I don't suggest you to read all the post here. To be fair, the post in this version is trending one direction. Alot of new investors talking about rebalancing and skimming profits. And to be fair, they are new, while they mean good intention in giving their opinions, please understand a certain level bias exist...

I think it may be more beneficial for you to read the articles on fsm. Take the information but form your own judgement. After all, fsm articles are written by humans not fortune tellers.

On a more objective view, if you do comparison between malaysia funds and non-malaysian funds and looking at performance over long period >5 years, you will find that definitely the malaysian funds are better.

2 reasons i can think of:
1) cause lack of forex to make it more volatile.
2) non-malaysian funds have not always been that great last time (possibly due to lack of expertise, or other reasons, but i think pinkspider here mentioned once, many years ago people suffering badly due to china fund and barely struggling to break even, even now). Caveat: Lately it has been really good, but please note that this is mainly due to weak ringgit. I am unable to objectively assess whether without this effect, would the funds be showing such good return or a positive return in fact (a message i have been trying to caution new investors but falling on deaf ears).

PS. I cannot stand people who do not give any input to the conversation and never once above I read any facts or numbers from them to back up their principles but instead chose to be passive aggressive by calling us nay sayers. I would suggest if you cannot be nice or be productive do kindly not post anything at all

On a more serious note:

eUT which is Phillip Cap's UTF distribution division is not their main bread and butter business. Phillip Capital is actually a fund house, that is. their main core business is stock-broking, asset management (they actually have their own in-house UTF - which suxs actually when compared to KGF / Kapchai).

The eUT biz is more of a by the way kind of biz. That is why you will notice they do not put much effort into it, unlike FSM. FSM is more serious into this biz.

Phillip Cap has their own UTF and they also create mini customized UTF for individual HNWI (min invest RM 400K). Those are their core biz, not those RM 100.00 per transaction kucing kurap biz.

Xuzen.

And yeah, bias do exist in every forum, typically forums would be dominated by people who talk the loudest, not necessary the one with the right views.
Well, since you asked me not to post sarcastic remarks, I thought you could use the same feedback as well. I know your post count on this version is remarkably high, but doesn't mean that some of the old timers don't have good and objective views to share. IMHO adele is one of the more level headed ones around, even more so than me

it's one thing about having different views but another when she's being a little passive aggressive about it and disrespectful when the vocal views do not match hers by telling a new comer that we are wrong. as always I provide objective information behind the reason as to why I invest my monies. any criticism is good as long as it is respectful.

being rude and sarcastic, this I cannot take and she's never around to provide input to new members so why start with one by insulting others? also she clearly edited her comment right after I called her out.

Anyways I'll just ignore her from now on since I care not of what she thinks. either way my belief is that we keep the thread going with informative post, it will be archived to educate the next generation of investors so that it can be a quick tuition for them.

so let us not derail the topic further and hope for a fruitful week ahead.

Regards

Anyway, I think MY funds did really well in 2009 to 2013 due to the hot money from QE in the developed nations and we were promising in terms of GDP growth etc. Until you know what blew up basically

I think these days the mini portfolio goes all the way down to retail investors; with EPF-MIS they are willing to do even for 30k. But returns sucks la, so what if can custom made

1 of the Ten Golden Rules of Investing by Aberdeen Assets Mgmt
http://www.aberdeenasset.com.au/aam.nsf/te...eshk/rules7to10

eunittrust do have more 1% sales charge promo compare to FSM

What's wrong with Asian market today? Seems to be in shit. Lucky no trading for Malaysia, else will also in deeper shit.

Feds going to rise rates what.

eunittrust do have more 1% sales charge promo compare to FSM

almost everymonth

Is this fed rates hike going to bring down Europe or USA?

USA was all time high last Friday.

it's one thing about having different views but another when she's being a little passive aggressive about it and disrespectful when the vocal views do not match hers by telling a new comer that we are wrong. as always I provide objective information behind the reason as to why I invest my monies. any criticism is good as long as it is respectful.

being rude and sarcastic, this I cannot take and she's never around to provide input to new members so why start with one by insulting others? also she clearly edited her comment right after I called her out.

Anyways I'll just ignore her from now on since I care not of what she thinks. either way my belief is that we keep the thread going with informative post, it will be archived to educate the next generation of investors so that it can be a quick tuition for them.

so let us not derail the topic further and hope for a fruitful week ahead.

Regards

Friend,

Why you so serious?



Xuzen

Just chill bro..
Don't be so serious..

Tried login to FSM today and got error. Anyone else seeing the same thing? Thanks.

Tried login to FSM today and got error. Anyone else seeing the same thing? Thanks.

They use cookies heavily, even for the mobile apps. If you are technical enough, you can choose to only clears all cookies belong to fundsupermarket, that will fixed the problem. Or you less technical, you clear all web data (which includes cookies).

Everytime they restart their web server such problem will come back.

Despite the advanceness of their web interface, they are still bugged with this. LOL.