normally they starts with a portfolio of funds with allocated certain % on each fund.
is your current allocation still as per your initial risk appetite and outlook?
if yes,...is there any fund that is not as per required allocation?
if yes,... still like those laggard funds?
if yes,...top up those laggard funds with your "gains" from GTF

try...
AmIncome Plus
https://www.fundsupermart.com.my/main/fundi...e-Plus-MYAMICPS

source.....as at [24 November 2016]
https://www.fundsupermart.com.my/main/resea...mber-2016--7751

what is bond duration?....
Bond Duration - What, How & Why?
Bonds are one of the two main financial instruments with which investors utilise to invest. Despite their status as a relatively safer instrument as compared to equities, bonds still possess various risks which affect their valuations. To keep things short, a bond's price is sensitive to changes in interest rates. So how then does one quantify this price sensitivity?
https://fundsupermart.com/main/article/Bond...t-How-Why--4860

This post has been edited by T231H: Nov 29 2016, 05:18 PM

while most focused on the recent dismay performance of bond funds.....
don't lose sight of worst dismay performance of small caps in the last few days.......

more doomsday......

A calendar of potential investment shocks on the horizon We look at a calendar of events over the next 12 months that have the potential to shock financial markets.

http://www.fundsupermart.com.hk/hk/main/re...e-Horizon-12854

sell, sell, sell....park in CMF....

Today, emerging markets may appear to be headed into the ditch. But they have higher average growth rates, more favorable demographics and possess better balance sheets than developed countries. Just like the Cézanne, in time they could appreciate in value.

Emerging Markets - A Post-Trump Assessment
November 28, 2016
http://www.fundsupermart.com.hk/hk/main/re...sessment--12858

have your other funds in your portfolio reached its intended target allocation?
if you just focused on topping up 1 fund until it reached the target allocation,.....your portfolio could be one sided.
can you do top up on a few funds with in maybe 2 months?
like this example,
1st week Ponzi 2.0 RM 400
2nd week GTF RM 400
3rd week GEM RM 400
4th week KGF RM 400
5th week .........
6th week ......

FSM Managed Portfolios - Quarterly Investment Strategy 4Q 2016
November 28, 2016
http://www.fundsupermart.com.hk/hk/main/re...y-4Q-2016-12856

wanna see how "they" strategize and place their bets?

another classic and well said post.....
To chase or not to chase performance: getting your perspective correctly.

Playing the game: Chasing the Hot Funds.

post# 876
https://forum.lowyat.net/topic/3580942/+860#entry82809454

few more weeks to get the PRS tax relief for this year....
FSM has this article to helps make "informed" decision...

An Overview of PRS Fund Performance [2 December 2016]
https://www.fundsupermart.com.my/main/resea...mber-2016--7772

let the FSM team do the assignment for you to decide on the allocation for next year.
usually they will have a lists/article on where and what do invest for the new year in Jan.
from that list, due to the "filtered" few funds; it would make it easier for some to just flip coins to pick

another Sunday morning reads....for those interested in "BETA"

Wondering About Smart Beta? Read This Now! [2 Dec 16]

What Exactly Are Smart Beta Funds?
Most investors are probably familiar with exchange-traded funds (ETFs) – instruments that trade like equity securities on public stock exchanges like the Singapore Exchange (SGX) or the Hong Kong Stock Exchange (HKEX).
They are known as index funds because they are designed to track the performance of an index. Popular ETFs include the SPDR S&P 500 ETF (SPY), which tracks the popular and widely-followed S&P 500 Index in the US, and the Nikko AM STI ETF (G3B), which tracks Singapore's Strait Times Index.
Because they aim to provide investors exposure to an index, they are also known in the investment industry as having 'beta' exposure, whereby beta refers to market risk.
No active management is required on the part of the index fund provider as compared to actively-managed strategies run by investment professionals. Hence, passive investors utilise index funds to build their portfolios and to collect the returns that broad market indexes deliver over time.
Due to their lower expenses, they have become popular among many investors in recent years.
Obviously, the downside of investing via index funds is that you only get what the market delivers (since they track the performance of market indexes).

Smart Beta index funds started coming into inception when the demand for an alternative to traditional ‘passive investing’ rose, leading industry practitioners and providers to devise alternative solutions to cater to this demand.
..............
https://secure.fundsupermart.com/main/artic...2-Dec-16--12127

try these....clicks on the links in this site....
If you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the place to start. We've tailored this section to give you the investment foundation that you need. 
We believe it is important that you first acquire this knowledge, because only then would you be able to take charge of your own financial planning and be great at managing your financial wealth. 
Those of us here at Fundsupermart believe passionately that unit trusts are the best investment instruments to help achieve our long term financial goals. So here, we'll show you the basics of financial planning, tutor you on the finer points of unit trust investing, and help you make better investment decisions!   
https://www.fundsupermart.com.my/main/school/school.svdo

after all the above, can try these...
Recommended Portfolios
These are our 3 recommended portfolios. These portfolio recommendations are meant to serve as possible guidelines and do not take into account the financial situation, time horizon, existing portfolio and risk profile of an individual investor. It is the investor's responsibility and discretion to decide if these funds are suitable for him or her. If in doubt, please seek professional advice.
https://www.fundsupermart.com.my/main/inves...ntportfolio.tpl

UNDERSTAND THE RISK OF DIFFERENT ASSET CLASSES
https://www.fundsupermart.com.my/main/resea...-May-2015--5825

Do You Really Need RM10K For A Unit Trust Portfolio?
https://www.fundsupermart.com.my/main/resea...July-2015--6123

Our Portfolio Construction Process
https://www.fundsupermart.com.my/main/resea...olio!--4787

the jump of NAVs is just abt 2 ~ 3% since election for these 2 funds....
if those that still believes the effect of Trump policies can be positives to US growth...then this 3% is just starting point.
if those that wanted in b'cos of the need for it in the portfolio.....does not mind this 3%
if those does not need it NOW,...will says let it drops another 15%




Attached thumbnail(s)

Yeee-ha.....my funds not invest in Italy, which is also not a main trading patrners to the regions of my investment portfolio....so no direct impact

just not sure if this had been posted before ....
".......a promotion sales charge of 1.0% from 7 December 2016 till 14 December 2016. Take this opportunity to diversify your portfolio!"
https://www.fundsupermart.com.my/main/resea...les-Charge-7786

give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....

thank you.....
but, could you please do includes among other things,
the risks and expectations of investing in UTs
the real and frank assessment of their risk appetite

else, if people get burned during the minor markets corrections....they might says..."UTs cheats money", which is not good for the UTs industries.

depending of how much % you wanted it to constitute in your portfolio.....
if you currently has less than 5%,...I would say yes...can still go in
if you currently has > 10%, ...I would say yes....wait a while more then decide.
if you have > 20%, I would say yes.......if you can stomach that heavy allocation and have other none so high risk investment......
if you have >50%, I would say yes......if you know what you are doing.
if you have >80%, I would say yes......if this % in RM terms is just kacang to you.
so it depends....

"The number of approved applications for investment withdrawal via the Members Investment Scheme (MIS), meanwhile, increased 15.4% to 179,351 involving an amount of RM1.57bil in Q3 2016 from 155,417 involving an amount of RM1.51bil in the corresponding period of 2015."

wow,....so many think they knows where to make > EPF rate......
why couldn't I....

http://www.thestar.com.my/business/busines...rement-savings/

yes....can go in if you had waited long enough and had decided that it is now the time....