Welcome Guest ( Log In | Register )

36 Pages « < 3 4 5 6 7 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
fruitie
post Feb 28 2017, 06:12 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(ytan053 @ Feb 28 2017, 11:37 AM)
Anyone purchased grocery voucher from Tesco and Aeon (please add on other grocery list) and eligible for the 5% cash back too? If that's the case, looks like can maximise the cash back on certain months.
*
Tesco yes but not AEON. Only certain ones as they usually sell the vouchers in customer service area which is usually at departmental area.
fruitie
post Mar 1 2017, 09:58 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(PluEitaro @ Mar 1 2017, 09:56 PM)
If I have a M2C and I apply for this card...the annual spending of RM30000(for VS) can be combined with my M2C? or they count seperately?
*
Separate. 30K spending only on VS.
fruitie
post Mar 1 2017, 10:04 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(PluEitaro @ Mar 1 2017, 10:00 PM)
icic thanks! don't think will get it...since 5% but no treat points...guess i'll have to refuel on weekends lol  biggrin.gif
*
I only got it because it's free first year. laugh.gif Enjoying the PayWave feature when I swiped for groceries. tongue.gif
fruitie
post Mar 4 2017, 01:19 AM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Alexdino @ Mar 3 2017, 06:21 PM)
my annual renewal date is oct, till now nothing on annual fee  wink.gif
*
Do you have other Maybank cards besides this VS? It may follow your other card's anniversary.
fruitie
post Mar 5 2017, 08:29 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Lego Warfare @ Mar 5 2017, 07:37 PM)
It's free for the first year, so I'm guessing Feb 2019.
*
Why 2019 and not 2018? unsure.gif Free from Feb 2017 to Jan 2018. So should be charged in Feb 2018?
Easiest way to find out is to check with CS.

This post has been edited by fruitie: Mar 5 2017, 08:31 PM
fruitie
post Mar 5 2017, 10:37 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Lego Warfare @ Mar 5 2017, 08:43 PM)
Because how will they calculate if your expenses is above 50k when 2017 to 2018 is free?
I'm assuming they will charge in 2019 when they can monitor expenses made fr 2018 to 2019. I don't think they will charge in 2018 unless they expect you to call them 1 year later to waive AF charged 1 year ago...
*
The 50k expenses need to be achieved within Feb 2017 to Jan 2018.
It's the same thing for those swipe 12x to waive AF. You have to swipe within one year to waive for following year.

First year AF is free for the current year, in this VS' case it is supposedly charged the moment it's approved which is Feb 2017 but it's waived.
fruitie
post Mar 6 2017, 12:32 AM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Lego Warfare @ Mar 6 2017, 12:24 AM)
Really? I remembered some of my cards previously gets AF charged after 1 year of activation and those didn't have any 1st year waiver. They must have changed then..  hmm.gif
*
These days seldom there are cards which don't give first year waiver. smile.gif

Back to MBB VS, it seems the AF is charged on a different date. It's better to check with CS especially those having different MBB cards.
fruitie
post Mar 6 2017, 07:09 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(alexis2power @ Mar 6 2017, 04:15 PM)
RM250 is decent. In Singapore is only S$100 for Paywave.
*
Yes, decent for the convenience. Just tap and I'm done.
fruitie
post Mar 12 2017, 02:46 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

Guys, I read first page and just noticed that groceries cash back only applicable for domestic. doh.gif Looks like I brought a wrong card here. I'm in India now and I would like to buy some groceries.

Any chance that I will get cash back? Just like M2Cards' dining cash back is supposedly for local transactions but people still got for overseas dining.

notworthy.gif
fruitie
post Mar 19 2017, 02:00 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(chancsy @ Mar 19 2017, 01:12 PM)
AF waived if spending 30k or 50k? I'm already few months into the second year on this card. Need to decide soon
*
RM 30k is the revised amount.
fruitie
post Mar 19 2017, 03:32 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(chancsy @ Mar 19 2017, 03:05 PM)
Where can I find this revision info as everywhere is starting 50k since the change from 30k few years ago ? (maybank2u, ringgitplus, imoney)
*
Huh? It's on Maybank site...
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Annual Fee
Principal: RM550, FREE for the first year. Subsequent years FREE if spend a min of RM30,000 and above per annum
Effective date 1 December 2016)
fruitie
post Mar 19 2017, 05:53 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(lilsunflower @ Mar 19 2017, 03:56 PM)
Wasn't sure about the answer to your question but did some thinking. For VS, they will probably record it as overseas transaction which is eligible for 5x TP and won't give the cashback as well. In contrast, PBB VS allows 6% cashback for overseas groceries, but no VIP points (which are quite worthless anyway).
*
Yeah, I thought about the same too. Stopped using already. laugh.gif
fruitie
post Mar 19 2017, 11:16 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Alexdino @ Mar 19 2017, 08:49 PM)
30k only for those who received the card after revised, all previous owners are stucked to 50k requirement. the info got it from the helpline, but the support told me u can ask for waiver, go by case to case.
*
Any T&C to show it's only for those received after revision? I haven't read the T&C yet.
Oh well, not like I will achieve 30K. laugh.gif

QUOTE(drbone @ Mar 19 2017, 09:58 PM)
Most likely before the anniversary, I'll cancel this card...So sad since it's a pretty good card to use even during the weekdays
*
Me too. No need to worry at all. sad.gif
fruitie
post Mar 19 2017, 11:29 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(Alexdino @ Mar 19 2017, 11:24 PM)
first the support said yes, all will revised to 30k then he apologized, saying that he gave wrong information, 30k for new card holder only.
*
If I ever achieve RM 30k, I will ask them. tongue.gif

Now gotta ask them when is my card anniversary. tongue.gif
fruitie
post Mar 19 2017, 11:52 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(chancsy @ Mar 19 2017, 11:50 PM)
TnC still stating 50k, and yeah I totally missed the 30k line.
*
Good thing to argue if they don't honour those with 30k spending. tongue.gif
fruitie
post Mar 28 2017, 12:18 AM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(celaw @ Mar 28 2017, 12:02 AM)
Anyone had tried spend in overseas groceries and got cash back 5%? I know T & C stated just for local groceries, just wish to see practise wise any exception found?
*
I asked the same question too. I don't think so as I have checked my TP for this card, it has been increased 5x. I guess I will only get TP but not cash back... Will confirm again on 1st/2nd April.
fruitie
post Mar 29 2017, 11:45 AM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(wasabi @ Mar 29 2017, 11:24 AM)
[attachmentid=8658744]

My anniversary date is April , maybe it will charge you 5 days before the due so you have some time to call bank for waiver?

**btw, my is auto waived
*
Did you spend the minimum amount?
fruitie
post Mar 29 2017, 03:22 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(wasabi @ Mar 29 2017, 02:44 PM)
yes i have had spent 20k for 1 bill , and no i can't remember did i spend min for a year. So now continue to enjoy the another year. =.=
*
Yeah, just use lo. I certainly can't achieve, will cancel mine when the time comes.

QUOTE(kop2299 @ Mar 29 2017, 03:20 PM)
The annual fee will be charged 1 year from the approval date? because I saw my card validity date is April (same to m2 amex) while the approval month is October
*
Eh, we are exactly the same. Approval for VS in Oct and card validity is same as my M2Cards in April. tongue.gif
I supposed it is the approval date for VS, if you are calling them, please post here as well. I will call them too when I go back to Malaysia next week. biggrin.gif
fruitie
post Mar 31 2017, 05:04 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(solarwing @ Mar 31 2017, 02:00 PM)
My card being charges annual fees RM 550 + RM 33 GST too, call in but subject too management approval. Knew I did not achieve the amount required to spend, so CS request me to settle the outstanding + the annual fees charges before proceed terminate the card ?
*
If you have spent after AF is charged, then you will need to pay for it.
fruitie
post Mar 31 2017, 10:02 PM

Rise and Shine
Group Icon
Staff
72,823 posts

Joined: Sep 2005
From: KUL

QUOTE(kop2299 @ Mar 31 2017, 08:30 PM)
I called cs today and was told that the AF will be charged in April 2018 ( amex anniversary month ). I double confirmed with cs. By the way my card approval date is Oct 2016.
*
Thanks for checking! I will check mine too. biggrin.gif
Exactly same scenario as yours.

36 Pages « < 3 4 5 6 7 > » Top
 

Change to:
| Lo-Fi Version
0.2157sec    0.67    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 01:18 PM