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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mamamia
post Aug 29 2018, 08:21 PM

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QUOTE(maxwongsauwei @ Aug 29 2018, 07:52 PM)
To be honest, i try to find the live chat button, but it is not available on my online banking page in my PC nor my apps, be it IOS or Android.

Further check on the SC Malaysia website, it says live chat is not available to everyone, only for VIP like people......
well nevermind....... i've applied waiver via phone call, and it is rejected.

Will just cancel............ thanks for the info though.
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U can do live chat even b4 u login to ur online banking.. it is at sc website. Refer attached screenshot, just that u need additional verification compared to live chat in the online banking.

Online banking live chat only for premium and priority customer.


Attached thumbnail(s)
Attached Image
mamamia
post Aug 30 2018, 07:45 PM

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QUOTE(stargate8 @ Aug 30 2018, 07:15 PM)
just got my JOP today after 2nd application, sigh, try my luck for aug rm85 cb just performed top up BP, hope get posted by 31aug
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No worry, u will get RM85 next month as there is no posting date for scb
mamamia
post Aug 31 2018, 08:23 AM

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QUOTE(hakkai0810 @ Aug 30 2018, 10:01 PM)
Means as long as the transaction date is in aug, then the aug cb is secure? Good thing to heard cuz bp reload seems taking more than 1 day to post >_< thought my aug cb throw to sea as well lol
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Yes, as long as ur txn posted b4 the cb is out bcoz some merchant might overlook the settlements n drag till many days. Few days posting shouldn’t be the issue for SCB.. as cashback will only out around mid of the month, earliest should be around 10th
mamamia
post Sep 3 2018, 11:02 PM

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QUOTE(wym6977 @ Sep 3 2018, 10:09 PM)
Hi just want to confirm my understanding on JOMPAY by JOP or CB card:-
1. Jompay (eg to pay insurance, gov like PTPTN) is counted as online in JOP and retail spend for cash back platinum?

Thinking to couple with Bigpay reload & Jompay to max the CB for my insurance & some bill payment.

BTW is Boost still counted online or retail spend?
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Yes for Jompay. Boost I think not online, but should be ok as retail spend for card feature..
mamamia
post Sep 19 2018, 06:46 PM

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QUOTE(Kings7 @ Sep 19 2018, 06:44 PM)
Request to cancel JOP after CS says annual fee cannot be waived. But then she help me to submit appeal for waiver. Today called me and ask me to keep the card. Annual fee will be reversed in 5 working days.
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So, still need to pay SST?
mamamia
post Sep 20 2018, 09:13 AM

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QUOTE(LostAndFound @ Sep 20 2018, 02:46 AM)
Hi, just got this card, and based on searching the previous posts, is my understanding below correct?

1. Spend 2.5k to achieve highest tier is per month (cycle resets on 1st of every month)

2. Cashback credited the following month (i.e. cashback for September credited to statement sometime in October, perhaps middle of month normally)

3. BigPay so far confirm to be considered online for the standard CB of this card

Statement date doesn't matter right (no statement so far) unlike PBB? Any additional promos running for this card?
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Yea for all 3 questions. Current promo should be the spin n win till 30 sep. need to register, go search at their website
mamamia
post Sep 20 2018, 06:53 PM

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QUOTE(MGM @ Sep 20 2018, 10:12 AM)
This is for JOP right?
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Yes

QUOTE(beebee1314 @ Sep 20 2018, 04:32 PM)
Hi all. I have a question regarding SCB JOP. The cash back mechanism is a little confusing. It says must withdraw. Does it mean let's say I spent 9000 a mth, which is rm90 cb a mth. So my 9000 won't auto offset with the rm90 CB, making me only payable for 8910.

It's confusing because other banks CB directly credit to your credit card balance.
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U need to redeem the cashback urself for it to credited to ur credit card acc.. normally it will credit within same day of ur redemption and it will offset ur outstanding balance.. for SCB, cashback is part of ur payment, n do take note that JOP Max cashback per month is RM85. U need to spent RM2500 per calendar month where RM567 must be petrol, or autodebit or online txn..

mamamia
post Sep 20 2018, 08:12 PM

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QUOTE(beebee1314 @ Sep 20 2018, 07:51 PM)
Hey thanks. I check Google play store. I see got SCB Malaysia app. Can use app to redeem?
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App can’t do redemption.. just use the link
mamamia
post Sep 20 2018, 09:29 PM

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QUOTE(victorian @ Sep 20 2018, 09:17 PM)
Hey guys here is the rate SC offers for employee can you guys help me to see if its any good?

·         Dedicated Relationship Manager for all your company’s Employee Banking needs

·         Banking convenience at your doorstep. Account opening services at work without the hassle of going all the way to a branch

·         Employees stand to enjoy extra financial perks such as preferential rates, sign-up rewards and other benefits for banking products

·         Unlimited Complimentary withdrawals at all MEPS ATMs (12K+) nationwide1

·         Unlimited free instant mobile and online fund transfers

·         Interest rate of up to 6.00% p.a. with our Privilege Savings Accounts
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Privilege Saver Account is good account if u use their credit card too.. I’m using it and I earned guaranteed interest of 4% per annum on daily average balance now.. (with RM3k fresh fund credited + RM1000 spending on credit card) better than putting my money in FD with flexibility of cash flow.. but this one more related to CASA instead of credit card.. maybe u need to post it to CASA section for more feedback..

This post has been edited by mamamia: Sep 20 2018, 09:37 PM
mamamia
post Sep 23 2018, 11:03 AM

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QUOTE(beebee1314 @ Sep 23 2018, 10:48 AM)
Hi all. When you apply for stand chart cards, did someone from plus solution called you?
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Yes, stand chart card processing is by Price Solution
mamamia
post Sep 25 2018, 08:16 AM

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QUOTE(LostAndFound @ Sep 25 2018, 05:41 AM)
Redeeming is from clicking 'View My Rewards' when looking at the JomPay card in stan chart online system? When is that normally updated (let's say for his example July calendar month spend, will be updated by any particular date of August?)

EDIT: Oh, no, I see it's the other button, 'Redeem Rewards Now' which brings to the 360 page which was previously listed here. Same question as above applies though, when is this updated?
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Suppose end of following month.. but SCB is quite efficient, normally around mid of following month u will be able to redeem.. u can also see sifu reporting here when the cashback is available for redemption..
mamamia
post Sep 26 2018, 06:36 PM

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QUOTE(peri peri @ Sep 26 2018, 09:39 AM)
just to update on new top up card vs sst.

applied a top up cc in sept, card received and expiry date follow earlier cc which is in June,

until now SST no charged eventhough CS said will charged.

Hence, SST charged based on expiry date shown on card.
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Last chat with cs, they will charge with backdated sst from 1 nov onwards.. unless u cancel the card b4 1 nov
mamamia
post Sep 27 2018, 08:27 AM

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QUOTE(barium @ Sep 26 2018, 08:52 PM)
I got my Just one platinum card on august.. Immediately use it to pay my AIA insurance using autopay on that month amounting to RM 1900

today i check the cashback value, they only give me RM 3 cash back. Call to their CS to query, they said usually 1st payment to insurance are not captured as autopay, only the 2nd payment to insurance using autopay will give me 10%.. so they wont give me 10% cash back for that...

anybody experienced this? can confirm?
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U confirm AIA perform the payment with auto debit feature? Ur card details update is it b4 the premium due? Last time I kena once with Allianz.. when I check with Allianz, I was told that my agent didn’t register my card details on time, so, ended up the cashier manually entered my card details to perform the payment, so, not capture as autodebit by SCB

QUOTE(peri peri @ Sep 26 2018, 11:30 PM)
lol, baru activate the new card now u telling me to cancel off?
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I mean generally we can’t escape to pay sst unless cancel b4 1 nov..
mamamia
post Sep 29 2018, 02:40 PM

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QUOTE(koala225 @ Sep 29 2018, 01:21 PM)
boost and hui lai shan count as others 0.2% cash back. JOP 15% cash back only applicable for auto billing , online and petrol.
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15% x RM567 = RM85, no need to bother other txn as long as he got RM2500 total spending and the RM567 must be autodebit, online or petrol

This post has been edited by mamamia: Sep 29 2018, 02:54 PM
mamamia
post Sep 29 2018, 02:57 PM

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QUOTE(mamamia @ Sep 29 2018, 02:40 PM)
15% x RM567 = RM85, no need to bother other txn as long as he got RM2500 total spending and the RM567 must be autodebit, online or petrol
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QUOTE(MGM @ Sep 29 2018, 02:52 PM)
But have to make sure the other txn are not in the retail spends exclusion list.
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Yeah, excluded those general fee related txn, edited my earlier post on RM567 must be on the 3 categories too

Retail purchase excludes :
a.Cash Advance
b.Cash Withdrawals
c.Charges for Cash Advance
d.Cash Withdrawals
e.Annual Fees
f.Interest
g.Finance Charges,
h.Late Payment Fees,
i.Disputed Transactions,
j.Balance Transfers,
k.Easy Payment,
l.Flexi on Payment,
m.Flexi on Balance,
n.Cheque-on-Call
o.Cheque-on-Call Plus.
mamamia
post Oct 5 2018, 08:39 AM

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QUOTE(pennykia @ Oct 5 2018, 03:54 AM)
i'm having visa platinum business from sc few years ago ( which i found not benefit me accordingly)....

yet i dont wan to cancel it yet ( coz is my last card on sc, and the limit is quite high 6digit**)

any recommendation for other type of card?
i do flight abroad monthly, mostly cathay or mas
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Worldmiles for travel card?
Cashback Platinum or Just One platinum for cashback card
mamamia
post Oct 13 2018, 09:24 PM

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QUOTE(radi0head @ Oct 13 2018, 08:59 PM)
Hi. Just bought something quite pricey.
Saw a FlexiPlus option in my online transaction history but I could not find many infos about it.
Just were wondering, is there additional charges on top of it or if a 0% flexi payment, then I'll take it...
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Should be 4.99%
mamamia
post Oct 15 2018, 07:27 PM

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QUOTE(xuanchew @ Oct 15 2018, 11:35 AM)
No, i got my cc in August.
I see, I remember that's showing me how much i earned for the cash back at the bottom of statement, anyhow, i will continue monitor and see.
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YES, ur statement will have a summary to show how much cashback u earned, but to offset with ur outstanding balance, u still need to redeem it at 360 rewards.. the cashback got 2/3 years expiry date.. so, need to redeem b4 it expired
mamamia
post Oct 22 2018, 08:20 PM

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QUOTE(OKLY @ Oct 22 2018, 12:14 PM)
I’m adding the Cashback card as an additional card to my JOP. If my JOP anniversary is in May and I get my Cashback card this month, do I now have different anniversaries for each card or it will follow my other cards?

As I also need to know by when I should have 20k spending to get the annual fee waiver.
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SCB expiry date follow first card like Maybank, but ur anniversary is based on issue date, same goes for SST
mamamia
post Oct 25 2018, 06:07 PM

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QUOTE(JuneResources @ Oct 25 2018, 04:49 PM)
That means itu SC CS provide false information loh?
Just now I live chat with SC regarding my cashback of SC CB card.

She say the cashback will reflect after 60 days..
So spend on Oct 2018, then the CB will arrive on Dec 2018..

Quite complicated their explanations.. rclxub.gif
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They didn’t give u false information.. it is stated in their T&C, 60 days after end of the month. But, normally we will receive mid of next month.. just wait for forummer here to report then u can claim it via 360 rewards

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