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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mamamia
post Jun 11 2018, 02:27 PM

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QUOTE(jrrsim @ Jun 11 2018, 02:09 PM)
hi thanks for the info, any link to the tnc?

otherwise correct me if i'm wrong, just to understand, cashback period is for calendar month? say 1-31 May, and then the cashback amount will be sometime in late june for the 1-31 May period?
cardholder will have to log in online to claim this cashback which will only then be credited to the card?

sorry, i'm personally used to auto-cashback from maybank and didn't know it's so troublesome for SC.
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Ur understanding is correct.. the standard tnc mentioned is within 60 days, but normally towards end of following month we will get that.. refer extracted tnc below:

We will credit the amount of the CashBack to your credit card account or any other account we designate within the 60 days after the end of the relevant transaction months. All CashBack earned will not be automatically credited in the form of cash to your account. CashBack earned will only be redeemable via www.sc.com/my. Please refer to the CashBack Programme terms in the Rewards Terms.

Full tnc can be view here:
https://av.sc.com/my/content/docs/my-tnc-ju...uct-jul2017.pdf

mamamia
post Jun 19 2018, 05:27 PM

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QUOTE(fruitie @ Jun 18 2018, 10:54 AM)
I didn't know this and I have low usage, only 95 WM points. laugh.gif

But it is a good discovery, I wonder what's the minimum points for redemption, probably equivalent to RM 10. hmm.gif
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I just tried, RM1 = 68 point, with ur 95 WM points, u can redeem RM1
mamamia
post Jun 19 2018, 05:36 PM

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QUOTE(fruitie @ Jun 19 2018, 05:31 PM)
The button is greyed out when I inputted RM 1. laugh.gif
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weird, i can redeem RM2 with 136 points, received the email on redemption too.
mamamia
post Jun 19 2018, 05:39 PM

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QUOTE(TongCN @ Jun 19 2018, 05:37 PM)
68 points = RM22.67 equal to 4.5% rebate ?

Lol ..
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How u get RM22.67? shocking.gif
mamamia
post Jun 28 2018, 06:18 PM

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QUOTE(Sumofwhich @ Jun 28 2018, 10:27 AM)
Has anyone tried out if myTNB is entitled for CB for ScJOP and ScCashback cards? Am preferring this method as it will instantly reflect payment, not sure if it is reflected instantly via uob payonline, SC online banking portal might take a while especially on some bills transactions.
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JOmpay Ian immeidate
mamamia
post Jul 2 2018, 12:56 AM

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QUOTE(Sumofwhich @ Jul 2 2018, 12:50 AM)
Thanks, JomPay to pay TNB bills are eligible for cashback as well right?
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Yes
mamamia
post Jul 20 2018, 10:45 PM

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QUOTE(tan_aniki @ Jul 20 2018, 12:11 PM)
yes i know the MCC code is there but sometime we just glad that some CS is just grateful to help us by overlooking the list~
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Confirmed it is excluded.. I top up RM500 last week no sms to spin. N I’ve no issue receive spin sms for other txn above RM100.

QUOTE(ZoeOong @ Jul 20 2018, 08:38 PM)
anyone facing problem that Just one Cash back only rm58 instead of rm85?
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Maybe u need to share what is ur txn, amount n txn date
mamamia
post Jul 25 2018, 11:28 PM

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QUOTE(adamw @ Jul 25 2018, 06:46 PM)
My tnb bill rm5xx, can use jompay pay rm1xx 5 times so can get  5 spins?
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Yes, u can
mamamia
post Jul 27 2018, 06:12 PM

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QUOTE(cs_yang90 @ Jul 27 2018, 03:48 PM)
spend 2500, spin and win only 1 time or 25 times?
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1 time
mamamia
post Jul 31 2018, 08:45 PM

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QUOTE(Cookie101 @ Jul 31 2018, 03:35 PM)
No.

Only two spins per day. (Regardless you won anything or not)

So you can try your luck daily twice.

Let’s say 5 transactions which is divided into 3 days
Day 1 :2x100 - u get two spins
Day 2: 2x100 - another two spins
Day 3: 1 x100- one spin.

If you do 5x100 same day then you get two spins only. Remaking 3x100- nothing.

Unless SCB card is your main card for monthly expenses otherwise better off charge for the additional ones after max out other cc.

May the force be with you and win big!
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If I read the tnc correctly, it should be max of 2 times cashback n not 2 spins per day. I’ve did 3 txn above RM100 in a day n received 3 spin n win sms

This post has been edited by mamamia: Jul 31 2018, 08:47 PM
mamamia
post Aug 1 2018, 12:11 PM

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QUOTE(eddie2020 @ Aug 1 2018, 09:10 AM)
The result of spin is base on link rite? Cz the link can keep go in
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Ya, I think so.. I can click in n spin again but it will be same result
mamamia
post Aug 5 2018, 11:13 AM

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QUOTE(klsooo @ Aug 5 2018, 10:56 AM)
get once rm10
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Me too, that was first time spin
mamamia
post Aug 8 2018, 07:36 PM

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QUOTE(xuanchew @ Aug 8 2018, 07:24 PM)
just got my JUST ONE.
Anyone know can i earn cashback from TIME broadband?
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Pay with jompay
mamamia
post Aug 9 2018, 03:41 PM

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QUOTE(Sumofwhich @ Aug 8 2018, 11:21 PM)
For July, missed RM5.26 to hit RM2500 on JOP, turns out I split that figure and paid using Cashback Plat card in June, excel tracking failed laugh.gif

gg screw up big time, goodbye RM57 cashback  bye.gif
Max cashback: RM28 from RM1500 up to RM2499 monthly
Max cashback: RM85 RM2500 monthly
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u should just use their transaction history n extract the csv file... at least u no need to do manual copy n paste...
mamamia
post Aug 10 2018, 08:30 AM

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QUOTE(xuanchew @ Aug 9 2018, 11:14 PM)
can i use auto-debit on TIME customer care portal?
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Yes, u can.. JOP can get cashback for autodebit transaction provided u meet the tier spending 1000, 1500, 2500

This post has been edited by mamamia: Aug 10 2018, 08:31 AM
mamamia
post Aug 14 2018, 04:55 PM

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QUOTE(Sumofwhich @ Aug 14 2018, 09:37 AM)
Spin and Win for July transactions are in, reflected in online ledger.

Quick question, can we pay statement amount less any cashbacks we receive (be it spin and win or RM50/RM85 cashback from rewards page)?
i.e. RM1500 statement balance - RM50 cashback = RM1450 (only need to pay this instead of RM1500?)
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yes, u can
mamamia
post Aug 18 2018, 04:47 PM

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QUOTE(chonghe @ Aug 18 2018, 09:37 AM)
Just saw a transaction:

23 MASTERCARD UPGRADE CAMP CASHBACK 

RM 100 CR

I guess it is the Cash back card upgrade to platinum and spend RM3500 to get RM100 cash back.

Thank you SCB!
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When u spent rm3500? All spending on CB platinum??
mamamia
post Aug 24 2018, 06:15 PM

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QUOTE(PlayMaker` @ Aug 24 2018, 06:08 PM)
Guys want to ask... i never activate my card before but recently i noticed from online banking there i have been charged for rm636 on that worldmiles card... the executive from live chat said it is a membership fee... can they charged me just like that even i never activate the card before? Anyone encounter this before? Pls advice, thanks!
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They have right to charge as long as the card has issued to u no matter u activate it or not.. some card is even pre-activated.. to avoid all this, u should just cancel the card if u don use it.. even sst can be imposed on card which is not activate..
mamamia
post Aug 24 2018, 06:23 PM

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QUOTE(PlayMaker` @ Aug 24 2018, 06:19 PM)
Thanks for your reply.
I thought as long as i no activate the card it will be considered cancel. I didnt know that i need to purposely cancel the cards.
Any advice what should i do next? I definitely wont pay them the fee for a card that i never activate before for so long!
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Just tell them to cancel the card n Reverse the AF for the cancelled card..
mamamia
post Aug 24 2018, 06:26 PM

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QUOTE(PlayMaker` @ Aug 24 2018, 06:25 PM)
Ok. Thanks mate. Guess have to wait till Monday then sad.gif
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Bank is 24 hours CS, u can also livechat with them from ur online banking

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