QUOTE(kop2299 @ Apr 1 2017, 08:59 AM)
I just called and this CS confirmed mine will be charged on Sept 2017. Oh well. I will call again next time.
Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP.
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
|
|
Apr 2 2017, 01:37 PM
Return to original view | Post
#101
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(kop2299 @ Apr 1 2017, 08:59 AM) I just called and this CS confirmed mine will be charged on Sept 2017. Oh well. I will call again next time. Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP. |
|
|
|
|
|
Apr 3 2017, 10:27 AM
Return to original view | Post
#102
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
|
|
|
Apr 3 2017, 11:25 AM
Return to original view | Post
#103
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
|
|
|
Apr 4 2017, 09:55 AM
Return to original view | Post
#104
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
|
|
|
Apr 6 2017, 12:03 AM
Return to original view | Post
#105
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(kop2299 @ Apr 5 2017, 03:38 PM) Minimum RM 20 per transaction or total transaction less than RM 20 per month?I got cash back though for transaction less than RM 20. ![]() QUOTE(enixcv123 @ Apr 5 2017, 09:37 PM) I just checked with CS regarding the Annual fees. What CS told me that for the first Annual Fees will kick in after a year. For example: I am holding Maybank 2 card and the printed date is July, but my VS was approved on January, so the Annual Fess will appear on next year January, but the second year will be same as my maybank 2 card which is next year July. QUOTE(Human Nature @ Apr 5 2017, 10:44 PM) Too many versions until I gave up.. |
|
|
Apr 10 2017, 01:35 PM
Return to original view | Post
#106
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(triple c @ Apr 10 2017, 01:09 PM) I having few BT in my VS card...and I need to cancel my card to avoid annual fee...what can I do? is that possible to transfer the BT to another new MBB credit card? I think that's possible, just tell CS you want to cancel your VS and shift BT to other cards. That's the reason why I BT to my AmEx instead of VS. |
|
|
|
|
|
Apr 11 2017, 01:41 PM
Return to original view | Post
#107
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(Nerdyfred @ Apr 11 2017, 01:35 PM) Why you need to cancel your VS card when is Free-For-Life (Principal & Supplementary Cards) - First year annual fee waived & subsequent years’ annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months. You need to spend RM 50k per annum for cards approved before Dec 2016, after Dec 2016 is 30k per annum. |
|
|
Apr 11 2017, 02:04 PM
Return to original view | Post
#108
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
|
|
|
Apr 12 2017, 11:19 PM
Return to original view | Post
#109
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 12 2017, 11:07 PM) Last 2 weeks for me to use my VS. My annual fee is due in May, so I'll cancel in first week of May. Yes and I think you will apply back soon. Love the card, but AF is ridiculous. Not much point keeping this card with the reinstatement of M2U Amex 5% week-end CB. I will cancel early Sept as well. Sigh. Convenient to use lo. |
|
|
Apr 13 2017, 03:15 PM
Return to original view | Post
#110
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 13 2017, 03:02 PM) Yeh but I think MBB is a bit strict with applying and reapplying. I managed to hit the RM50k for the previous 2 rounds so this is first time I'm cancelling the VS. Think I may have to wait 6 months to reapply. Luckily there are other cards that can cover during its absence. |
|
|
Apr 13 2017, 06:17 PM
Return to original view | Post
#111
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
|
|
|
Apr 13 2017, 09:53 PM
Return to original view | Post
#112
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(kart @ Apr 13 2017, 09:53 PM) Assuming that you cancel your Maybank Visa Signature Card on May 2017, you may reapply for the same card on November 2017. Yes, that's the whole point for reapplying isn't it? If that is the case, do you still get free 1-year annual fee waiver for your Maybank Visa Signature Card, from November 2017 to October 2018? |
|
|
Apr 13 2017, 10:03 PM
Return to original view | Post
#113
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 13 2017, 09:58 PM) I hope so! But I'm not sure. I may end up not reapplying as I really hate annual fee cards. Can use my PBB VS to cover groceries, and just pump petrol on weekends with MBB Amex. Yes, luckily we have other cards to cover. The thing is I also don't spend a lot on this card except for TnG reloads at JG and occasionally groceries spending for my mum and pump petrol. The only thing I will miss is the convenience. |
|
|
|
|
|
Apr 13 2017, 10:15 PM
Return to original view | Post
#114
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 13 2017, 10:12 PM) Yeh and the high monthly quota - I have only maxed out a few times in the past 4 years. Ive had this card since it was first introduced so I feel slightly nostalgic finally cancelling it. It was great at the time because was one of the few cards with unlimited lounge access for principals and supps, visa pay wave (and quite a lot of promotions for that) and free valet parking at loads of malls. Now none of those benefits exist anymore. Lousy. True. This card is as good as nothing these days. Just like a normal card for groceries and petrol cash back. Nothing else.QUOTE(kart @ Apr 13 2017, 10:13 PM) True, but Maybank will know that we previously own the Maybank Visa Signature Card, and that we purposely cancel the card, just to avoid paying for the annual fee. They may just reject your application. As simple as this. Once approved then it should follow the normal AF cycle.I wonder whether Maybank will keep this factor, before approving the Maybank Visa Signature Card, for us again. |
|
|
Apr 17 2017, 11:04 PM
Return to original view | Post
#115
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(jason18689 @ Apr 17 2017, 10:25 PM) Fulamak. Low requirements.. Memang lowest requirement for VS league ma. Nowadays I saw many people being rejected, even though it's gold m2cards... VS for u sapsapsui... Memang another lvl lol. But, may I ask, what attracts you on the vs? Speed pass? 5% groceries and petrol every day. Better reply you here. |
|
|
Apr 18 2017, 12:04 PM
Return to original view | Post
#116
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(jason18689 @ Apr 18 2017, 07:54 AM) Theoritically saying, yes it is in fact the lowest, others are like 80k or 100k? Yes, it is very low only la. Okay, will consider that, but the AF is turning me off to be honest... Next is AmBank, 80k. Like me, use first and cancel later. This post has been edited by fruitie: Apr 18 2017, 12:04 PM |
|
|
Apr 20 2017, 10:06 PM
Return to original view | Post
#117
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(frozenkid @ Apr 20 2017, 09:18 PM) Hi Guys, Yes, any retail spending.I called the callcenter to confirm if the annual spending is RM30,000 for the Annual Fee Waiver. One of them said no its RM50,000 again and then when i called again another person said its RM30,000. Anyways long story short i applied today and awaiting approval. I asked them if insurance monthly fees counted as expenditure for the RM30,000 annual spending, they said yes it is. As long as anything charged to the card is considered. So is this true guys? |
|
|
Apr 21 2017, 07:23 PM
Return to original view | Post
#118
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(frozenkid @ Apr 21 2017, 07:16 PM) Thanks for the info!! I think i will be using it as my main card. So cool. I applied last night and submitted my document and just now at 6PM i received the sms that my card approved. lol. I don't know why i never once have problem applying for any credit card. I currently holding 3 and is 5 digit credit limit each. So i don't know how Maybank actually screen their customer to see if they eligible. Ill update on how the packaging comes etc. PS: I already have the Maybank2 card platinum. Did not find it useful especially AMEX since very limited places accept it. The packaging has nothing interesting and this card in my opinion is just a Plat level card, not worthy though I have it and will cancel when my AF is reached. Better stick to my plan for PBB VS. |
|
|
Apr 21 2017, 08:13 PM
Return to original view | Post
#119
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(frozenkid @ Apr 21 2017, 07:54 PM) Yup.. i guess you are right. But its just missing the petrol cash back. If that was included then hands down it is the best signature card to apply. In my opinion the worst is HSBC. But damn Maybank for removing the Premium lounge access. lol. RM 50 cap for PBB. I have other cards for petrol, so not an issue and I don't drive most of the time.What I'm looking for is a card that covers my petrol cash back. The rest i don't mind getting points. The grocery cash back seems like a better option for me over dinning because i spend on groceries easily more then 700 a month. I won't be spending like that on dining. Btw how much is the cap for the PBB cash back if i may ask? QUOTE(frozenkid @ Apr 21 2017, 07:57 PM) You have to pay for it if I'm not mistaken.Anyway, please just post in one post. |
|
|
Apr 24 2017, 11:28 AM
Return to original view | Post
#120
|
|
Staff
72,815 posts Joined: Sep 2005 From: KUL |
QUOTE(kart @ Apr 24 2017, 09:49 AM) Good explanation, cybpsych. Just press according to your card type. That's how I do. It's the same waiting time.It seems that pressing 1 is strictly for Maybank Visa Signature Card issues, and pressing 2 is for Maybank platinum credit card issues. But, as you said, it does not matter. I just press 1, as the waiting time to be attended by CS should be shorter. |
| Change to: | 0.2293sec
0.36
7 queries
GZIP Disabled
Time is now: 9th December 2025 - 08:54 AM |