Currently in my portfolio, only ponzi 1 and evergreen fund is green percentage return

I don't know unless I know what caused the drop

Like my first RSP into kap Chai fund right before the ulicorp laosai

As for me, I will stick to periodic dca regardless of the fluctuation (unless promo near RSP yet didn't touch RSP )

If one plays Pokémon Go with UT then there wouldn't be enough bullets to DCA all. Lesson learned.

actually you can. most UTs minimum purchase is MYR 100.

you can theoretically DCA 10 funds per month if you have myr 1000 savings.

Thats exactly how i invest

But a bit more than that if you invest in CIMB funds (ie ponzi 2.0, titans etc...)

The europe atock started green and turned totally red and us market continues to be red.

So this is indeed a laosai. Is not going to stop so quickly ?

https://www.fundsupermart.com.my/main/resea...-Equities--7634

With regards to the Malaysian equity market, it is currently trading at a premium relative to where it deemed to be fair, making potential upside returns lesser than before. While we believe Malaysian investors should have a decent exposure (around 20% of one’s equity portfolio) in Malaysian equities for the purpose of diversification, investors should take note that Malaysian equities especially the big cap segment are poised to offer only modest annualized return of around 6.4% by the end of 2018.

As such, for investors who are looking for growth opportunities for their portfolios, Asian equities could be a decent choice, with Asian equities (represented by the benchmark MSCI Asia ex Japan Index) poised to offer an annualized return of 19.5% by end-2018.

Looks like they are not recommending Malaysian funds anymore.

I may trade off all kapchai fund to libra. Put 20% of my Malaysian exposure into libra and focus on China and Asian funds. Exciting times we live in

This post has been edited by Avangelice: Nov 2 2016, 08:04 AM

https://www.fundsupermart.com.my/main/resea...Domination-7585

we maintain our neutral position in equities and bonds. While we still believe that the global economy is likely to continue its expansion, expected returns no longer justify an overweight position in equities given that expected returns are not as attractive as before, reducing the expected reward for the amount of risk taken.

Zero exposure to Malaysian equity, boss? I still have Kenanga from long ago and kapcai from last year. Total exposure at 28% currently. Other than a depressing oil price (and MO1) I'm not sure if there are other risks since institutional investors are propping up the market. Still undecided if I should reduce (and how much) come balancing in December/January.


Oh yeah, from earlier chatter: DCA for 10 funds would work but difficult to maintain the desired % because poorfag

This post has been edited by wonglokat: Nov 2 2016, 11:40 AM

Omg, another day of laosai caused by Trump
Anyone dare to top up now ?

Me.

if Malaysian equities don't give double digits returns then it is simply not sensible to continue holding on to them based on the risk to return ratio. I would rather be investing in Malaysian fixed income funds.

food for thought.

Perfect timing of the market ?

This post has been edited by puchongite: Nov 2 2016, 12:04 PM

Precisely. Will keep balance for results of election. You cannot buy at the lowest buy you can buy when it's low.

But seriously how much bullets you have ? Or your top up is just small amount each fund each time ?

from another perspective....
the % of losses incurred from top up amount is definitely less than the amount of losses incurred from the current portfolio......
so what you gonna do?.....
still gung ho from holding current allocation or escape a larger portion to CMF?

If you invest for long term, I will suggest to dca as usual, because you can't really know when will be the optimal time to invest back into malaysia equity.

DCA, at least you can bring down the cost during down turn, so that when malaysia market went bullish, you can earn better.

If you redeem all and reinvest in the later date, you will still face the uncertainty on when will be the best to reinvest into that market.

Thats just my opinion

Small amount 3 digits. As I only have about 4 digit left in the bank.

why not DCA on FSM 3 1/2 ~ 5 Stars regions/segments only and stop others?
More upside "potentials" = money used may be more productive?
But beware of over DCA/invested in the intended % of allocation in the portfolio.....
(DCA/top up until 5 star regions became 90% die -lah)

This post has been edited by T231H: Nov 2 2016, 12:15 PM

True. The top up is lesser of a concern. Even if the top up was made at a good timing or bad timing, the overall impact should be much less significant.

Now is whether you want to run or stay put. LOL.