamia
post May 7 2019, 11:52 PM

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QUOTE(ronnie @ May 7 2019, 10:41 PM)
Maybe that's the reason LFC Cashback is slower  hmm.gif  cool2.gif
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Nope, may19 txn cashback will only available in June
mamamia
post May 9 2019, 09:02 AM

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QUOTE(cybpsych @ May 8 2019, 02:52 PM)
aiyor, dig old news out meh
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Omg, I missed this post earlier.. luckily I didn’t spend anything on jompay this month..
mamamia
post May 10 2019, 11:54 AM

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QUOTE(cybpsych @ May 9 2019, 09:07 AM)
So mean those transaction such as Jompay, FPX, paypal not only not eligible for cashback, it won’t be counted as retail purchase also.. not like petrol or insurance txn which will still
treated as retail purchase..
mamamia
post May 10 2019, 12:51 PM

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QUOTE(cybpsych @ Apr 10 2019, 11:01 AM)
QUOTE(avinlim @ May 10 2019, 12:25 PM)
New T&C again?..erm...its was from 2018
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mamamia
post May 21 2019, 09:12 AM

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QUOTE(cooldownguy86 @ May 20 2019, 10:23 PM)
Realized that my LFC and WMC first anniversary is on May19 but they haven't charge me AF yet. Anyone have experience with this? Should I expect AF next month?
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My sst charge on anniversary date in May.. but I was told that my AF will charge on 1 June.. so I guess urs also similar case as mine
mamamia
post May 30 2019, 05:31 PM

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QUOTE(jkngo2003 @ May 30 2019, 10:25 AM)
i charge sst first in march. wil only charge annual fee on june. i fail waive annual fee for my world miles and i cancel it. it ok for me to pay rm25 for sst but i worry i fail to waive my annual fee after i pay the sst. so i choose to cancel it.

dont worry too early la. wait they charge first and ask the retention team to call u.

standardchart will not ask u to pay sst or annual fee if u cancel the card after it charged.
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Do u use the card after the sst charged?

For my dad case, he forgot to cancel autodebit when he request to cancel, then the officer asked him to pay off the outstanding first only can proceed to cancel, the autodebit kick in after sst charged.. he proceed to settle the bill without paying the sst, n they charge him financial charges n this month the autodebit kick in again.. n he settle the outstanding balance n ignore the sst + finance charges.. n I help him to cancel the autodebit.. old ppl dunno how to do all this, but still want to hold the useless card which is not LFC or JOP just bcoz they have the card with the bank since more than 15 years ago..

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