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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Oct 23 2020, 05:28 PM

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QUOTE(kyle46 @ Oct 23 2020, 05:25 PM)
Right.. thanks. Never knew this. If I know, I wouldn’t cancel my other bank’s CC.
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Not an issue, you can always apply for new credit facilities (including credit card, loan, O/D etc) at another bank.
ClarenceT
post Oct 23 2020, 05:53 PM

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QUOTE(kyle46 @ Oct 23 2020, 05:49 PM)
Yeah thanks. Apparently prefer to maintain with 1 bank for ease of tracking. So far quite happy with mbb services.
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You can request to increase the credit limit.

https://www.maybank2u.com.my/iwov-resources...-AppFormEng.pdf
ClarenceT
post Nov 8 2020, 12:04 PM

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QUOTE(Human Nature @ Nov 8 2020, 10:28 AM)
Went to pump petrol. Use CC at the pump and received the usual RM200 sms thingy. Completed filling up the petrol. The kiosk did not dispense the receipt so went to ask for it from the counter. Then received another sms with the exact amount of petrol that I pumped. How is this possible when I did not use the CC at the counter.
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Coincidence only. If you didn't go to see cashier, you would get the 2nd transaction as well.
1st one was pre-auth transaction and it won't be posted.
After you pump petrol, the actual amount was charged and would be posted.
ClarenceT
post Nov 8 2020, 01:02 PM

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QUOTE(Human Nature @ Nov 8 2020, 12:15 PM)
First time getting 2 sms - 1 with the pre-aut 200 and 1 with the actual value.
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Improved now, no need to wait for another day for adjustment.
ClarenceT
post Nov 21 2020, 08:27 AM

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QUOTE(Michael_Light @ Nov 21 2020, 06:53 AM)
I paid RM2k++ online for tuition fee with barcelona card on 28th Oct, but not getting cashback from it (total casjback gotten is (<RM1)

Is their system buggy again???? Or education ia in exclusion?? (I checked should be eligiblw right????)
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Check the MCC as well. The merchant may use different MCC including Government especially Government-funded institutions.
ClarenceT
post Nov 25 2020, 07:53 AM

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QUOTE(spikey2506 @ Nov 24 2020, 10:44 PM)
If they return the previous FCB card benefits, heck I don't care if they start sponsoring Liverpool, which is the team I hate the most. I'm still gonna get the card biggrin.gif
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I am anti Man U.
No matter how good Maybank MU VI is, I won't accept this CC!

ClarenceT
post Dec 9 2020, 03:32 PM

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QUOTE(frostfrench @ Dec 9 2020, 03:22 PM)
I haven't find a card to substitute my Barcelona VIsa Signature?

Which cards do you guys substitute with?
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For general use this card is still very good at 1%, except Government, charities, ewallets and utilities.

For online and direct debit, good alternatives are SC Just-one Platinum and Affin Duo.
ClarenceT
post Dec 13 2020, 12:35 PM

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QUOTE(celciuz @ Dec 13 2020, 10:14 AM)
Affin Duo (Cashback card), will be cutting FCB before SST charges anyways.
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True only for online and some direct debit transactions.
2nd year onwards, you need to pay 2xSST for Affin Duo.

This post has been edited by ClarenceT: Dec 13 2020, 12:36 PM
ClarenceT
post Jan 28 2021, 08:24 PM

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QUOTE(jutamind @ Jan 28 2021, 08:18 PM)
This might send like a stupid question. I'm the principal card holder for this card while my family member hold supp card. I'm thinking of cancelling my card but retaining the supp card. So is it possible to "promote"  the supp card to principal card?
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He/she need to apply for principal card. The liability of principal and supplementary is different.
ClarenceT
post Feb 5 2021, 11:29 AM

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QUOTE(Human Nature @ Feb 5 2021, 11:24 AM)
FCB is finally cancelled. Done and dusted.
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Discharge your duty as TS?
ClarenceT
post Feb 17 2021, 06:50 AM

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QUOTE(skty @ Feb 17 2021, 02:47 AM)
That time when I cancel MBB FCB when it change to 1%, it still give CB for TnG ewallet.
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TNG WALLET - Yes.
But after CIMB-TNG changed the transaction description to TNG EWALLET then no more 2% CB.
ClarenceT
post Feb 17 2021, 10:37 AM

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QUOTE(ChiaW3n @ Feb 17 2021, 10:25 AM)
Because it shown as account closed which quite annoyed to look at it hahahaha
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I still have some card accounts not only "ACCOUNT CLOSED" but also "NOT AUTHORIZED" (terminated >10 years ago). tongue.gif
ClarenceT
post Feb 17 2021, 11:42 AM

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QUOTE(#Victor @ Feb 17 2021, 11:13 AM)
just terminated FCB, there is one last installment when cancel. since the account is closed and cannot access to view the transaction, do we still need to pay? if yes to we still able to make transfer to cancelled card?
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You terminated the card (for new transactions) only but not the account and debt.
You still get monthly statements in the future, unless zero transaction and statement balance is RM0.00.
ClarenceT
post Feb 17 2021, 12:50 PM

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QUOTE(#Victor @ Feb 17 2021, 12:42 PM)
the CS din ask to transfer or clear outstanding before cancel. but i do give instruction to cancel the card only if management can refund the charged SST as CS told SST could not be refund once charged. now account closed, whether should i pay the last installment amount after deduct the SST or not also can't check..

wonder for closed account we can still pay the card? how about standing instruction, will still go thru?
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Check your next credit card statement.
ClarenceT
post Feb 17 2021, 01:42 PM

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QUOTE(#Victor @ Feb 17 2021, 01:02 PM)
the last installment is already charged in the latest statement and due on this month end, wonder can i pay off the outstanding exclude the SST assuming that they approved to refund the charged SST. in case the SST is not refunded, will it consider as late payment in CCRIS and incur charges for that?

btw, can still transfer fund to cancelled credit card? will the fund gone missing or stucked somewhere?
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Ask Maybank Card Centre.

P/S: My past experience with Citibank and EON Bank, I paid to the CC accounts after the credit cards were terminated.

ClarenceT
post Feb 17 2021, 02:10 PM

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QUOTE(ChiaW3n @ Feb 17 2021, 01:56 PM)
Wah keep for so long? I have one already beh tahan ady, but just in case got more contests which I enrolled earlier but the result not out yet ?
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My past achievements, not really eyesore. tongue.gif

This post has been edited by ClarenceT: Feb 17 2021, 02:15 PM


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ClarenceT
post Mar 2 2021, 07:54 AM

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QUOTE(Kyan0411 @ Mar 2 2021, 12:58 AM)
My payment to Etiqa online didnt get 1% cashback, is it normal?
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Posted in March?
ClarenceT
post Mar 2 2021, 03:37 PM

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QUOTE(zAlyN @ Mar 2 2021, 03:31 PM)
Hi all, may I know is it still worth upgrading my CC from Ikhwan Gold to Maybank FC Barcelona Visa Signature for petrol cashback? Current CC I only get cashback around RM10-RM13 per month as for utilizing mainly for petrol on Friday and Saturday. My current work now already need to commute many place so petrol need to be topup cannot wait till Friday. Let say I use  Maybank FC Barcelona Visa Signature for petrol and swipe groceries on normal weekday at speedmart and have quick dinner at restaurant, is there any chance my cashback will be much better than Ikhwan Gold?
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Depends on how much you are spending, only you can estimate.
Ikhwan CC is from Maybank Islamic Berhad.
FC Barcelona VS is from Malayan Banking Berhad (Conventional banking).
Legally they are from 2 different banks, so technically you can't "upgrade"! Need to apply for new CC from another bank.
ClarenceT
post Mar 3 2021, 10:37 AM

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QUOTE(Kyan0411 @ Mar 3 2021, 10:33 AM)
RM0 MBB: Win RM50 Cash Back with RM500 online spend with Maybank FCB Visa Signature Card. Reply WINFCB<space>NRIC to join! Info: www.maybank2u.com.my/c/fcb

I received the above message. But Im not a NTB customer. The link bring me to sign up for FCB
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https://www.maybank2u.com.my/iwov-resources...ommerce_tnc.pdf

Hopefully a lot of people already cancelled the card. tongue.gif

This post has been edited by ClarenceT: Mar 3 2021, 10:39 AM
ClarenceT
post Mar 3 2021, 10:48 AM

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No e-wallet ya. I give up this month.

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