Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend
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 Nov 23 2016, 09:48 AM
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Junior Member
565 posts Joined: Mar 2014 
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QUOTE(talzer @ Nov 22 2016, 11:40 PM) feels like cut off this maybank amex. Since it is free for lifetime, I just keep it for the following:-benefits not attractive anymore. any opinions?  1) discount and promo with certain merchant like 11 street, lazada and some dining place like bubba gump 2) BT promo at 0% 12 months 3) if there is any dining during weekend and the dining place accept amex |
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Nov 23 2016, 11:03 AM
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Senior Member
3,681 posts Joined: Nov 2005 From: - 
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QUOTE(talzer @ Nov 22 2016, 11:40 PM) feels like cut off this maybank amex. I kind of like this lol, mind suggestion other cards which are more attractive than this amex with no annual fees?benefits not attractive anymore. any opinions? if yes, then cutting off this card is good-to-go!  |
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Nov 23 2016, 12:39 PM
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia 
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QUOTE(ytan053 @ Nov 23 2016, 09:48 AM) Since it is free for lifetime, I just keep it for the following:- agree 1) discount and promo with certain merchant like 11 street, lazada and some dining place like bubba gump 2) BT promo at 0% 12 months 3) if there is any dining during weekend and the dining place accept amex  |
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Nov 23 2016, 03:55 PM
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Junior Member
521 posts Joined: Mar 2007 From: Longkang 
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I'm going to cancel this card and apply for AMEX green card. Atleast it have free travel insurance.
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Nov 23 2016, 04:08 PM
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Pebbie @ Nov 23 2016, 03:55 PM) I'm going to cancel this card and apply for AMEX green card. Atleast it have free travel insurance. Platinum card got free travel insurance. |
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Nov 23 2016, 07:11 PM
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Junior Member
521 posts Joined: Mar 2007 From: Longkang
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QUOTE(HMMaster @ Nov 23 2016, 04:08 PM) Platinum card got free travel insurance. You mean AMEX? I don't plan to pay for annual fee tho |
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Nov 23 2016, 09:03 PM
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Staff
72,805 posts Joined: Sep 2005 From: KUL 
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QUOTE(Pebbie @ Nov 23 2016, 07:11 PM) You mean AMEX? I don't plan to pay for annual fee tho No. Maybank2Cards Platinum.6. Complimentary Travel Personal Accident and Travel Inconvenience Insurance if you charge your travel fares in full to your Maybankard 2 Platinum Cards |
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Nov 23 2016, 09:34 PM
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Senior Member
757 posts Joined: Mar 2010
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QUOTE(jason18689 @ Nov 23 2016, 11:03 AM) I kind of like this lol, mind suggestion other cards which are more attractive than this amex with no annual fees? using another card, hong leong mach. 5% cash back dinner discount regardless of weekdays/weekend. but no point accumulationif yes, then cutting off this card is good-to-go! |
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Nov 23 2016, 09:56 PM
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Staff
72,805 posts Joined: Sep 2005 From: KUL
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QUOTE(talzer @ Nov 23 2016, 09:34 PM) using another card, hong leong mach. 5% cash back dinner discount regardless of weekdays/weekend. but no point accumulation I also have MACH for dining too though I seldom use my M2Cards these days but I still keep it especially now suddenly feel its convenience for 0% BT and the 5xTP still somehow useful for me for stuff which I cannot get cash back from other cards. |
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Nov 23 2016, 10:02 PM
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Senior Member
757 posts Joined: Mar 2010
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QUOTE(fruitie @ Nov 23 2016, 09:56 PM) I also have MACH for dining too though I seldom use my M2Cards these days but I still keep it especially now suddenly feel its convenience for 0% BT and the 5xTP still somehow useful for me for stuff which I cannot get cash back from other cards. true,keeping it for company claim purpose which only accept amex. Refused company card because own card can collect points and don't mind the claiming procedure hassle another keeping value is probably some unrelated sentimental value since it was my first credit card  |
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Nov 23 2016, 10:53 PM
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Junior Member
521 posts Joined: Mar 2007 From: Longkang
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QUOTE(fruitie @ Nov 23 2016, 09:03 PM) No. Maybank2Cards Platinum. But my income is jz 36k. So only card available is AMEX green card6. Complimentary Travel Personal Accident and Travel Inconvenience Insurance if you charge your travel fares in full to your Maybankard 2 Platinum Cards |
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Nov 23 2016, 11:06 PM
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Pebbie @ Nov 23 2016, 10:53 PM) But my income is jz 36k. So only card available is AMEX green card Do note that the green card is a charge card. So you'll need to do a full settlement every month. |
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Nov 23 2016, 11:29 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(Pebbie @ Nov 23 2016, 10:53 PM) But my income is jz 36k. So only card available is AMEX green card FYI...  » Click to show Spoiler - click again to hide... « |
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Nov 24 2016, 09:25 AM
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Junior Member
521 posts Joined: Mar 2007 From: Longkang
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QUOTE(HMMaster @ Nov 23 2016, 11:06 PM) Do note that the green card is a charge card. So you'll need to do a full settlement every month. QUOTE(fly126 @ Nov 23 2016, 11:29 PM) FYI... Yup, that's what i want. Since i use my card like charge card anyway. But somehow, no idea why they rejected my application yesterday :/ any idea? » Click to show Spoiler - click again to hide... « |
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Nov 24 2016, 09:40 AM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(Pebbie @ Nov 24 2016, 09:25 AM) Yup, that's what i want. Since i use my card like charge card anyway. But somehow, no idea why they rejected my application yesterday :/ any idea? Income Issue or High Commitment, how many CC you got now...???Charge cards are known for having very high limits compared to credit cards.  FYI... Reasons Why Your Credit Card Application Got Rejected This post has been edited by fly126: Nov 24 2016, 09:51 AM |
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Nov 24 2016, 09:59 AM
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Pebbie @ Nov 24 2016, 09:25 AM) Yup, that's what i want. Since i use my card like charge card anyway. But somehow, no idea why they rejected my application yesterday :/ any idea? How many cards you carrying now? If your annual income is below RM36k, max is 2 cards from 2 banks.https://www.imoney.my/articles/credit-card-limit |
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Nov 24 2016, 10:16 AM
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(Pebbie @ Nov 23 2016, 10:53 PM) But my income is jz 36k. So only card available is AMEX green card My first card is green Amex card. Looks nice on your wallet or purse. I cancelled it eventually coz not many places accept Amex then. You should apply for cards that matches your spending pattern or categories. |
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Nov 24 2016, 10:37 AM
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Staff
72,805 posts Joined: Sep 2005 From: KUL
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QUOTE(HMMaster @ Nov 24 2016, 09:59 AM) How many cards you carrying now? If your annual income is below RM36k, max is 2 cards from 2 banks. No limit of card so long it is from two issuing banks. However, I'm not sure if charge card will be calculated separately and not under the same as Maybank's conventional cards. Just like Maybank Islamic and Maybank conventional are considered separately.https://www.imoney.my/articles/credit-card-limit |
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Nov 24 2016, 11:15 AM
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Junior Member
475 posts Joined: Jan 2003
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QUOTE(fruitie @ Nov 24 2016, 10:37 AM) No limit of card so long it is from two issuing banks. However, I'm not sure if charge card will be calculated separately and not under the same as Maybank's conventional cards. Just like Maybank Islamic and Maybank conventional are considered separately. How about credit limit? Lets say I already have card from maybank conventional, if I apply Maybank islamic card, will the credit limit be shared between 2 cards? |
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Nov 24 2016, 11:17 AM
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(yusiang @ Nov 24 2016, 11:15 AM) How about credit limit? Lets say I already have card from maybank conventional, if I apply Maybank islamic card, will the credit limit be shared between 2 cards? Nope..separate |
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