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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Apr 2 2017, 01:37 PM

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QUOTE(kop2299 @ Apr 1 2017, 08:59 AM)
Alright. Plz keep us posted on the answer from cs.
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I just called and this CS confirmed mine will be charged on Sept 2017. doh.gif One month prior to my anniversary year.
Oh well. I will call again next time. doh.gif

Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP.
fruitie
post Apr 3 2017, 10:27 AM

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QUOTE(janson_kaniaz @ Apr 3 2017, 07:00 AM)
check my old reply. i believe still valid.
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Erm, mine is slightly different scenario...

QUOTE(kop2299 @ Apr 3 2017, 08:26 AM)
Your Anniversary month is Oct?
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Yes for VS. For normal M2Cards is in April. On my VS is printed as 04/22 which is same as M2Cards.
fruitie
post Apr 3 2017, 11:25 AM

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QUOTE(kop2299 @ Apr 3 2017, 10:33 AM)
So weird MBB use different method for AF calculation.
My M2 amex is April and VS also printed 04/19. Approval month is Oct 2016. We have same condition.
I think i will re-confirm with cs again in August.
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I will also call and check again with another CS.
fruitie
post Apr 4 2017, 09:55 AM

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QUOTE(Devil4life @ Apr 4 2017, 08:56 AM)
Submitted what documents? Latest payslip only? You apply through M2U or email to them?
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I believe email. Payslip will do. I usually submit 3 months.
fruitie
post Apr 6 2017, 12:03 AM

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QUOTE(kop2299 @ Apr 5 2017, 03:38 PM)
2. CB earned <Rm1 transactions will not be counted. It means minimum spend term (for cb) is RM20.
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Minimum RM 20 per transaction or total transaction less than RM 20 per month?
I got cash back though for transaction less than RM 20.
user posted image

QUOTE(enixcv123 @ Apr 5 2017, 09:37 PM)
I just checked with CS regarding the Annual fees.
What CS told me that for the first Annual Fees will kick in after a year.

For example:
I am holding Maybank 2 card and the printed date is July, but my VS was approved on January, so the Annual Fess will appear on next year January, but the second year will be same as my maybank 2 card which is next year July.
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QUOTE(Human Nature @ Apr 5 2017, 10:44 PM)
Mine for reference:

VS approved April 2015
MBB2 expiry date March
VS annual fee date Feb 2017
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Too many versions until I gave up.. sweat.gif
fruitie
post Apr 10 2017, 01:35 PM

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QUOTE(triple c @ Apr 10 2017, 01:09 PM)
I having few BT in my VS card...and I need to cancel my card to avoid annual fee...what can I do? is that possible to transfer the BT to another new MBB credit card?
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I think that's possible, just tell CS you want to cancel your VS and shift BT to other cards. That's the reason why I BT to my AmEx instead of VS.
fruitie
post Apr 11 2017, 01:41 PM

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QUOTE(Nerdyfred @ Apr 11 2017, 01:35 PM)
Why you need to cancel your VS card when is Free-For-Life  (Principal  &  Supplementary  Cards)  -  First  year  annual  fee  waived  &  subsequent 
years’ annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months.

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laugh.gif Who told you this? laugh.gif
You need to spend RM 50k per annum for cards approved before Dec 2016, after Dec 2016 is 30k per annum.
fruitie
post Apr 11 2017, 02:04 PM

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QUOTE(Devil4life @ Apr 11 2017, 01:48 PM)
Just receive mine, but don't think I can spend 30K per annum to waive the annual fees. Just apply for fun  biggrin.gif
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I also applied and going to use for first year. laugh.gif
Gonna end soon..
fruitie
post Apr 12 2017, 11:19 PM

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QUOTE(lilsunflower @ Apr 12 2017, 11:07 PM)
Last 2 weeks for me to use my VS. My annual fee is due in May, so I'll cancel in first week of May.

Love the card, but AF is ridiculous. Not much point keeping this card with the reinstatement of M2U Amex 5% week-end CB.
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Yes and I think you will apply back soon. laugh.gif
I will cancel early Sept as well. Sigh. Convenient to use lo.
fruitie
post Apr 13 2017, 03:15 PM

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QUOTE(lilsunflower @ Apr 13 2017, 03:02 PM)
Yeh but I think MBB is a bit strict with applying and reapplying. I managed to hit the RM50k for the previous 2 rounds so this is first time I'm cancelling the VS. Think I may have to wait 6 months to reapply.
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Luckily there are other cards that can cover during its absence.
fruitie
post Apr 13 2017, 06:17 PM

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QUOTE(Prophunter @ Apr 13 2017, 06:09 PM)
Do balance transfer considered as spending to meet the minimum spending AF waiver?
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No.
fruitie
post Apr 13 2017, 09:53 PM

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QUOTE(kart @ Apr 13 2017, 09:53 PM)
Assuming that you cancel your Maybank Visa Signature Card on May 2017, you may reapply for the same card on November 2017.

If that is the case, do you still get free 1-year annual fee waiver for your Maybank Visa Signature Card, from November 2017 to October 2018?  hmm.gif
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Yes, that's the whole point for reapplying isn't it? laugh.gif
fruitie
post Apr 13 2017, 10:03 PM

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QUOTE(lilsunflower @ Apr 13 2017, 09:58 PM)
I hope so! But I'm not sure. I may end up not reapplying as I really hate annual fee cards. Can use my PBB VS to cover groceries, and just pump petrol on weekends with MBB Amex.
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Yes, luckily we have other cards to cover. laugh.gif
The thing is I also don't spend a lot on this card except for TnG reloads at JG and occasionally groceries spending for my mum and pump petrol. The only thing I will miss is the convenience.
fruitie
post Apr 13 2017, 10:15 PM

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QUOTE(lilsunflower @ Apr 13 2017, 10:12 PM)
Yeh and the high monthly quota - I have only maxed out a few times in the past 4 years. Ive had this card since it was first introduced so I feel slightly nostalgic finally cancelling it. It was great at the time because was one of the few cards with unlimited lounge access for principals and supps, visa pay wave (and quite a lot of promotions for that) and free valet parking at loads of malls. Now none of those benefits exist anymore. Lousy.
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True. This card is as good as nothing these days. Just like a normal card for groceries and petrol cash back. Nothing else.

QUOTE(kart @ Apr 13 2017, 10:13 PM)
True, but Maybank will know that we previously own the Maybank Visa Signature Card, and that we purposely cancel the card, just to avoid paying for the annual fee.

I wonder whether Maybank will keep this factor, before approving the Maybank Visa Signature Card, for us again.
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They may just reject your application. As simple as this. Once approved then it should follow the normal AF cycle.
fruitie
post Apr 17 2017, 11:04 PM

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QUOTE(jason18689 @ Apr 17 2017, 10:25 PM)
Fulamak. Low requirements..
Nowadays I saw many people being rejected, even though it's gold m2cards... VS for u sapsapsui... Memang another lvl lol.

But, may I ask, what attracts you on the vs?
Speed pass?
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Memang lowest requirement for VS league ma. tongue.gif

5% groceries and petrol every day. biggrin.gif Can reload TnG and buy groceries with PayWave. biggrin.gif

Better reply you here. tongue.gif
fruitie
post Apr 18 2017, 12:04 PM

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QUOTE(jason18689 @ Apr 18 2017, 07:54 AM)
Theoritically saying, yes it is in fact the lowest, others are like 80k or 100k?
Okay, will consider that, but the AF is turning me off to be honest...
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Yes, it is very low only la. tongue.gif
Next is AmBank, 80k. laugh.gif
Like me, use first and cancel later. biggrin.gif

This post has been edited by fruitie: Apr 18 2017, 12:04 PM
fruitie
post Apr 20 2017, 10:06 PM

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QUOTE(frozenkid @ Apr 20 2017, 09:18 PM)
Hi Guys,

I called the callcenter to confirm if the annual spending is RM30,000 for the Annual Fee Waiver. One of them said no its RM50,000 again and then when i called again another person said its RM30,000.

Anyways long story short i applied today and awaiting approval.

I asked them if insurance monthly fees counted as expenditure for the RM30,000 annual spending, they said yes it is. As long as anything charged to the card is considered. So is this true guys?
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Yes, any retail spending.
fruitie
post Apr 21 2017, 07:23 PM

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QUOTE(frozenkid @ Apr 21 2017, 07:16 PM)
Thanks for the info!! I think i will be using it as my main card. So cool. I applied last night and submitted my document and just now at 6PM i received the sms that my card approved. lol.

I don't know why i never once have problem applying for any credit card. I currently holding 3 and is 5 digit credit limit each. So i don't know how Maybank actually screen their customer to see if they eligible.

Ill update on how the packaging comes etc.

PS: I already have the Maybank2 card platinum. Did not find it useful especially AMEX since very limited places accept it.
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smile.gif Not a big issue with this card, many have this card.

The packaging has nothing interesting and this card in my opinion is just a Plat level card, not worthy though I have it and will cancel when my AF is reached.

Better stick to my plan for PBB VS.
fruitie
post Apr 21 2017, 08:13 PM

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QUOTE(frozenkid @ Apr 21 2017, 07:54 PM)
Yup.. i guess you are right. But its just missing the petrol cash back. If that was included then hands down it is the best signature card to apply. In my opinion the worst is HSBC. But damn Maybank for removing the Premium lounge access. lol.

What I'm looking for is a card that covers my petrol cash back. The rest i don't mind getting points. The grocery cash back seems like a better option for me over dinning because i spend on groceries easily more then 700 a month. I won't be spending like that on dining.

Btw how much is the cap for the PBB cash back if i may ask?
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RM 50 cap for PBB. I have other cards for petrol, so not an issue and I don't drive most of the time.

QUOTE(frozenkid @ Apr 21 2017, 07:57 PM)
Also did anyone here tried the concierge service?
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You have to pay for it if I'm not mistaken.

Anyway, please just post in one post.
fruitie
post Apr 24 2017, 11:28 AM

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QUOTE(kart @ Apr 24 2017, 09:49 AM)
Good explanation, cybpsych.

It seems that pressing 1 is strictly for Maybank Visa Signature Card issues, and pressing 2 is for Maybank platinum credit card issues.

But, as you said, it does not matter. I just press 1, as the waiting time to be attended by CS should be shorter. smile.gif
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Just press according to your card type. That's how I do. It's the same waiting time.

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