Commence in March but only May is entitled. Might as well commence in May
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Mar 2 2019, 02:52 PM
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#141
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Senior Member
7,816 posts Joined: Jan 2005  
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Mar 4 2019, 01:35 PM
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#142
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(kaiserreich @ Mar 4 2019, 12:39 PM) Existing SCB Cashback card holders are SOL Maybe that 50 bucks is to reduce the "burden" of $175 for the jersey. Existing cardholders can offset the annual fee with 20k spending, new liverpool cardholders cannot.  QUOTE(tomato people @ Mar 4 2019, 12:48 PM) SOL? websearch says Simply Out of Luck |
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Mar 7 2019, 08:22 PM
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#143
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(saitong09 @ Mar 7 2019, 08:18 PM) Usually how long it takes for SC to approve JOP credit card? Almost 2 weeks but still in process 6 calendar days. Experience from 2 separate applications. |
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Mar 7 2019, 09:55 PM
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#144
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(saitong09 @ Mar 7 2019, 08:33 PM) Thanks, waiting to top up BP this month Welcome bro. Me waiting for statement day before top up   |
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Mar 7 2019, 10:34 PM
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#145
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(saitong09 @ Mar 7 2019, 10:03 PM) Good to see you here bro Yes bro. And after that Liverpool. You holding SC JOP? Actually I've seen you here in the credit card section before ASN. |
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Mar 8 2019, 04:38 PM
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#146
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(jiaen0509 @ Mar 8 2019, 04:15 PM) SCB process the credit card application vry slow I don't know. Mine was extremely fast. Maybe new year new quota to fill. |
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Mar 14 2019, 06:14 PM
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#147
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(KaD1GO @ Mar 14 2019, 02:36 PM) too clean = they got nothing to refer to. Can tell la, I think. The good clean is having a reasonable balance every month with 0 default.so you are either a good paymaster or a bad paymaster. no one can tell. which is why clean is not preferable. The bad clean is 0 balance with 0 default. Other banks won't know if you prepaid your bill or never use your card if balance is 0. |
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Mar 21 2019, 05:25 PM
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#148
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Senior Member
7,816 posts Joined: Jan 2005
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cash back increase is ok, as long as within their allocation. If go beyond their allocation, that's when they need to enhance their backend system (to reduce the cash back amount or amend T&C)
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Apr 24 2019, 01:35 PM
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#149
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Senior Member
7,816 posts Joined: Jan 2005
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actually, if you're not a pro who could fully maximize the 20 days grace period, best is to pay up the moment you receive the statement if you have spare cash lying around. Otherwise, set reminder and pay the earliest possible until you become a pro.
Unless your monthly credit card bill is very high, you won't be able to save much delaying the payment. Meanwhile, the bank charge you like 15%-18% if you miss it. |
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May 2 2019, 02:01 PM
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#150
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(David83 @ May 1 2019, 09:24 PM) In case anyone not aware, at the very bottom of the T&C, it says : Guaranteed RM30 Cashback Campaign with 6x swipeI've searched the thread and there were members who said SMS is sent to eligible cardholders, etc. I don't know if they edited some PDF and forgotten to remove this or if it's "here for good". |
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May 2 2019, 02:12 PM
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#151
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(cybpsych @ May 2 2019, 02:11 PM) recycled template ahhhh ok. thanks brothe writer forgotten/didnt know to update the footer/header, instead of just the content. |
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May 3 2019, 04:25 AM
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#152
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(cybpsych @ May 2 2019, 02:14 PM) anyhow, there is an existing campaign, for selected SMS users. thanks for this one too bro. No SMS, but I'm probably 2-3 swipes away to reach 8. Will make it 8 and hope there's some glitch in their system that allows everyone with 8+ swipes to get it. Heh.STANDARD CHARTERED BANK MALAYSIA BERHAD Guaranteed RM30 CASHBACK WITH 8X SWIPE Campaign (20 MARCH 2019 – 20 MAY 2019) |
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May 8 2019, 09:52 PM
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#153
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Senior Member
7,816 posts Joined: Jan 2005
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Actually got some extra cash back from Liverpool. First, got 88.xx last month. Then get 30 bucks activation cash back, that's extra 5 bucks after deducting SST. If this month get extra 50, considered not bad already. By next year, probably lose 30 bucks nett for the jersey.
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May 9 2019, 01:43 AM
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#154
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(fruitie @ May 8 2019, 11:01 PM) After enjoying two years of waiver for all my SCB cards, I think I will have to cancel my LFC and WM when July comes. LFC, I will focus on supp card given by my sister and reapply my own principal card,again next time. Let's see how it works. I definitely have earned more than RM 175 but again being human it's hard to convince myself to pay back that amount to SCB. You aware that the $175 for Liverpool is only applicable to those who approved on Nov 1 2018 onwards or those who approved earlier but didn't spend 20k a year? You probably need to pay 175 in Jul 2020. |
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May 28 2019, 12:00 AM
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#155
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(HelloFuture @ May 27 2019, 09:27 PM) This morning attempted few times to reach CS via live chat but in vain. Then finally successfully connected with CS today like 5 min into 6pm 😅 to request for a card cancellation before SST charging in coming June. CS has submitted my request which I emphasized on cancellation prior to SST charge, hopefully it can be processed by end of this month. CS advised it requires 5 working days. I don't think you can. I normally screenshot and save a copy of the text version.Btw, anyone know whether is there a way to retrieve Live Chat history? Thanks. QUOTE(FatSeang @ May 27 2019, 11:01 PM) My LFC and JOP have been charged SST, would like to ask if I have no transaction for the previous month and current month ... Can I just request to cancel them without paying the SST ? TQ you have to call and ask the bank. If in doubt, call 2-3 times to see if their answers are consistent. |
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Jun 1 2019, 11:00 AM
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#156
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Senior Member
7,816 posts Joined: Jan 2005
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Mine was between 2 statement months for a card (I think it was Liverpool) and 3 months for the other (JOP). Didn't even know got so much goodies, but saw them 1money keeps coming in
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Jun 14 2019, 10:35 AM
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#157
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Senior Member
7,816 posts Joined: Jan 2005
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thanks for reporting the cash back. got my newbie 100 bucks for Liverpool too.
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Jun 15 2019, 06:34 PM
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#158
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(zenquix @ Jun 15 2019, 06:17 PM) This year? Was under the impression LFC now unwaiveable because of the jersey Jersey starts in nov 1 I think. They still have to honor their previous t&c |
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Jun 15 2019, 09:10 PM
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#159
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(berrycoo~ @ Jun 15 2019, 08:13 PM) Do you mean after 1st nov cannot ask for AF waiver anymore? If they follow strictly, even now also no waiver. By then, it depends if they want to waive. I think if business is good, they won't waive. If no good then waive. So you'll only know by then.Maybank and public bank never retain me when I called to cancel (the non online and cashback cards) This post has been edited by beLIEve: Jun 15 2019, 09:11 PM |
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Jul 4 2019, 01:13 AM
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#160
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Senior Member
7,816 posts Joined: Jan 2005
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QUOTE(CoffeeMiloTea @ Jul 3 2019, 09:46 PM) Hi to all Sifu, it's actually 1.2%. When you've maxed out other cards with higher returns, lower ones will do - better than nothing.If I read correctly we will only get RM30 if we use RM2500 on e-wallet? That's 0.012% CB. Don't you think it's a bit low? $2500 online used to earn us $85 cash back until June. |
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