It is an ewallet.

Alternatively you can buy Setel credit at Shopee (Petronas.OS)

This post has been edited by ClarenceT: Jul 10 2020, 08:54 AM

Relax. Check M2U tomorrow.

Tiger never retain, credit cards, loans, hire purchase etc.
They only have KPI for new customers, no need to retain existing customers.

31/7 still 2% cashback instead spending in August to get 1%.

1% (ONE percent)

Other card issuers will cut the benefits or rebate soon as well. Already proposed by Bank Negara since 2015.

https://www.bnm.gov.my/index.php?ch=en_pres...ac=2618&lang=en

https://www.bnm.gov.my/guidelines/50_others...m_Framework.pdf

Good news is you will have more places to use credit/debit cards after the card interchange fee is reduced.

But Visa, MasterCard and Amex are still very reluctant to use QR.
Very soon DuitNow QR (alternative to MyDebit, Bigpay, Grabpay, TNG wallet, MAE) and Unionpay QR (alternative to Unionpay card, Boost, Sarawak pay) will be blooming everywhere.

This post has been edited by ClarenceT: Jul 10 2020, 03:20 PM

Why not using your SC JOP as you just need to spend another RM1000 for +RM32 CB?

Or ask here
https://forum.lowyat.net/topic/4161836/+3740

It will be a good card for you if you can use alternative channel (not MCC 4900) to pay TNB Bills.

Not sure on TNB.

It is possible for Sarawak Energy, I can pay the electricity bill at alternative platform paybillsmalaysia.com (not MCC4900).

FCB VS will still be the best, after other CC revise their CB rate and amount.

Only if more cardholders are paying CC interest to make it sustainable. The card issuers can't earn so much fee from transactions again.

This post has been edited by ClarenceT: Jul 20 2020, 07:43 AM

Other banks are making the similar decisions as well, as proposed by Bank Negara.

--- BNM's FAQ ---

Would the Framework cause consumers to be worse-off as banks are likely to cut back on loyalty points, cash rebates and other cardholder rewards?

Cardholder rewards such as loyalty points and cash rebates are funded by merchants through the payment of MDR. Merchants are likely to recover such cost through higher prices of goods and services. As such, consumers who do not use payment cards may end up subsidising the cardholder rewards enjoyed mostly by premium cardholders.

With the implementation of the Framework, there is likely to be a dampening in the cardholder rewards. Nevertheless, consumers are not worse-off. With more affordable payment card acceptance cost, merchants will be less pressured to pass on such cost to consumers through higher prices of goods and services. In addition, more merchants would be able to afford the acceptance of payment cards, in particular the debit card. This would provide consumers with the convenience of using their payment cards widely at more merchant outlets, thus lessening the need to carry cash.


This post has been edited by ClarenceT: Jul 20 2020, 03:46 PM

Stand-alone Amex card offered by MBB.
https://www.maybank2u.com.my/maybank2u/mala..._back_gold.page?

For Maybank CC, next SST date is the 1st day of the following month after expiry month of your card.

Card expiry 08/**, SST 1 September.

Don't compare apple vs orange.
Shopee coins =/= cash rebate

Your outstanding transactions (if any) still can appear after the card is terminated. I believe the card issuer need to make sure no new transactions will be posted.

Transaction today but posted in August MAY get 2% cashback. At your own risk.