FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
|
|
 Dec 8 2016, 08:58 PM
Return to original view | Post
#121
|
 
Senior Member
5,143 posts Joined: Jan 2015 
|
QUOTE(Avangelice @ Dec 8 2016, 08:53 PM) from the article it states that less epf members withdraw their retirement savings upon reaching age 55. it's good no? I guess most realised the track records.....or are not in the need to withdraw....then it is good.....as for them they have still have no need to withdraw it for life's subsistence. This post has been edited by T231H: Dec 8 2016, 09:00 PM |
|
|
|
|
|
Dec 9 2016, 07:01 PM
Return to original view | Post
#122
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
 WOW! just look at how many % of NAVs these funds changed in 1 day.......  Attached thumbnail(s) 
|
|
|
Dec 10 2016, 01:25 PM
Return to original view | Post
#123
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
Malaysian stocks likely to trend higher next week
http://www.thestar.com.my/business/busines...gher-next-week/ Ringgit likely to trade higher against US$ next week http://www.thestar.com.my/business/busines...036;-next-week/  m'sian mkts.....  time for SC to wake up and jumping  |
|
|
Dec 10 2016, 01:54 PM
Return to original view | Post
#124
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(Avangelice @ Dec 10 2016, 01:52 PM) I have already a lined a few Malaysian stocks to purchase come next week. no more unit trusts in Malaysia for me =)  maximizing potential ROI  |
|
|
Dec 10 2016, 02:05 PM
Return to original view | Post
#125
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(Avangelice @ Dec 10 2016, 01:58 PM) more like specifically targeting companies that I have faith in. contrarian view??if anyone is interested place GUNUNG and Sunway along with Sunreit in your watch lists. Gunung is starting their two hydroelectric dams next year where as Sunway is starting the Iskandar Development project Outlook for construction and property for malaysia 2017 seems to be shining brightly. BMI View: The real growth in Malaysia's construction sector is set to moderate over the coming years, decelerating from an estimated 10.7% in 2015 to 7.8% in 2016 and 6.6% in 2017. Transport segment will remain the bright spot, driving overall growth, while the non-residential segment will weight on growth. http://store.bmiresearch.com/malaysia-infr...ure-report.html |
|
|
Dec 11 2016, 12:22 AM
Return to original view | Post
#126
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(opticc @ Dec 10 2016, 11:55 PM)  dont suggest to read , wrong info here? the full sentence by the poster are "I don't suggest you to read all the post here......"guess you missed the word "all the post here"  |
|
|
|
|
|
Dec 11 2016, 12:34 AM
Return to original view | Post
#127
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(opticc @ Dec 11 2016, 12:33 AM)  which one must not read??   |
|
|
Dec 11 2016, 12:35 AM
Return to original view | Post
#128
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(opticc @ Dec 11 2016, 12:34 AM) some correct , some bs, some wrong totally? sorry, I am still green and naïve to answer that.... |
|
|
Dec 11 2016, 12:51 AM
Return to original view | Post
#129
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(opticc @ Dec 11 2016, 12:47 AM) u shy to say only?   yes, you are correct....I am shy to say it.....shy because I am not financially qualified or successfully earned enough from investing to allows me to say other forummers postings are BS or wrong totally.... |
|
|
Dec 11 2016, 01:42 PM
Return to original view | Post
#130
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(tonytyk @ Dec 11 2016, 01:28 PM) Currently FSM only have selective fund with 1% service charge. So eunittrust has better deal with 0%sc for most funds and no platform fee (for Rm5k and above)? kind of remind me of a simple analogy......there are mamak store that sell coffee at a much cheaper price with great free roadside parking facilities. there are Starbuck that sell coffee at a much higher price with parking charges too wondering why people still flocks to Starbuck? with the need to have RM 5k to save the 1%SC. and does the Eunitrust web interface, easy of use and contents any where close to FSM? i just feel better and have more trust in FSM than Eunitrust by just looking at the web....and i don't have RM5K to buy or top up. |
|
|
Dec 11 2016, 01:55 PM
Return to original view | Post
#131
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(Ramjade @ Dec 11 2016, 01:49 PM) If I have RM5k to topup everytime they have that promo, I will choose eUT anytime but sadly I don't have RM5k sure can..... One can just use info from FSM then buy directly from eUT to maximise savings. i have see people eat "other" things while occupying MCD seats. for me,....part of my decision to invest with a company is accessing how the mgmt. take effort to attracts a customers and make them feel great and confident... look at its web interface......it does not. |
|
|
Dec 11 2016, 02:04 PM
Return to original view | Post
#132
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(tonytyk @ Dec 11 2016, 01:54 PM) 0% sc can save a lot of money, say someone invest in big amount say >100k with that money and with that thought of "saving" the 1%, it would be advise to seek a qualified investment advisor to really assess one risk and appetite .else any slight wrong moves by DIY...would have caused more than that. |
|
|
Dec 11 2016, 06:24 PM
Return to original view | Post
#133
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
1 of the Ten Golden Rules of Investing by Aberdeen Assets Mgmt
http://www.aberdeenasset.com.au/aam.nsf/te...eshk/rules7to10 Attached thumbnail(s) 
|
|
|
|
|
|
Dec 12 2016, 02:59 PM
Return to original view | Post
#134
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
a reminder or a new to apply mantra.....
"Match your unit trust investing with your risk appetite" http://www.thestar.com.my/business/busines...-risk-appetite/ |
|
|
Dec 12 2016, 08:17 PM
Return to original view | Post
#135
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(wodenus @ Dec 12 2016, 07:14 PM) Another reminder - the definition of "high risk" depends on the person. Risk is not that easy to define, when something is classified as "low risk" what they usually mean is "low volatility". In mutual funds there's no such thing as "high risk" and "low risk", or more accurately, all mutual funds are low risk. This can be proven very easily.. look at FSM's list, how many funds lost money after 10 years? almost zero. So what risk are we talking about here? if you spend money on food you don't know you will even like the taste of.. that is riskier investing in a mutual fund for 10 years there is ONE that lose money....after 10 yrs  (yes you are right...almost ZERO number)  those that can see it will say...what the heck....the IRR is less than FD.....for so many funds after 10 yrs.so this one would be talking about partly under "Management Risk" ?? Performance of the fund depends on the experience, expertise, knowledge and investment techniques of the fund manager. Poor management of a fund can cause considerable losses to the fund, which in turn may affect the capital invested. https://www.fimm.com.my/investor/abc-of-uni...ng-unit-trusts/ for those that wanted to be calculative in to it.... Quantitative Measures of Investment Risk https://www.fundsupermart.com.my/main/resea...-Oct-2011--1723 Measuring The Risks In Unit Trust Investing http://www.sharesinv.com/articles/2012/08/...rust-investing/ Attached thumbnail(s) 
|
|
|
Dec 13 2016, 05:48 PM
Return to original view | Post
#136
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(MUM @ Dec 13 2016, 04:36 PM) wanted input..... if the performance is almost similar ......go for the one with lower risk rating....TA Global Tech Vs EI Global Leaders MY.... 5 yrs annualised returns TA is 14.4% vs 14% 1 yr TA 5 vs 6.6 3 mths TA is 6 vs 6.6 performance wise almost similar..... FSM risk rating TA 10 is VS 7 adviseable to take TA or EI Global leaders?? |
|
|
Dec 13 2016, 06:01 PM
Return to original view | Post
#137
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(Avangelice @ Dec 13 2016, 05:54 PM) and you cannot compare the body funds as TA Global invests in tech and eastspring is global. kinda comparing apples to oranges and saying which one is sweeter. , but to me it is still applicable to says "if the performance is almost similar ......go for the one with lower risk rating...."if the apples or oranges can fill the stomach or thirst......go for the one that is cheaper or can buy with ease... This post has been edited by T231H: Dec 13 2016, 06:02 PM |
|
|
Dec 13 2016, 10:47 PM
Return to original view | Post
#138
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(TakoC @ Dec 13 2016, 10:36 PM) What's the difference between Ponzi 1.0 and 2.0 in terms of portfolio again? nothing to do......here come spoonfeeding.......  Attached thumbnail(s) 
|
|
|
Dec 14 2016, 09:03 PM
Return to original view | Post
#139
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
Unit Trust Investment Fair: What and Where to Invest in 2017
https://www.fundsupermart.com.my/main/resea...st-in-2017-7814 7 Jan ...Penang 14 Jan ..KL 0.5%SC on all participation FHs.... |
|
|
Dec 14 2016, 10:13 PM
Return to original view | Post
#140
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(drbone @ Dec 14 2016, 09:48 PM) How safe is it investing using FSM? A noob question. safe as in what?chances of losing invested monies due to DIY or chances of being cheated or FSM platform being sort of just a Ponzi scheme? or what do you mean by "safe"?  |
|
Topic ClosedOptions
|
| Change to: |  0.1119sec
 0.25
 7 queries
 GZIP Disabled
Time is now: 8th December 2025 - 05:23 AM |
Quote